The Heart Of Your Money: Inspiration For Financial Wellness

Joe Yocavitch discusses the WNBA rookie Caitlin Clark and her skills as a playmaker. He also talks about the role of a financial advisor in assisting clients with building a comfortable retirement. The conversation then shifts to the national debt and its impact on long-term investments. Joe shares an example of how proper planning can help clients navigate unexpected events in retirement. He also...

Joe and Michael Yocavitch discuss the intersection of football and financial strategies, emphasizing the importance of understanding the game of finance as one would understand the game of football. They explore how the evolution of the game parallels changes in financial planning, particularly regarding taxes and retirement. The conversation highlights the significance of proactive tax planning a...

In this episode of 'The Heart of Your Money', Joe Yocavitch discusses the challenges retirees face, particularly the need to return to work due to insufficient retirement savings. He highlights the shift from traditional pensions to 401(k) plans, which often do not provide guaranteed income. Joe emphasizes the importance of having a solid income strategy in retirement, including understanding vari...

In this conversation, Joe discusses the importance of early financial planning and reviews for the end of the year. He emphasizes the benefits of planning early, such as reducing stress and taking advantage of tax and social security strategies. Joe also shares a personal anecdote about his parents starting their Christmas shopping early and highlights the importance of updating and improving fina...

Joe Yocavitch discusses retirement planning and the options for managing a 401k. He explains the pros and cons of leaving the money in a former employer's plan versus rolling it over into an IRA. Joe also highlights the importance of considering taxes in retirement planning, especially with the potential for tax increases in the future. He emphasizes the need for personalized strategies based on i...

In this podcast episode, Joe Yocavitch discusses the importance of tax planning and income planning for retirement. He highlights the impact of required minimum distributions (RMDs) on tax brackets and suggests starting the process of Roth conversions to mitigate the tax burden. Joe also emphasizes the need for multi-streams of income and tax-free vehicles to combat inflation and ensure a comforta...

Joe Yocavitch discusses the WNBA rookie Caitlin Clark and her skills as a playmaker. He also talks about the role of a financial advisor in assisting clients with building a comfortable retirement. The conversation then shifts to the national debt and its impact on long-term investments. Joe shares an example of how proper planning can help clients navigate unexpected events in retirement. He also...

In this episode, Joe Yocavitch and his son Michael Yocavitch discuss the common myths about retired life and the reality of taxes in retirement. They highlight the misconception that taxes will be lower in retirement and explain how the current economic situation and federal debt make it unlikely. They emphasize the importance of being proactive in planning for retirement and considering the poten...

In this episode, Joe discusses the recent market volatility and how his clients have been able to weather the storm due to their well-structured portfolios and retirement strategies. He emphasizes the importance of having a retirement plan with a qualified advisor who can stress test the plan and ensure clients don't run out of money. Joe also highlights the difference between his approach and tha...

Joe Yocavitch and Chris Cannata from Howard Capital Management discuss their partnership, and the challenges faced by retail investors. They highlight the rise of computerized trading and the importance of stop-loss risk management. Howard Capital differentiates itself with its proprietary stop-loss tool, the HCM Byline, which aims to mitigate downsized risk and take emotion out of investment deci...

Joe discusses the importance of building trust and rapport with clients in the financial industry. He emphasizes the need for financial professionals to understand their clients' personal backgrounds and goals in order to create effective retirement plans. Joe shares a success story of how he helped a client discover hidden retirement savings and restructure their plan. He also explains the Owner'...

The conversation revolves around the importance of having tough conversations in financial planning. Joe Yocavitch, president and founder of JML Financial Group, shares an example of a tough conversation he had with a long-time client who wanted to deviate from their retirement plan. Joe's son, Michael, also discusses the value of having difficult conversations with clients and helping them elimin...

Joe emphasizes the importance of having a vision for retirement and making small adjustments along the way. Joe also shares a case study where he guided a client through unexpected circumstances and helped them stay on track. He highlights the value of open communication and personalized planning. The conversation touches on topics such as tax planning, investment management, effective collaborati...

The conversation covers various financial topics related to retirement planning, including over-tipping, retirement account fees, diversification, tax strategies, Social Security, and retirement income planning. Joe Yocavitch, president and founder of JML Financial Group, provides insights and advice on these important financial matters. Ready to connect with Joe? Click here to get started. See om...

Joe Yocavitch talks about his recent high school reunion and the joy of reconnecting with old friends. The conversation then shifts to the topic of 401(k) plans and the need for adjustments in order to maximize wealth accumulation and retirement planning. Joe discusses the importance of diversification, the incorporation of annuities, and the potential impact of taxes on retirement savings. He als...

In this podcast episode, Joe Yocavitch discusses the importance of tax planning and income planning for retirement. He highlights the impact of required minimum distributions (RMDs) on tax brackets and suggests starting the process of Roth conversions to mitigate the tax burden. Joe also emphasizes the need for multi-streams of income and tax-free vehicles to combat inflation and ensure a comforta...

In this conversation, Joe and Michael Yacovitch of JML Financial Group discuss various financial topics related to retirement planning. They start by sharing heartwarming stories about phrases that hold special meaning to them. They then emphasize the importance of having a comprehensive retirement plan and the potential problems that can arise without one. They also discuss the benefits of being...

Joe Yocavitch covers a range of financial topics, including stock market performance, portfolio management, retirement planning, Social Security, annuities, and the importance of income planning. Joe shares insights and advice on these subjects, emphasizing the need for a comprehensive and strategic approach to financial management. Ready to connect with Joe? Click here to get started. See omnystu...

The conversation covers various financial topics related to retirement planning, including over-tipping, retirement account fees, diversification, tax strategies, Social Security, and retirement income planning. Joe Yocavitch, president and founder of JML Financial Group, provides insights and advice on these important financial matters. Ready to connect with Joe? Click here to get started. See om...

Most people, when trying to plan their retirement, have to guess about the answers to some important questions. Let’s talk about some of those questions and why you need to have a better answer than just a guess. Contact Info: Call: (856)-751-1771 Website:  https://jmlfinancialgroup.com/ See omnystudio.com/listener for privacy information.

Time for a little fun on this episode. We’ll use some fill in the blank prompts to spark good discussion about relationships between advisors and their clients, the stock market, common planning mistakes, and much more! Contact Info: Call: (856)-751-1771 Website:  https://jmlfinancialgroup.com/ See omnystudio.com/listener for privacy information.

Droves of workers are retiring early or taking a break from work as they change career paths. It’s become known as The Great Resignation. On this episode, we’ll highlight some of the key takeaways of a recent Forbes article and explore a lot of the impacts on retirement planning from across different age groups in the wake of this massive workplace shift that’s underway. Forbes Article: https://bi...

We always get a lot of questions about how the house (or houses) fit into retirement plans. Let’s address some of the more popular questions and topics. Contact Info: Call: (856)-751-1771 Website:  https://jmlfinancialgroup.com/ See omnystudio.com/listener for privacy information.

We always get a lot of questions about how the house (or houses) fit into retirement plans. Let’s address some of the more popular questions and topics. Contact Info: Call: (856)-751-1771 Website:  https://jmlfinancialgroup.com/ See omnystudio.com/listener for privacy information.

Long term care can be one of the biggest expenses in retirement, but many of us fail to plan for it. A lot of people are uncomfortable with thinking about mortality and avoid planning for it altogether, while others don’t know where to start. On today’s show, we talk about the different ways you can plan for long term care and why you should get a plan for this financial aspect of retirement as so...