The Life and Legacy Show

In this episode, Elder Law Attorney Tim Sechler discusses the two ways to plan for Medicaid: 1.  Plan Ahead, or  2.  Deal with the financial crisis later.  If you have a loved one In a nursing home, don't listen to what the others say.  It Is not too late to plan.  You can still protect assets.  Listen to this episode to learn about how elder law attorneys help their clients.

In this episode, Tim has a conversation with his lovely wife, Robyn.  The chat about her business, which Is called Securing Memories.   She Is devoted to helping people tell, capture and store photos and videos for future generations.  This episode Is full of great Ideas for how to plan for your digital assets similarly to how you plan with your financial assets.  

Life throws curveballs at all of us.  We could become disabled.  We could pass away.  Things could happen that could take away our ability to make our own decisions regarding financies, healthcare, childcare, etc.   Who will you allow to answer these questions?  The Government has a set of rules to answer the questions for those who fail to plan.  If you like what the Government's been up to...

In this episode you get to meet attorney Roxanne Julian, who helps families with long term care planning across Western PA.  She's a compassionate lawyer who enjoys helping people protect the assets they've worked hard for.   Learn a few tips to take advantage of and pitfalls to avoid.  

In this episode, Tim interviews Pastor Ron Brown of Hope Lutheran Church in Cranberry Township, PA.   Pastor Brown tells you all about Hope Lutheran and how the Church has managed to thrive even though most of the members haven't been there  in-person in months. Join Tim and Pastor Brown for a discussion on how Church, like many other aspects of life, are having to adapt in order to keep movi...

In this episode, Attorney Tim discusses the 4 things he sees In his practice that all his retiree and senior clients want.   Here they are: 1. They want to maintain control 2. They want to NOT go broke 3. They want access to good care when they need It, and  4. They want their family to get the leftovers when they die.  Seems simple enough right?  Well, thanks to our complicated government rules,...

The weather is getting cooler.  The leaves are starting to change.  The kids are back in school (Ok, well some are).  This can only mean one thing........ It's Medicare open enrollment season! On this episode, Tim speaks with Sean Horn of Mediconnect.  Mediconnect Is the region's largest Medicare concierge service.  They help you navigate the various Medicare Advantage plan options to ma...

In this episode Tim shares his Ideas about how to make the government's crazy rule book work for you.  Creating an estate plan Is like creating your own rule book.  Don't leave your family subject to someone else's agenda.  Let's plan for your family!

In this week's episode, Attorney Tim Sechler discusses common nursing home Medicaid mistakes.  He gives you his thoughts on how to not make mistakes with your family's hard-earned savings.   Tim discusses a few common mistakes Involving gifts to your kids and the 5-year lookback period.  If you are concerned about nursing home costs... this episode Is a must-listen

Do you have a disabled child or grandchild?  If so, you likely want to assist them financially without the risk of them losing their public benefits.   In this episode, Tim discusses planning for family members with disabilities.  We'll distinguish First-Party v. Third-Party special needs trusts.  Tim will discuss different planning strategies.  He also gives you his thoughts on who to name a...

In this Episode Tim talks about the responsibility we all have to plan for our families.  You don't work your whole life to raise kids and save money to have It all destroyed by an accident or Illness.  Take the responsibility today to plan for life's curveballs.   Tim shares some hard-earned lessons learned from a decade of guiding families through difficult situations.  

In this episode Tim discusses the problems with online will preparation services.  He shares some experiences of how saving a few bucks on an online will ended up costing the family dearly.   That said, we've all recently gotten used to accomplishing a lot from the comfort of our own homes, and estate planning doesn't have to be any different.  Tim share his new launch of his online esta...

When It comes to elder law, nothing causes more confusion than the 5-year lookback period.  People are sooooo confused.  Can I give my stuff away?  Should I put my house In my kids name?  What happens If I need the nursing home?  Should I consider a trust? In this episode, Certified Elder Law Attorney Tim Sechler explains these Issues and more.  

Have you heard that If you need Medicaid to pay for the nursing home, you'll get poor care?   Nope. Not true! Have you heard that you have to go broke to get Medicaid to pay for your care? Nope. Not true! Have you heard that you can't do anything to protect assets because of the 5 Year Lookback Period?  Nope.  Not True! Have you heard that you have to lose your house If you go to a nursi...

This Is not a legal/technical episode.  This Is an Interview of a WWII veteran and his amazing story of being shot down In his B17.  This Pittsburgh native Is one of the last of a breed of tough guys from the Greatest Generation.  Special thanks to Mr. Buckler for his service and for joining us to tell his fascinating story. 

If you listened to the first part of Mr. Buckler's story and one to hear more - here It Is! Thank you for you service!

All to often we think about the solutions without fully understanding the planning.  This happens all the time In our lives and estate planning Is no different.  A common estate planning question Is do I need a Will or a Trust?  In this episode Pennsylvania Estate Planning attorney Tim Sechler takes a deeper dive on some basic Issues you need to understand before answering the question. What happe...

Are you concerned that you could lose your home and savings to a nursing home stay?  Have you ever been concerned that your child could lose their Inheritance to a divorce?  This episode teaches you the estate planning tricks that lawyers use to protect your home and savings from these Issues.  This show Is a must-listen episode If you want to know how to protect your stuff from creditors and pred...

In this episode, Attorney Tim Sechler Interviews Jan Rodgers of LIFE Butler County.  Jan Is a wealth of Information about how the LIFE program can work for you.  In a previous episode, Tim discussed the LIFE program.  We received so many calls from people looking to learn more, that we went straight to the source.  Jan and Tim discuss how the LIFE program can keep you In your home rather than a nu...

In this Episode, Attorney Tim Sechler discusses one of the most common elder law issues: how to protect your house and savings from long term care expenses.   Tim will discuss the 3 mistakes families make when they give the house to their kids.  He'll also explain how you can use a trust to protect assets without giving up control.   This episode is full of useful information for Baby Boomers...

In this episode, Tim Sechler discusses the LIFE program.  The Life Program stands for Living Independently For the Elderly.  It Is one of the best-kept secrets In long-term care options.   The program allows for seniors to stay In their home, rather than enter a nursing home.  The LIFE program has Adult Day facilities and can be paid for by Medicaid.  If you are trying to figure out how to keep yo...

In this episode, Tim Sechler interviews Nicky Voynick, the firm's Case Manager.  Nicky's job at the Sechler Law Firm is to assist families through the planning process.   During the episode, Tim and Nicky discuss the workshops and the planning process.  We discuss what happens in the initial consultation and the meetings afterward.   Need an estate plan?  This episode teaches you the eas...

The Secure Act, which became effective January 1, 2020, dramatically changes the way you should think about your IRA.  In this episode, Tim Sechler from the Sechler Law Firm discusses the loss of "IRA Stretch" and how the Secure Act has become the "New Death Tax for the Middle Class."   Learn about the new planning paradigm and a few planning strategies.  Tim discusses leaving...

Show discusses Attorney Tim Sechler's personal story about why he practices elder law. We answer the question "What Is elder law?".  Tim discusses the firm's philosophy when It comes to estate planning and why other attorneys are missing the opportunity to help their clients.