The Invest In You Podcast

How does a busy business owner build serious wealth without burning out or losing their life in the process? In this episode, we sit down with Michael Garcia , a Melbourne based fitness coach and business owner, to unpack the mindset shift that took him from playing it safe to building a $3M+ property portfolio by age 31 . Michael shares the honest reality behind investing while running a demandin...

What does it really take to build a property portfolio, fast? In this episode, we sit down with Steve, a Melbourne sparkie who has built 4 properties in just 18 months without overthinking, over educating, or drowning in spreadsheets. His approach is simple: discipline, action, and treating property as a business, not an emotion. We dive into:• Walking away from the wrong deal• Knowing nothing and...

Is the Australian property market actually in trouble… or did most investors just miss what really happened in 2025? In this episode, we break down the top 10 best performing property markets in Australia for 2025 , using real data and real results. Some regions delivered 20 to 30 percent growth in a single year , and one suburb recorded an incredible 64 percent rise . We talk through • The market...

The buyer’s agent debate is louder than ever in Australia. Some investors claim they are essential. Others say they are a scam. Frank and Austin have lived both sides of that story. Frank lost $60,000 using the wrong buyer’s agent. Austin built a successful portfolio using the right ones. In this episode, they break down the truth behind the industry, the red flags to watch for, and how to avoid c...

Most people follow the traditional path. Work. Save. Buy property. Wait decades for freedom. But for Austin, that was not enough. With a young family and a future he wanted to shape on his own terms, he realised he needed more than long term equity. He needed real cash flow. He needed control. He needed time. In this episode, Austin shares how a simple business model helped him hit his 10 year goa...

Amy didn’t grow up wealthy — but she did grow up around conversations about money. And those conversations changed everything. In this episode, Amy shares how she went from a $40K graduate salary to building a multi property portfolio while raising three young kids, navigating maternity leave, studying, running a business and managing real life pressures. She opens up about: • Buying her first hom...

Most investors never make it past their first property — and it’s rarely because of the market. It’s the decisions they make long before they buy. In this episode, Frank and Adrian break down the seven behaviours that quietly sabotage investors every single day. After helping more than 700 clients build portfolios, they’ve seen exactly what holds people back… and what helps them break through. We...

In this episode, we hit the road with Jed to give you a behind the scenes look at how we identify high performing regions before the rest of the market catches on. Jed breaks down what he’s seeing on the ground in a brand new area, how it compares to established hotspots like Ballarat, and why early timing is often the difference between a good result and a great one. We also dive into: • How UK i...

Ever feel like you’ve hit a wall with property investing? You’re not alone. In this episode, Frank and Henry break down why so many Australians get stuck after their first or second property — and what you can do about it. They unpack the three biggest roadblocks (cash flow, borrowing capacity, and equity) and reveal a brand-new unit strategy that’s helping clients keep buying without the stress....

Most buyers freak out when they get their first building and pest report — but that long list of “defects” usually isn’t a deal breaker. In this episode, Frank and Adrian reveal the truth about building reports — what actually matters, what doesn’t, and how to use a report to save money instead of walking away. You’ll learn how to tell the difference between real structural issues and cosmetic pro...

Not all data is created equal and these five metrics prove it. In this episode, Adrian reveals the exact research framework Fresh Start Advisory uses to find property markets before they boom. From infrastructure jobs per 1,000 residents to GDP per capita growth, you’ll learn how to spot regions that are about to explode in value. We break down: How to rank infrastructure projects and job creation...

Everyone’s talking about a recession. But what if it’s not even real? Frank and Adrian break down the truth behind Australia’s economy — GDP, inflation, jobs, and interest rates — and show why fear is the biggest thing holding investors back. You’ll learn how the right mindset (and solid data) can help you keep moving forward while everyone else hesitates. Whether you’re just starting your investi...

What’s the real difference between a $400k house and a $600k one? In this episode, Frank and Adrian unpack what those price points actually buy you in today’s market — from older fixer-uppers to fully renovated homes ready for tenants or owner-occupiers. They break down: • What $400k, $500k, $600k and $700k homes really look like • How much work each price point usually needs • Why renovation can...

