The Jon Sanchez Show

This morning, we received the fed’s interest rate decision at 11 am.  This was followed by Fed Chair Jerome Powell’s press conference.  First, how big was the cut?  Secondly, did the fed give us a hint on future decreases?  And third, what did Mr. Powell have to say at the press conference?  We’ll give you all of the details of this historic meeting this afternoon on the Jon Sanchez Show at 3pm....

The amount of equity that Americans have in their homes increased by 80% or nearly $16 trillion, from the end of 2019 through the second quarter of this year, according to Bloomberg.  If mortgage rates continue to decline, ultimately homeowners will start taking out some of this new found wealth.  But what are the best uses of home equity?  We’ll share with you our list, this afternoon on the Jon...

9/16 - The Federal Reserve is poised to start cutting rates this Wednesday, and over time those cuts will ripple their way through the economy.  Borrowers should pay less on their debt, savers will earn lower interest on their cash. But that is just the basics. We’ll explore many more areas of the economy that may be impacted with this first rate cut. 👉 Watch this episode on YouTube: www.youtube....

9/13 - Weekly market update 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wealth management in Reno, visit:  sanchezgaunt.com Compliance Disclosure: This program is for informational purposes only and should not be considered investment, tax, or legal advice. The views expressed are those of the participants and may not reflect...

Have you ever dreamed of owning a vacation home?  A place you can go to with your family and friends, a place to call your own.  Buy beyond that, a place that could potentially make you money!  This afternoon on the Jon Sanchez Show at 3pm, we’ll discuss the features you should consider when selecting a vacation home, what kind of financing is available, the legal structure of ownership and most i...

Inflation is affecting your pocketbook in multiple ways.  First of course, in your cost of living.  Second, the impact it has on your portfolio and your lending costs.  Today, we received the CPI report for August.  Initially the street loved it, but it didn’t last long.  This afternoon on the Jon Sanchez Show at 3pm, we’ll explain what was in the report and the market’s reaction. 👉 Watch this ep...

As we have discussed over the last few months, the way you buy real estate has changed dramatically with the new Buyer’s Representation Agreement, which makes buyers of real estate responsible for their agent’s commission.  Now that this has been in effect for almost one month, we want to share with you how it is working and what you can expect.  Join us this afternoon at 3pm for the Jon Sanchez S...

A recent Forbes study showed that 43% of first marriages end in divorce, 60% of second marriages fail and 73% of third marriages end.  As we all know, for most, a divorce can be a financially and emotionally devastating life event.  But you can recover.  This afternoon on the Jon Sanchez Show at 3pm, we’ll discuss 9 things you should do after a divorce to recover financially. 👉 Watch this episode...

This morning we received the highly anticipated August Non-Farm Payroll report.  Initially, the market was very pleased with the data and it rose significantly.  But then, it reversed course and sold off.  What was in the report that upset investors?  What does this report mean to the fed and the September 18th interest rate decision?  We’ll let you know, 👉 Watch this episode on YouTube: www.yout...

What you pay for a new mortgage rate comes down to a number of variables.  First, the economy, the anticipation of what the fed will do, the bond market, the loosening or tightening standards of lenders.  Secondly, your personal situation….your credit, down payment, term of the loan, purchase price, etc.  In this volatile rate environment, it may be time to lock in a rate.  But how do you do it? ...

How do you define a successful retirement?  Is it a life whereby your investments provide more cash flow than you can spend?  Is it a life that allows you to volunteer, travel, spend time with the grandkids?  Everyone has a different definition.  So how do you create that perfect retirement?  We’ll let you know,  👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more...

This morning around 10 am, Mortgage News Daily quoted the national rate on a 15 year mortgage at 5.93%, 47 basis points below a 30 year mortgage.  If you are shopping for a new mortgage, deciding on a 15 year vs a 30 year mortgage will be one of many decisions you will need to make.  What factors do you need to consider?  We’ll let you know this afternoon on the Jon Sanchez Show at 3pm 👉 Watch th...

