The Kiwi House Deposit

Nicola shares her first home story through rentvesting. Saving up her first deposit. Buying a house in another town and renting it out. Selling the rental and using the proceeds to buy her owner occupied home. Rentvesting is an excellent tecnique that many young Kiwis can use. A forward thinking Kiwi, let Nicolas story inspire you!! Nicola can help you purchase a first home: https://mortgagelab.co...

Let me tell you about my friends who accidentally bought a house using only KiwiSaver as a deposit. What did they do? How is that possible? It's no secret and I won't lie to you - you can do it too. Clothing discount! Manawatu Knitting Mills (MKM) New Zealand made clothing discount code: https://www.mkmoriginals.co.nz/discount/HAMISH10 Website: https://www.mkmoriginals.co.nz/

Laura shares her first home savings journey! She was taught the basics of personal finance and used them to save a house deposit in her early 20's. She covered the following: Her decision to study on terms that suited her. Her lifestyle choices and savings journey. Her veiws on New Zealand owned banks. A pragmatic and mature thinker, Laura provides excellent advice that young Kiwis can follow imme...

Brent Henry shares his first home savings story. He covers the following: Going against the grain to start off his working life. The foundations of old school finance knowledge mixed with new school thinking. His first home and beynd. Brent is a motivated Kiwi who loves to share his knowledge and help others. Enjoy what he has to say! More about Brent: https://www.brenthenryrealestate.co.nz/ https...

As I approach my 30th birthday, I reflect on my financial journey so far. I know what it's like to be 20 something and pushing to reach your financial goals! I share my perspectives on: The long game. Property trends and myths. When is it time to buy a home? Goals/Habits. Many, many more topics... It's only right that I share my experiances. Hopefully I can help other Kiwis have a financial breakt...

Alex and his wife recently purchased a house in Invercargill. They approached a mortgage advisor and realised they were closer to being home owners than they thought. We explore the following: The benefits of living in the south. Buying a house in a short timeframe due to good advice. Using Kiwi Saver to save the majority of a house deposit. Get inspired by this down to earth kiwi couple! Manawatu...

After a few short years of living in New Zealand, Dilu purchased his first home in Auckland. He shares the following with us: - Moving to a new country. - His savings habbits. - His philosophy on life and personal finance. Dilu is a hardworking, down to earth man. Soak up as much wisdom from him as you can! Manawatu Knitting Mills (MKM) New Zealand made clothing discount code: https://www.mkmorigi...

Jesse Insley shares how she bought her first home in Canterbury. A motivated young Farmer, Jesse worked hard and set some strong habits for herself. We explore the following: How Jesse chose farming as her career. Travelling around New Zealand for fun and for work. How her good habits naturally resulted in saving a house deposit. This is a story that demonstrates that you can still buy a home in N...

Madison and her partner Sam purchased their first home in New Plymouth! A motivated couple, their first home journey was relatively short. Madison shares the following: - Nailing the basics: Understanding wants VS needs and creating a budget. - Saving a deposit using a mixture of Kiwi Saver, managed funds and savings. - Spending time renting in a new town to figure out where to buy. A couple who t...

Shevaun Price tells us the story of how she purchased her first home in Te Puke with her husband Ryan. She set goals young and stuck to the plan. She shared the following: Setting goals early and keeping her eyes on the prize. Working together as a couple to save money. Purchasing her first home in the Bay of Plenty. Shevaun dives into the ins and outs of setting herself up for financial success i...

Jono Steele shares the story of hir first home purchase! He has a lot to share about his journey, including: Representing New Zealand at Futsal. Studying at University. Having a fulfilling career. Building his first home. Jone has done it all. He is a great role modle for young Kiwis - let him impart his wisdom onto you! MKM New Zealand made clothing discount code: https://www.mkmoriginals.co.nz/d...

John Bielby shares the story of his first home in Papamoa. He shares the following: - How he sought opportunities and worked through a great career. - His financial habits. - A mixture of old school thinking and present day advice. John is a great lad with a lot of wisdom to share! A fine testament to the fact that everyday working Kiwis can make home ownership a reality. MKM New Zealand made clot...

