The Long Term Investor

In 2020, the global stock market had 155.7 million trades per day worth $554.6 billion dollars.   The market prices you see at any given moment reflect the buying and selling by millions of market participants incorporating all known information about a company. Collectively, these market participants are highly educated and highly motivated. As a result, there is a lot of information that is quic...

A growing number of investors are interested in Environmental, Social and Governance investing, known as ESG. That term is becoming more common, but ESG still means different things to different people.   While some investors are drawn to the socially responsible side of ESG investing, others approach ESG factors as a way to evaluate risks and opportunities and create more sustainable portfolios....

Peter answers listener questions is this Mailbag Episode   Listen now and learn: Why housing is consumption and not an asset How to think about the ideal investment mix for retirement How to prioritize paying down student debt vs investing   Visit www. TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

One of the trickier decisions of saving for retirement is determining which accounts to prioritize with your savings.   Is it most important to max out a 401(k) before an IRA? At what point should you use a taxable account for retirement savings? How does debt play into these decisions?   This is one of those truly personal finance moments because everyone has different circumstances.   Listen now...

As the stock market continues to reach new highs, it's tempting to think about the possibility of buying and selling at just the right moment.   Here's a dirty little secret that most of the investment industry doesn't want you to know: Time is more important than timing in investment success.   Listen now and learn: The impact of investing at the absolute worst times The difference in returns ear...

If there is a universal investment ideal, it's that every investor wants to buy low and sell high. Rebalancing does just that.   In today's episode, I'm going to explain rebalancing at a high level with some simple examples, point out some practical to challenges rebalancing, and then talk about the best way to rebalance your portfolio.   Listen now and learn: The basics of rebalancing Practical c...

Inflation has been dominating the headlines for a few months now. With the risk of higher inflation on the way, one might wonder how to invest in such a scenario. After all, growing your hard-earned savings at a rate greater than inflation is the primary reason to be an investor.   Listen now and learn: What is inflation and how it impacts you The best investments for inflationary periods When a b...

We often feel regret when we can clearly envision the alternative paths we didn't take and decide those paths would have been better than the one we ultimately chose.   It's particularly easy to see the alternatives after the fact when you are an investor. Winning investments always find their way to the center of attention of financial media, social media, and social interactions.   Investing is...

When major financial decisions come only once or twice in a lifetime, it's important to get to them right.   This is the focal point of the third and final installment of a three part series covering Making Money Simple: The Complete Guide To Getting Your Financial House in Order and Keeping It That Way Forever .   Listen in and learn how Peter addresses these big decisions.     Visit www. TheLong...

In the second installment of a three part series, Peter walks through the investing chapters of Making Money Simple: The Complete Guide To Getting Your Financial House in Order and Keeping It That Way Forever .   The prior episode focuses on creating a system for financial success by making intentional, systematic choices with your money. With a good savings system in place, we can now turn our fo...

One of the trickiest things about personal finance is the sheer number of choices. It doesn't matter the details of your specific situation – we all face countless decisions and each option comes with a lot of underlying complexity.   So many people struggle to understand where to start and what to do with their money. That's why Peter wrote Making Money Simple: The Complete Guide to Getting Your...

Financial advisors love spreadsheets, but we don't live in a spreadsheet. The mathematically superior advice isn't always the best for you. In this episode, Peter explores some of the areas where this concept is most prevalent. Listen in and learn how to: Build a budget that actually works Choose between investing and paying down debt Select an investment strategy that is best suited for your pers...

How does an award-winning Chief Investment Officer invest his own assets? In this episode, Peter shares how he handles his own assets, liabilities, and spending habits. Listen in and learn: The story of Peter's first money lesson The metrics Peter uses most often to measure his progress The investments and asset allocations for each of his personal accounts The system Peter uses to manage his cash...

What does it mean to be a long term investor? In this episode, Peter shares his definition of being a long-term investor and how it shapes the framework for making investment decisions. Listen in and learn: Whether 3, 5, 10, or 20 years qualifies as "long term" Why your time horizon is longer than you think The most potent combination for wealth creation The importance of being an optimist Visit w...