The Jane Sheeba's Podcast

Systematic investment plan (SIP) is a popular way to invest in mutual funds. It allows you to invest a fixed amount of money at regular intervals, such as monthly or quarterly. This is a disciplined and convenient way to invest, and it can help you to achieve their financial goals over the long term. However, there may be times when you need to pause your SIPs. This could be due to a number of rea...

Credit card delinquency is a serious issue that can have a negative impact on your finances and your credit score. It occurs when you fail to make at least the minimum payment on your credit card bill for 30 days or more. There are a number of reasons why people may become delinquent on their credit card payments. Whatever be the reason - it is serious. Watch this video fully to know more details...

Your credit card limit is the maximum amount of money you can charge to your card. It's important to know that banks can change your credit limit at any time, for a variety of reasons. In this video, I'm going to go over some of the most common reasons why banks might decrease your credit limit. I'll also give you some tips on what to do if your credit limit is decreased. So if you&#39...

If you find yourself unable to make an EMI payment, it's important to contact your lender as soon as possible to discuss your options. There may be ways to work out a payment plan or get a deferment or forbearance. It's also important to remember that skipping an EMI payment is not the end of the world. If you take action quickly, you can usually avoid the worst-case scenarios. So, if you&...

Cheques are a convenient way to make payments, but they can also be a source of trouble if they are not written correctly. In this video, I discuss some of the most common cheque-writing mistakes that can get you in trouble. I also provide tips on how to avoid making these mistakes. How To Stop A Cheque Payment Without Visiting Bank - NetBanking And Mobile Banking Demo (SBI) - https://www.youtube....

You might have already received calls from your credit card company, or the bank about increasing your credit card limit. Or you might be having the need to increase your credit card limit to suit your spending needs. It is important to note that increasing your credit limit can have positive and negative consequences. I explain those in this video. #creditlimit #creditcard #increasecreditlimit #c...

Loan EMIs, or equated monthly instalments, are the regular payments that borrowers make to lenders to repay a loan. These instalments are typically fixed and are made over a period of time, such as 5, 10, or 20 years. Making loan EMI payments on time is essential for maintaining a good credit score and avoiding late payment fees. However, there are a number of common mistakes that borrowers make w...

Mutual funds are a popular investment vehicle for many people, but there are a number of costly mistakes that investors can make. These errors will work against the growth of your money. Hence, it is very important that you pay attention and perform a self-check. #mutualfunds #investingtips #investment #janesheeba #bankingminutes For advertising, please contact - thejanesheeba@gmail.com WhatsApp C...

Loan EMIs, or equated monthly instalments, are the regular payments that borrowers make to lenders to repay a loan. These instalments are typically fixed and are made over a period of time, such as 5, 10, or 20 years. Making loan EMI payments on time is essential for maintaining a good credit score and avoiding late payment fees. However, there are a number of common mistakes that borrowers make w...

Mutual funds are a popular investment vehicle for many people, but there are a number of costly mistakes that investors can make. These errors will work against the growth of your money. Hence, it is very important that you pay attention and perform a self-check. #mutualfunds #investingtips #investment #janesheeba Join this channel to get access to special perks:https://www.youtube.com/channel/UCU...

Fixed deposits (FDs) are a popular investment option for many people because they offer a guaranteed return on investment. However, the interest rates on FDs are usually not very high. FD laddering is a strategy that you can use to maximize your returns from FDs by spreading your investment across different maturities. FD laddering is a simple and effective way to grow your money over time. It is...

When taking loans, it is always good to research the available options. The two common options available are home loans and personal loans. So, which one do you choose? What are the pros and cons of both? Which one would suit you? Watch the video to learn the answers to these questions! #janesheeba #homeloan #personalloan #personalfinance #homeloanvspersonalloan To advertise on this channel please...

Credit card companies are required to disclose all fees in their terms and conditions. You can find the terms and conditions for your credit card on the issuer's website or in your cardholder agreement. It's important to read the terms and conditions carefully so that you know what fees you're responsible for. You can avoid hidden fees by paying your bill on time, not carrying a balanc...

Credit card rewards can be a great way to save money on travel, merchandise, or other expenses. However, there are a few common mistakes that people make when redeeming their rewards. These mistakes can cost you money or even prevent you from redeeming your rewards altogether. In this video, I discuss some of the most common credit card redemption mistakes and how to avoid them. I also provide tip...

Saving money can be tough, but it doesn't have to be. What if I told you that you can save by not spending? Are you willing to listen to the tips I share in this video that will help you to minimize your spends and increase your savings? Watch till the end! #savings #savemoney #janesheeba #frugalliving #moneysavingtips To advertise on this channel please contact - thejanesheeba@gmail.com Get E...

Credit cards can be a great financial tool if used correctly. But if you're not careful, they can also lead to debt, financial stress, and even bankruptcy. In this video, I'm going to talk about 5 of the most serious credit card mistakes people make. I'll also share some tips on how to avoid these mistakes and use your credit cards responsibly. So if you're looking to improve your...

In today's fast-paced and consumer-driven world, saving money can often feel like a daunting task. However, building a healthy financial foundation is essential for achieving long-term goals, such as financial independence, purchasing a home, or retiring comfortably. Whether you're trying to pay off debt, create an emergency fund, or become more financially responsible, adopting effective...

Running a financially stable business is crucial for long-term success and growth. It involves careful planning, diligent management, and strategic decision-making. A financially stable business is one that can meet its financial obligations, pay its bills on time, invest in growth opportunities, and weather economic downturns. Achieving financial stability requires a deep understanding of your bu...

One of the most important decisions that people have to make in their lives is whether to buy a home or rent one. While owning a home is often considered a sign of financial stability and independence, renting provides flexibility and freedom from the responsibilities of home ownership. Both options have their advantages and disadvantages, and the choice largely depends on personal preferences, li...

நிதி ஸ்திரத்தன்மை மற்றும் பாதுகாப்பை அடைவது என்பது நம்மில் பலர் விரும்பும் ஒரு இலக்காகும். இது மன அமைதியை அளிக்கும், நாம் விரும்பும் வாழ்க்கையை வாழ அனுமதிக்கும், மேலும் நமது நீண்ட கால லட்சியங்களை அடைய உதவும். இருப்பினும், அந்த நிலைக்கு வருவதற்கு ஒரு திட்டம், ஒழுக்கம் மற்றும் தொடர்ச்சியான முயற்சி தேவை. இந்த episodeல், உங்கள் நிதி இலக்குகளை எவ்வாறு மேம்படுத்துவது மற்றும் நிதி ரீதியாக வலுவடைவது எப்பட...

நாம் அனைவரும் ஒன்று அல்லது அதற்கு மேற்பட்ட காப்பீட்டு திட்டங்களில் கையெழுத்திடுவது மிகவும் பொதுவானது - அது ஆயுள் காப்பீடு, உடல்நலக் காப்பீடு, வாகன காப்பீடு மற்றும் பலவாக இருக்கலாம். பல வகையான காப்பீட்டுக் கொள்கைகள் இருப்பதால், நமது தேவைகளைப் பூர்த்தி செய்யும் சரியான காப்பீட்டுக் கொள்கையைத் தேர்ந்தெடுப்பதற்கு முன்பு நாம் நிறைய ஆராய்ச்சி செய்ய வேண்டியது மிகவும் அவசியம். அதே நேரத்தில், காப்பீடு தொடர்...

Personal finance is all about managing your money, saving it and investing it to make more money. There are various effective tips and best practices in personal finance that will help you optimize your income, and help grow your wealth. In today’s episode share 5 crucial personal finance tips that anyone should know regardless of their age.