Most Australians don’t realise they can use their super to buy property — and financial planners often cringe when they hear it. In this episode, we unpack the truth about property inside super (SMSFs), why many advisors steer clients away, and how the right strategy could set you up for retirement. We cover: Why planners push shares over property The pros and cons of SMSFs A client’s costly off-t...

When is it too late to buy into a property market? In this episode, Frank and Adrian reveal the signs that tell you when to jump in—and when to stay out. They break down boom cycles, economic profiles, supply constraints, and the red flags that show a market is overheating. With real examples from Brisbane, Perth, Hobart and Townsville, you’ll learn how to spot opportunities early and avoid costly...

The Property Bubble No One Wants to Talk About Is Australia really heading for a property bubble, or is it just fear-mongering? In this episode we unpack decades of housing cycles — from the 90s recession to the GFC and COVID — to reveal what’s really driving prices up (or down). We cover: Why some markets crash while others boom How lending rules, migration and supply shape housing values What a...

Regional towns or capital cities — which is the smarter play for property investors? In this episode we uncover the data, bust the myths, and reveal why diversifying across Australia’s 15,000+ markets could be the key to building lasting wealth. Is it smarter to invest in regional towns or stick with the big capital cities like Sydney and Melbourne? In this episode, we break down the myths, data,...

Downloads: https://freshstartadvisory.com.au/resources/ Is Australia really in a housing crisis — or is it actually a spending crisis ? In this episode, we cut through the noise and expose the truth behind property affordability, why so many people are making the wrong moves, and how strategies like rentvesting can completely change your financial future. From comparing wages to house prices acros...

Is diversification the safest path to wealth… or just a myth holding you back? In this episode, we unpack the Great Myth of Diversification and debate whether you should focus on one asset or spread across many. From property and stocks to gold, silver and crypto , we share our personal wins, mistakes, and the hard lessons learned. You’ll hear why some investors swear by putting everything into pr...

Tools mentioned in this podcast: https://freshstartadvisory.com.au/resources/ The Best & Worst Places to Buy Property in 2025 (EOFY Wrap) In this episode, we reveal the suburbs and regions that soared in 2025 — and the ones that sank. From Geraldton’s huge 31% growth to the declines in parts of Victoria, we break down the data, the timing, and the lessons for smart investors. You’ll hear: The...

Most people were never taught how money actually works and that’s by design. In this episode, we pull back the curtain on the financial system. From the gold standard to fiat currency, interest rates to inflation, and how money is really created, we break it down in simple terms so you can use the system to your advantage. Host Frank Ambesi is joined by CFO Sebastian Mattei to explain: Why financi...

🎙️ In this episode, Adrian opens up about his entire property journey — the good, the bad, and the brutally honest. From losing money on his first three properties to building a $6 million portfolio across multiple states, we break down: The early mistakes (and what he learned) Why strategy matters more than speed How he turned things around with research, planning, and the right team The goal: $2...

Hit a Wall After 1 or 2 Properties? You’re Not Alone. In this episode, we’re joined by mortgage strategist Sebastian Mantello from Integrity Finance Brokers (IFB) to unpack how investors can keep growing their portfolio — even after the banks say “no.” We explore the difference between transactional and strategic brokers, and break down how to use structures like trusts, companies, and even super...

Free Spreadsheet: https://freshstartadvisory.com.au/20-year-property-plan/ Got $1.5M in borrowing power and $200K in cash? In this episode, we break down a 10-year strategy that could turn that into a $5.5M property portfolio with $44K in annual cash flow — and $1.5M in usable equity. We walk through the numbers, the renovations, and the principles behind building serious wealth, even covering how...

🎧 In This Episode: Is the Property Market on the Brink of Collapse? Are foreign investors pulling out of Australia? Is the government making it harder to build new homes? And what does all this mean for you as a property investor? In Episode 53, we break down the real impact of Australia’s foreign investment restrictions , rising stamp duty and land tax , and why 2,800+ construction companies hav...