The Life By Design Podcast

There are many types of scams and some of them are fairly sophisticated. It’s no wonder that people fall victim to scams more often than not. For Royal Standley, prevention is the best tool against scammers. In this podcast, Royal gives you insight into the mechanisms that scammers use to get your attention and strategies you can use to avoid scams. In this episode, you’ll learn: About the most co...

Life insurance, with all of its moving pieces, can be a difficult concept to understand. Considering that there are different types of insurance policies to sift through, how can you make an informed decision? In this episode of The Life By Design Podcast, Royal Standley dives deep into life insurance, explaining its true importance as part of a comprehensive financial plan. Join Royal as he tackl...

In this episode of The Life By Design Podcast, Royal Standley introduces us to a special guest. Financial planner Rich Todd has worked at Oregon Pacific for 11 years. Rich shares with us his background and experience, what inspired him to start his career in financial planning, and how he manages to give clients a new perspective on their money. In today’s episode, you’ll learn: About Rich’s decis...

To have success in your financial life, you need to have a team that can provide you with the best professional advice. Finding the right team can save you from making costly mistakes, and that can make a huge difference in your financial future. Start putting all of your pieces in place with Royal Standley’s help, as he shares expert advice and guides you through the importance of building your f...

It is a well-known fact that diversifying into real estate is one of the best ways for Americans to build wealth. But the decision to diversify into real estate shouldn’t be taken lightly. There are many factors to consider before diversifying and, with so much information out there, it’s understandable that investors have a lot of questions about this strategy. Royal Standley is here to answer th...

Money. It’s not the easiest subject to talk about or the most comfortable. But today, you can rely on Royal Standley’s experience as he sheds more light on important subjects to help you plan for your financial future. This episode is all about understanding what different ways of gaining and saving money could mean for your tax return. In today’s episode, you will learn: About qualified and non-q...

Asking the right questions will get you the right answers. This becomes especially important when you are choosing a financial advisor. In the last part of his most-asked-questions miniseries, Royal Standley uncovers information frequently requested by potential clients. In this episode you’ll learn: How to determine which type of investments are best for you How the allocation of your portfolio w...

Are you thinking about working with a financial planner, but you’re not sure what questions to ask? Then you’re in the right place! Royal Standley is back to answer your biggest questions about working with a financial advisor. In part two, you’ll learn the answers to the most-asked questions that potential clients ask him and his team at Oregon Pacific Financial Advisors. In this episode, you’ll...

Imagine walking into a financial planner’s office for the first time. What questions would you ask before deciding to work with that person? Today, Royal Standley is here to answer your biggest questions. Working off a list of his clients’ most-asked questions, Royal gives forthright and detailed answers, while also sharing helpful planning advice along the way! In this episode, you’ll learn: The...

What comes to mind when you think of having financial peace? Perhaps you envision paying off your debt, boosting your savings, or not having to worry about the future. Royal Standley helps clients achieve all of the above. Today, Royal shares the simple process he uses with clients, called Dave Ramsey’s Baby Steps, which focuses on changing money-related behaviors through a proven step-by-step pla...

With the holiday season quickly approaching, more and more people are beginning to think about their charitable giving. In this episode, Royal Standley talks about the importance of finding what speaks to your heart when you’re choosing which organizations to support. Here’s what you will learn about: The “American advantage” of charitable giving—and what sets America apart from other countries wh...

Did you know that everyone has an estate plan, even if they don’t have a will or a living trust? But when people pass away without a prepared will or a trust, their heirs are chosen by the laws of whichever state they lived in.   Maintain control of what happens to your assets by working on your estate plan. Royal Standley is here to simplify the process and guide you through it. In this episode,...

In his last episode, Royal Standley talked about nine types of risk that could impact your returns. Now Royal is back to explain how he addresses those risks through his financial planning process. He is on a mission to create the best possible outcomes for clients. In this episode, you will learn: A recap of the nine types of risk Which risk clients worry about the most and how Royal addresses it...

There are nine types of risk that could not only impact your investment returns, but also your overall financial plan. Today, Royal Standley outlines each type of risk and shares strategies he uses to help reduce their effect on clients’ investment portfolios. In this episode, you will learn: How parents tend to influence their children’s risk tolerance How your risk tolerance is calculated The ch...

Meeting with a financial advisor for the first time can be overwhelming when you don’t know what to expect. Today, Royal Standley eliminates the unknown by walking you through the first step in Oregon Pacific Financial Advisors’ Life By Design process, otherwise known as their guided discovery. In addition to learning what it’d be like to experience the guided discovery, you will also learn: What...

Today, Royal Standley shares what sets his firm apart from other financial advisers. This lively episode is all about Oregon Pacific Financial Advisors’ Life By Design process, which helps clients design the rest of their lives and achieve the outcomes they’re hoping for. Royal discusses the Life By Design process in-depth, walking you through the steps he takes with clients and sharing the questi...

Meet Royal Standley, President & CEO of Oregon Pacific Financial Advisors. In this inaugural episode of the Life By Design Podcast, Royal helps you to get to know him by sharing how he came to work in the financial industry and why he’s devoted to helping “real people who are getting ready to retire.” Royal also shares a more personal side of himself, opening up about his passion for education...