It was a week that saw the Dow Jones Industrial Average close at record levels yesterday, benign inflationary data this morning and the close out of a very successful week and month on Wall Street.  What are the positives and negatives we have to look forward to in September that could influence your portfolio’s performance?  We’ll let you know, this afternoon on the Jon Sanchez Show at 3pm. 👉 Wa...

Lawmakers have sent a bill to California Governor Newsom that would expand a state backed down payment assistance program. It targets Undocumented immigrants who are looking to buy a home.  Those eligible will get interest free loans of as much as 20% of a home’s value to a maximum of $150,000.  Is this fair?  Could it expand nationally?  We’ll discuss it this afternoon on the Jon Sanchez Show at...

With mortgage rates trending down and even lower rates being expected in the next 1-2 years, what can we expect from the housing market?  This afternoon on the Jon Sanchez Show at 3pm, we’ll discuss 6, very likely scenarios you may want to consider if you are a buyer or a seller. 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wea...

One of the most highly anticipated earnings reports of this earnings season will occur today after the close of the market.  That report will be from Nvidia.  How can one stock be so important to investors and the market? 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wealth management in Reno, visit:  sanchezgaunt.com Compliance...

After last Friday’s speech by Jerome Powell, investors are convinced that the first interest rate cut is imminent.  When the Fed starts cutting interest rates, it initiates a chain reaction that affects various aspects of the economy.  This afternoon on the Jon Sanchez Show at 3 pm, we’ll discuss 9 things we should see happen that could affect your portfolio and personal finances. 👉 Watch this ep...

8/23 - The Jackson Hole summit and Fed Chair Powell's direction 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wealth management in Reno, visit:  sanchezgaunt.com Compliance Disclosure: This program is for informational purposes only and should not be considered investment, tax, or legal advice. The views expressed are those of t...

8/22 - Keep your low mortgage rate or trade up and pay more? How to decide 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wealth management in Reno, visit:  sanchezgaunt.com Compliance Disclosure: This program is for informational purposes only and should not be considered investment, tax, or legal advice. The views expressed are...

8/21 - Today's jobs report sets the tone for Fed activity 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wealth management in Reno, visit:  sanchezgaunt.com Compliance Disclosure: This program is for informational purposes only and should not be considered investment, tax, or legal advice. The views expressed are those of the par...

8/20 - Assembling your real estate rehab crew 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wealth management in Reno, visit:  sanchezgaunt.com Compliance Disclosure: This program is for informational purposes only and should not be considered investment, tax, or legal advice. The views expressed are those of the participants an...

8/19 - How to catch up if you're behind in retirement savings 👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more about retirement planning and wealth management in Reno, visit:  sanchezgaunt.com Compliance Disclosure: This program is for informational purposes only and should not be considered investment, tax, or legal advice. The views expressed are those of the...

If there is one thing investors have learned in these last couple of weeks of volatility, it’s how important diversification is to a portfolio.  Whether it’s in a declining market as we experienced a few weeks ago or a rising market as we enjoyed this week, diversification is key.  How can you perform a self-test to determine if you are properly diversified? 👉 Watch this episode on YouTube: www.y...

When you buy a house on or after August 17th, 2024, you’ll do things differently than before.  Unlike in the past, you will decide how much your real estate will be paid for representing you when you buy a home.  And your agent won’t be paid by the seller’s agent.  Tonight on the Jon Sanchez Show at 3pm, we’ll review how this entire new process will work and what our local Buyers Representation Ag...

Today’s highly anticipated CPI report didn’t disappoint investors.  As a matter of fact, it pretty much solidified Wall Street’s hope of a September rate cut with the odds increasing of a ½% cut rather than the previous predictions of a ¼% cut.  In your personal life, does inflation feel like it’s coming down?  👉 Watch this episode on YouTube: www.youtube.com/@thejonsanchezshow 👉 To learn more a...