The India FinTech Diaries

In our final episode in this collaboration with the Digital Lenders Association of India (DLAI) on the occasion of the #DLAIFintechConclave23, we caught up with Presha Paragash, CEO of Credit Saison India. Presha had a candid conversation with us on: What’s exciting about India as a market for Digital Lending Key highlights from the Fintech Conclave Her top takeaways from the event Join us for thi...

Data protection and privacy are the forefront with the recent guidelines on digital lending from the RBI and impending Digital Data Protection Bill. To help understand this crucial area better, in our fourth episode in this collaboration with the Digital Lenders Association of India (DLAI) on the occasion of the #DLAIFintechConclave23, we caught up with Prashanth Ramdas and Supratim Chakraborty, P...

In our third episode in this collaboration with the Digital Lenders Association of India (DLAI) on the occasion of the #DLAIFintechConclave23, we caught up with Anurag Jain, Founder of KredX and Executive Committee Member, DLAI, We discussed: What integrated or embedded finance means Use cases and value pools for integrated finance The role played by digital public goods Policy and regulatory supp...

In our second episode in this collaboration with the Digital Lenders Association of India (DLAI) on the occasion of the #DLAIFintechConclave23, we discussed the very important topic of financial inclusion and what it means for both consumers and small businesses. We caught up with Sucharita Mukherhjee, Co-founder and CEO, Kaleidofin and Manish Lunia, Co-founder Flexiloans as we discussed: What fin...

We are kicking off 2023 with a special series collaboration with the Digital Lenders Association of India (DLAI) on the occasion of the DLAI Fintech Conclave 2023. In the first episode in the series we caught up with Sashank Rishyasringa, co-founder of axio and President of DLAI on what’s in store for digital lending in 2023. We discussed: What happened in 2022 Themes and trends for 2023 Wishlist...

This year has been a roller coaster ride for Indian Fintech. Join us as we take a look back at the Year that was with our special guest, Osborne Saldanha from EMVC. In the episode we discuss: Funding and the funding environment Regulatory changes in the year M & A, new fintech ideas and the macro environment Our views on what 2023 holds for Indian Fintech Take a walk down memory lane with us a...

Over the last five years UPI has revolutionised how Indians pay digitally. Last month, UPI actually crossed 7 billion transactions in a single month !!! This week we have Anup Nayar, CEO - Domestic, In-Solutions Global to discuss the meteoric rise of UPI and how firms like In-Solutions Global (ISG) are playing a key role in that journey. In our conversation with Anup we discuss: Anup’s background...

Continuing in our series on Fintech Investing we caught up with Melissa Frakman, CEO & Founding Partner of Emphasis Ventures. In this episode with Melissa, we discuss : Melissa’s background and long standing links with India Her views on the evolution of Indian Fintech Interesting comparison & contracts with US Fintech Her approach to early stage venture investing Her views on the road ahe...

A lot changed in the Indian Fintech world as new regulations were introduced by the RBI in the past few months. To decode the impact of these changes and understand the way forward, we caught up with Mathew Chacko, Partner - Spice Route Legal. In our conversation with him we discuss : Impact of regulations on various models like PPI, BNPL, Digital lending Deep dive into Digital Lending Guidelines...

What’s happening in the world of Fintech Investing? How are venture capitalists approaching investments in these turbulent times? Are they still gung-ho on India? To answer this and more, we caught up with Sandeep Patil, Partner and Head of Asia at QED Investors. In our discussion, we spoke about: Funding Landscape in India Impact of regulations QED’s Investments in India QED’s Investment philosop...

Continuing in our series on cross-border payments, Hemant and Elroy caught up with Pratik Gandhi, Co-founder and COO, NIUM. NIUM provides a modern, modular platform for global business payments. With a payment network that spans over 190+ countries, NIUM is Asia’s first B2B payments unicorn. In our conversation with Pratik we discussed: Market landscape of B2B cross-border payments Challenges in B...

With international travel gradually normalising, cross-border payments are back. In this quick introductory episode Hemant and Elroy lay out the overall contours of cross-border payments in India. During the episode they discuss: The scope and scale of cross-border payments Regulatory aspects of cross-border payments Types of Fintechs operating in the space Do listen to this episode for a quick in...

