The HMO Podcast

How are you dealing with the current problems and challenges in your property business? In this episode, I wanted to have a very honest conversation about a lot of areas in the property business, especially with the current property market situation.  So of course, there’s no other person that comes to mind when talking about honest and authentic conversation than Jade McNeil of Beespace. We’re go...

Today's another business update from me. I'm gonna take you behind the scenes and tell you exactly what has been going on in my businesses. I've got some updates on the refinance of the nursery conversion project, the planning permission on our Poplar House, an exciting new deal from auction, and more! Got any questions? Ask us in The HMO Community Facebook Group or become a member...

Are you doing everything you can to make sure that you are keeping utility costs down this winter season? In today’s episode, I’m going to share with you some tips and advice including: Nine things you can do as a landlord today to bring those energy bills down Eleven tips to share with your tenants to encourage them to be more economical Practical tips for managing your property and your tenants...

What’s your minimum acceptable cash flow for your HMOs? In this episode, I wanted to talk to you about what my minimum level of cash flow is per deal. And more importantly, the context around the importance of this metric for analysing all of your deals, when buying or refinancing any of your HMOs.  Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap...

What does it take to be an award-winning HMO property investor? In this episode, I invited back Mike Clay , who recently won the HMO Investor of the Year at the HMO Awards 2022. And if you’ve been listening to the podcast for a long time, you’ll know that Mike is my previous mentee and is now one of my business partners.  So in this conversation, we’re going to talk more about his journey to succe...

In today’s episode, I wanted to talk to you about what I'm doing with my utilities for next year.  As student landlords, we need to think about letting our properties at the right time, so being able to put the adverts online is crucial. And to be able to determine that, we need to know what the utility package is going to cover. So I’m going to share with you how I’m doing it. Got any questi...

What would you do if you could start your property investing journey with £100,000? This hypothetical scenario is something that I often hear members of our Community talking about and asking me, and it's a difficult one to answer because the answer is actually different for all of us. It really depends on what we want to achieve, what we've currently got going on, our resources, and our...

Are you feeling anxious right now and unsure of what steps to take next? I know it's a scary time for property investors right now, and that's why in this episode, I'm bringing you some facts, some logic, and some sensible solutions to help you weather this storm! Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, s...

Do you know how to brand your property business? In today’s episode, I’m joined by Brian and Lauren Metcalfe of Skaus Haus , a property developer based in Liverpool.  Before becoming full-time property investors, Brian worked in retail buying and merchandising for 20 years while Lauren worked in the Food Buying and Brand Licensing sector. And in this insightful episode, we’re going to talk out: Ho...

We’re celebrating the 2nd year anniversary of The HMO Podcast and we're doing a giveaway to celebrate this special milestone! Thank you to all of you and be sure to listen to this episode for more details! Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business.  You can also follow me on Ins...

Are you a newbie in the HMO industry? In this episode, I want to share with you the 5 mistakes that I often see that newbies are doing when they start their HMO investing journey.  And making these mistakes can be fatal to your business. These mistakes can stop you from getting into business before you’re even in business. So, let’s talk about the 5 common mistakes so you can be aware of them and...

Today, I'm going to fill you guys in on what has been happening in my business. I've got some updates in the main business, the investment management group including some rent increases, an interesting scenario that I've been dealing with in my HMO development project, and a general update on the commercial to resi stuff.   Got any questions? Ask us in The HMO Community Facebook Gro...

Have you got the right insurance policies for your HMO properties? In this episode, we’ve invited The HMO Roadmap’s insurance expert, Steve Barnes of Total Landlord Insurance under Hamilton Fraser. And in this conversation with Steve, we talked about: The different kinds of insurance policies for your properties Understanding how policies are computed The extent of tenant’s claims and examples of...

As a landlord and business owners, we need to do quite a bit of stuff ourselves.  And even to this day, I still carry a toolkit around with me and take it to one of the properties every time I go when inspecting because you never know what you're going to need and what you're going to find! While I'm quite far removed from the general maintenance of my properties, I still like to ke...

How do you get yourself into a lendable position when you’re applying for finance? I’ve brought back our Expert Broker Ellie Broadhurst to share 5 key areas to work on to make ourselves in the right position and what we need to be aware of when borrowing money. Interested to discuss your HMO mortgage and finance needs? Contact Ellie at https://thehmoroadmap.co.uk/hmo-mortgage-finance/   Got any qu...

Do you want to accelerate the result of your HMO business? In this episode, I want to share three simple areas of your business that I think you should be focusing on if you want to accelerate your results. These concepts are super simple and we're not reinventing the wheel here.  I’m sure you are aware of these, but sometimes we just need to be reminded and be told what to do so we can take...

Do you have the right skills to start your own HMO property business? In today’s episode, I’m joined by Saif Rehan of Mauve Group. Saif graduated as an Accountant in 2015 and has been working in finance for 8 years with very large companies when he decided to venture into property investing. And in this conversation with Saif, we talked about: His thoughts on the skills needed to succeed in proper...

Do you want to increase profits in your HMO property business? Currently, we're experiencing a high period of inflation, a stagflation economy, and a lot of uncertainty. So it would make sense to consider ways to reduce the operational or running costs of your business like energy costs, maintenance, labor, subscription costs, and all of these things. So in this episode, I’ll share with you 1...

Do you have a social media strategy in place for your HMO business? A good social media strategy should allow you to reach a much bigger audience. It should allow you to fast-track relationships with investors, tenants, landlords, and with more people. It will also enable you to engage directly with those people and your community to help build better relationships and authority in the space.  So,...

Are you one of those HMO property investors who are getting worried and concerned about the rental reform white paper that the government has recently published? There’s a lot to digest but this is a really important topic, and if you want a clear and concise breakdown of what it all means and what's in it, then this episode is for you. I'm going to talk about how I feel about it, the po...

In today’s episode, I’m joined by my old property pal, Dale Wild of Landlord Furniture Co., a furniture supplier for HMOs, serviced accommodations, and student properties. Aside from supplying furniture to HMO landlords, Dale has already been investing in HMOs since 2010 and owns a large portfolio in and around Oldham, Greater Manchester. So in this special conversation with Dale, we talked about:...

Today, I'm going to give you a general summary of what has been happening in the last month regarding our commercial to residential projects, a feature article with ‘The Times’, our new Loan Agreement Template inside The HMO Roadmap, and an update on our room occupancy. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale...

If you were to prioritise the things that you need to do to build a successful business, what would it be?  In today’s episode, I'm going to share with you the 4 most important things that helped me build the business that I have today.  I've taken these four things from a reflection of my own business and the achievements that I've been able to make and also the conversations that...

Are you unsure as to which type of mortgage you need for your HMO property? I’ve brought back our Expert Broker Ellie Broadhurst to help us figure this out and talk about: Mortgage options for HMO and non-HMO properties The importance of choosing the right Specialist Broker Mortgage options for small HMOs (less than 5 beds) Understanding the benefits of bridging and development finance What to loo...

It’s been 18 months since Jake and Lucy were first here on the show. Have they finally left their full-time job?  In today’s episode, I’m joined again by Jake and Lucy of Innova Property and in this special conversation, we talked about: Their story and when they started investing in HMOs The importance of prioritising tasks to achieve your targets A walkthrough of a day in the life of property in...