Jesse Mecham

The Jesse Mecham Show

Money shouldn't be this hard - and it isn't! Join YNAB founder Jesse Mecham each week as he dives into spendfulness, a mindset that will help you stop second-guessing, spend more confidently, and live the life you want.

Be sure to visit the podcast's website and support the creator: www.ynab.com

Author

Jesse Mecham

Category

Education

Podcast website

www.ynab.com

Latest episode

Oct 15, 2026

Where to listen?

Podcasts in the app Replaio Radio Coming soon

Podcasts are coming to the app soon. Install now and be the first to see a whole new take on podcasts

Get it on Google Play Install for free Android almost 10M downloads · 4.8 rating iOS soon

Episodes

Handling Wildly Variable Income 02.12.2019

Some of you may be thinking, YNAB sounds great, but what if I don't get a regular paycheck? How am I supposed to budget with that? Well, first off, you definitely need a budget! Planning to fund your expenses in future months becomes more critical the more variable your income is.   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

A Business Podcast? 25.11.2019

Jesse is thinking about launching a separate podcast to discuss small business, internet marketing, and how you can use YNAB to manage your business cash flow, and he wants to know what you think!   Would you be interested in a business-focused podcast? What kind of topics would you like to hear about?   Email Jesse at podcast@youneedabudget.com  and share your thoughts!   Sign up for a free 34-da...

Why? 18.11.2019

Jesse asks the most important question about your reasons for getting out of debt, saving money, and achieving your financial goals. Why?   Why do you do it? What's the reason behind the goals? If you could write a mission statement for your life, what would it say? Answering the simple question "Why?" might be the most important thing you do after you complete the blocking and tackling of paying...

Sowing the Seeds of FI 11.11.2019

"FI" is an acronym that has steadily grown in popularity over the last decade, though the concept is much older than that. It stands for financial independence -- some people call it early retirement (the longer acronym FIRE stands for financial independence, retire early) -- but the idea is simple. Live below your means, drastically increase your savings rate and accumulate enough wealth to "reti...

Arbitrary Milestones 04.11.2019

It's common to set milestones for paying down debt. They're usually big, round numbers like $500, $1k, $5k, $10k. At the end of the day though, the goals are arbitrary. It's just a number, a stepping stone, toward the greater goal.   So if the day to day grind of fiscal responsibility is getting to you, change your milestones! Maybe it's $749, or $362.54. It's all arbitrary, right? Have fun with t...

Categories Below the Line 28.10.2019

How do you order your categories? What's on top? What's on bottom? And how did you decide that?   Categories are easy to order once you understand your priorities. Rent, utilities, food -- these are non-negotiable. You can and should, however, drill down into the details of each category and ask yourself whether you could live without some of the expenses in that category. You need utilities to li...

Nickeled and Dimed 21.10.2019

Why do we become desensitized to the upticks in price of just about everything?     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Sure We Could. If We Had To 14.10.2019

"We could spend less if we wanted to."     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

2FA FTW 07.10.2019

New feature alert: two factor authentication     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Everyone's a Lender 30.09.2019

Everyone is getting into the lending money game. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Payday Lender...Apps 23.09.2019

Jesse discusses payroll advance apps.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Fixing the Paycheck to Paycheck Cycle 16.09.2019

Jesse discusses payroll advances in relation to age of money.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Rule Four and Waistlines 09.09.2019

Jesse goes back to basics and breaks down YNAB's Rule Four: Age Your Money     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Rule Three is War 02.09.2019

Jesse goes back to basics and breaks down YNAB's Rule Three: Roll With The Punches     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Rule Two Broken Down 26.08.2019

Jesse goes back to basics and breaks down YNAB's Rule Two: Embrace Your True Expenses Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Rule One Broken Down 19.08.2019

Jesse goes back to basics and breaks down YNAB's Rule One: Give Every Dollar A Job. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

DIY FTW 12.08.2019

How do we curb the immediacy bias with DIY?     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Singular Focus on the Shovel and its Size 05.08.2019

How many dollars are you sending to your retirement fund? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Testing Rounding Up 29.07.2019

Jesse reviews the automated investing app, Acorns. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Is it Going Up? 22.07.2019

The rock solid measure of whether or not you're succeeding Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

It's for the Children 15.07.2019

Jesse takes issue with a phrase we use when it comes to spending money on children. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Bonus Episode: Kristy Shen and Bryce Leung Interview 09.07.2019

Jesse interview's authors and married couple Kristy Shen, Bryce Leung about their book—available today—Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Should You Start Over 08.07.2019

One simple question—should you start your budget over? Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

The Clothing Credit Card Experiment 01.07.2019

A follow up to episode 331, Sacreligious Budgeting. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

The Ideal Budget 24.06.2019

Data and the ideal budget.     Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Listen to the The Jesse Mecham Show podcast in Replaio

Radio and podcasts in one app - free, with no sign-up. Install today and do not miss the launch

Get it on Google Play

Replaio is not a podcast publisher; show names, artwork and audio belong to their authors and are distributed through public RSS feeds.