While consumer insurance has seen a renaissance, with a plethora of Fintechs looking to simplify all aspects of the insurance journey, business insurance still remains poorly understood. We caught up with Ravinder Kumar, Founder & CEO, Justt  to discuss how Justt is demystifying business liability insurance in India. In our conversation we discussed: Ravinder’s background Understanding bu...

Let’s face it, Insurance claims are a nightmare !!! But what if claiming Insurance could be as easy as Pie? Well, a number of Fintechs around the globe are solving exactly this problem. We caught up with Anuj Jindal, Co-Founder & CEO, SureClaim to discuss how SureClaim is streamlining the claims process for Health Insurance in India. In our conversation we discussed: Anuj’s background and the...

InsurTech in India has seen an explosion with over 110+ InsurTech startups operating in India in recent years. But what exactly is InsurTech? Well, over the next few episodes we will aim to answer just that question by looking at interesting Fintechs in this space. But to kickstart the series on InsurTech, we thought we would take you on a quick birds eye view of the space. So listen in as we disc...

Before the advent of tech enabled investing, we used to rely on investment advisors to help choose and get access to wealth generating investment opportunities. But what if we could get the best of both worlds - tech enabled investing with a human touch? We caught up with Aditya Agarwal, founder of Wealthy to discuss how Wealthy is using technology to power the next generation of wealth advisors....

Shark Tank India brought investing in startups to the mainstream conversation in India. If you ever wondered how a platform can help in startup investing, look no further!! In our next episode in the WealthTech series we speak with Karan Mehra, CEO and founder of Tyke, a firm that is looking to disrupt private investing in India : Challenges faced by domestic & international investors How Tyke...

Thematic investing or investing in a basket of stocks helps diversify investments, providing more stable returns while reducing risk. This week in our ongoing exploration of WealthTech in India, we are joined by Vasanth Kamath, CEO & co-founder, smallcase. In the episode we discuss: Hypothesis behind smallcase Introduction to smallcase’s proposition Early days and technical challenges Key mile...

How can you invest in assets or investment opportunities other than gold, equities and mutual funds ? Is there a simple way to do this? Well, this week we try to answer that question as we look at Fintechs solving the problem of alternative asset investment. To learn more about this, we caught up with Nikhil Aggarwal, Founder & CEO of Grip, a Fintech company bringing unique alternative investm...

Continuing in our series on WealthTech, we remain focused on investment platforms. This week we look at how wealth management is evolving in the fintech space. To discuss this we caught up with Subramanya SV, Co-founder & CEO of Fisdom. Fisdom is leveraging cutting edge technology to provide personalized financial advice. In our conversation we spoke with Subu about: Scope of the WealthTech ma...

As we kick start 2022, we are sure most of you must be busy submitting investment proofs in the run-up to the end of the Indian financial year. So we thought it would be a great idea to segue into our first theme for 2022 - WealthTech. Over the next few episodes, we will speak with a number of prominent firms in the WealthTech space in India to understand how fintech is changing the way Indians in...

E-commerce is booming in India. In spite of the pandemic, e-commerce added 20 million new shoppers in 2020. However, analysts estimate that this number will likely double this year. As more and more shoppers come online, what role does smooth and frictionless payment play in driving e-commerce growth? To discuss this and more we caught up with Vikas Bansal, Director, Amazon Pay India. In our chat...

This week we look at how Digital Asset Exchanges work and try and understand what has been the uptake of crypto in India. And to shed more light on this we caught up with Ashish Singhal, Founder and CEO of Coinswitch Kuber, one of India’s largest Digital Asset Exchanges. We discussed: His entry into the world of Crypto Types of Digital Asset Exchanges Business Models The story behind Coinswitch Ku...

Continuing in our exploration of Crypto, we caught up with Tarusha Mittal, COO and Co-founder, Oropocket. Oropocket is bringing DeFi use cases to the Indian mainstream and we thought it would be great to get a view on how they make this happen. In the episode we discuss What is DeFi Use cases of DeFi Revenue models Adoption in India Oropocket’s products Do listen to this episode to get a view of h...

If Crypto is everywhere, Decentralized Finance or DeFi is positively exploding. So what exactly is DeFi? To answer this question we invited some answers from our listeners and tried to get a better view of the subject by speaking with some experts and practitioners. We caught up with Paul Brody - Global Blockchain Leader at EY, Rohas Nagpal - Chief Blockchain Architect at WRAP and Moresh Kokane -...