Amy Stevens shares how she purchased her first home using a shared ownership agreement. We discuss the following: Buying a home using equity from family. Buying a home with a partner. How she created a business to help other Kiwis buy through shared ownership. Amy provides solutions far beyond using the bank of Mum and Dad for a house deposit. She explains strategies that many kiwis can utilise to...

Anita Perkins tells us the story of her first home purchase. Anita is a professional business woman based in Wellington. She dives into the following: - Career - Travelling - First home ownership A great yarn - be inspired by a great Kiwi who has made first home ownership her reality. Learn more about Anita and her business here: https://www.anitaperkinsconsulting.com/ MKM New Zealand made clothin...

A first home in central Auckland. A six figure house deposit. Leo Anderson shares the story of all stories! This Kiwi tells us about his first home buying experiance, including: Maxing out his student loan to utilise for a house deposit. Attending formal classes to learn to buy a home. Living like a student and avoiding lifestyle creep. A motivated and talented man, Leo is an excellent role model...

Alex Dean explains how he and his wife purchased their first home. He explores the decisions that he and his wife made and their future goals. He reflects upon the following: - Choosing the initial house. - Moving to subsequent homes. - Starting a family. - Hindsight. A thorough analysis of the house purchase decision and the reasons behind it, Alex will leave you educated, entertained and excited...

Martina and Carl recently purchased their first home in Auckland. They put themselves in a good situation by doing the following: - Upskilling professionally to increase their income. - Contributing to Kiwi Saver. - Plain old fassioned saving. - Navigating a housing market that is falling in value. Martina and Carl made calculated decisions with a long term mindset. A fantastic example of what is...

This episode explores how Logan Donnelley and his wife purchased his first home in the Bay of Plenty. He passionately explains: - His perspective on the pressures that young kiwis are faced with. - How he transformed his financial habits. - How we engaged with a mortgage advisor and took advantage of an opportunity that arose. A great Kiwi story of how home ownership became possible for a young fa...

Kia ora everyone! We have the privilege of hearing from Gary Lin. He bought a home in Auckland at a young age and credits family as his ‘why’. He discusses the following: - Focusing on maximizing your income at a young age. - Throwing yourself into all opportunities that arise, especially in your 20’s. - Dealing with tall poppy syndrome. Gary is motivated and has a positive attitude towards home o...

Toby Pascoe tells us the story of how he and his wife purchased their first home. He deep dives into the following: - What it was like being a young couple and buying a first home. - How he and his wife progressed financially after their first home purchase. - Overcoming analysis paralysis – how to execute despite the current price and current interest rate. A good southern man, Toby’s story is fu...

Kia ora everyone! Here are my thoughts on the current housing market. While the media paints one picture, we need to start looking at solutions to keep Kiwis saving up for their first homes. Food for thought. Have a great week!

Kia ora everyone! We speak with Mikey Smith about how he saved a six figure house deposit by age 21. A professional mortgage advisor, Mikey sheds light on the following topics: - How he put together a six figure house deposit by age 21. - How you have a better chance of buying a house in New Zealand at a better price now than you could this time last year. - The benefits of renting a house. Mikey...

Hi everyone! This episode is about the new ideas I have been introduced to since starting this podcast. Plenty of new perspectives from plenty of different people. Enjoy!

Frances Cook has plenty of good advice for first home buyers! She really drives home the importance of the following: - Investing in a long term relationship. - How an increase in equity can secure you a better interest rate on your mortgage. - What a home means to her and her future lifestyle. A qualified financial advisor; Frances is sure to leave you both entertained and educated. Listen to her...

Luke Kemeys shares his first home journey with us. He explores: - Early money mishaps. - Putting together a deposit and purchasing a home in a small town. - Hidden costs and contingencies to be aware of. A man who loves sharing financial literacy, Luke fills this episode with tips you can start applying immediately. Hear more content from Luke here via keep the change podcast - https://open.spotif...