The Heart Of Your Money: Inspiration For Financial Wellness

What if you could build your own pension in a world where traditional ones are disappearing? In this episode, Joe Yocavitch of JML Financial Group explains how to create guaranteed income streams using modern tools like Roth conversions, life insurance with long-term care benefits, and tax-efficient strategies. Through a 25-year client story, Joe illustrates how layering income and planning for lo...

On this week's episode: What do hurricanes and retirement have in common? Both can hit hard if you’re not prepared. Joe Yocavitch of JML Financial Group shares how to weatherproof your finances. Learn how to avoid overpaying taxes, manage old 401(k)s, and build your own pension. Hear real stories of clients who turned scattered assets into structured income. Discover how proactive planning c...

What happens when retirement isn’t just a financial shift—but a lifestyle transformation? In this episode, Joe Yocavitch of JML Financial Group explores how retirement planning goes beyond numbers, diving into purpose, connection, and coaching. From navigating the emotional transition away from decades-long careers to redefining identity and routine, Joe shares real stories and practic...

On this week's episode: What if your retirement plan had a blind spot you didn’t see coming? Joe Yocavitch of JML Financial Group dives into the risks, strategies, and emotional shifts that come with retirement. Topics include Roth conversions, tax traps, annuity risks, and how to avoid costly Medicare surprises. Learn how Joe’s “Owner’s Box View” and coaching mindset...

As folks retire, they have to shift their mindset from saving to actually spending their hard earned money. It can be quite the change in their lifestyles and is easier said than done. But Joe Yocavitch knows what it takes to put together a successful retirement plan, including switching over from putting that money away to getting to enjoy your retirement! Ready to connect with Joe? Click here to...

On this week's episode: Avoiding delays in your retirement and retirement planning Picking the right annuities is key Are Roth conversions after retiring a realistic strategy? Boomers aren't spending their money Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

Timing is key in everything. Joe Yocavitch knows that that is especially true when it comes to Social Security and when to claim it. Instead of guessing or trying to figure it out on your own, let Joe help you! He knows strategies and ideas to think about when it comes to claiming, and everything else retirement related! Ready to connect with Joe? Click here to get started. Follow us on social med...

On this week's episode: Midyear is a great time to check on your retirement plan Deferring money like a Major Leaguer "Not so fast" moments Joe Yocavitch has encountered over the years Timing is everything with Social Security Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

Even though tax season has come and gone, it's never not a good time to think about taxes and where they might cause issues in your financial plan. Joe Yocavitch has some strategies that might help you avoid those traps in your retirement plan. Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

Apparently 53% of retirees don't have this... what is it? Find out on this week's episode with Joe Yocavitch. And let Joe help you make sure you're not part of the 53% and other strategies to better set yourself up for retirement and beyond! Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

On this week's episode: Control your emotions so the market doesn't get the best of you 401(k)s converted to Roth IRAs and if you're a candidate Americans are more afraid of going broke in retirement than death A spending plan is crucial in retirement planning Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privac...

One of the most overlooked and underthought of aspects of retirement is healthcare when you're retired. Joe Yocavitch knows this and has you covered with strategies and things to think about when it comes to your healthcare. Plus, it might make sense to be a DIYer when it comes to fixing something around the house, but not when it comes to your retirement! Avoid the blind spots that come with tryi...

On this week's episode: Is the best time for Roth IRAs during the homestretch? Common misconceptions surrounding annuities Former basketball player Jeremy Lin's mother pulled from her 401(k) to help him in his pursuit of basketball. Joe Yocavitch gives alternatives to help supplement in retirement. Healthcare and avoiding blind spots when you DIY retirement Ready to connect with Joe? Click here to...

Don't get bored out in retirement, but make sure you get a good mix of retirement and purpose. Joe Yocavitch can help with that and provide ways and strategies that help you to avoid the "bore-out" that can sometimes come with retirement. Listen in to see how he can help you with all of that and more when it comes to retirement planning! Ready to connect with Joe? Click here to get started. Follow...

On this week's episode: Owner's Box View & Annuities Close the gate on retirement losses Things that should be top of mind when it comes to retirement and retirement planning Avoid the "bore-out" that can come with retirement Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

If you were to land some sort of windfall, would you know what to do with it? How to invest it? How to make it work best for you in retirement? Joe Yocavitch can help and has some ideas if this is you. Plus, it's easy to dwell on the past and focus on decisions you SHOULD have made. But how do you avoid the shoulda, coulda and woulda in the future? Joe gives us things to watch for or to avoid that...

On this week's episode: Diversifying your portfolio is more important than following the latest trends Bull market set for a fall? Market corrections and Roth conversions What do with a windfall Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

With the market doing all kinds of flips and turns over the last few weeks, Joe Yocavitch walks us through if we could be seeing the end of a bull market run. And what that means or doesn't mean for our portfolios, especially when it comes to retirement. One of the tools that Joe likes to utilize is the Roth conversion. What are his thoughts on this and could it be an effective strategy to navigat...

On this week's episode: Diversifying your portfolio is more important than following the latest trends Bull market set for a fall? Long-term care and the role of annuities Tax planning vs. Tax prep Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

Even though tax season is wrapping up, it's never not a good time to think about taxes and where they might cause issues in your financial plan. Joe Yocavitch has some strategies that might help you avoid those traps in your retirement plan. Ready to connect with Joe? Click here to get started. Follow us on social media: Facebook | LinkedIn See omnystudio.com/listener for privacy information.

The unfortunate passing of Gene Hackman and his wife displayed an important lesson in estate planning. Joe Yocavitch tells us what we can do to make sure no mistakes happen, especially when it comes to our loved ones.  Ready to connect with Joe? Click  here to get started. See omnystudio.com/listener for privacy information.

On this week's episode: Chris Cannata from Howard Capital joins the show Tax refunds should be arriving soon. What should you do with that money? Making sure that there are no hidden fees in your portfolio and how to get the most out of the fees you have to pay. Gene Hackman's death leads to an important lesson in estate planning. Ready to connect with Joe? Click  here to get started. See omn...

Joe Yocavitch knows that sometimes it takes time to settle into the routine of retirement and being used to that chapter of your life. In this episode, he offers some suggestions on making that transition smoother on you and your family. He also knows that your financial mindset changes once you retire and he tells us ways to break out of our financial shell we have been living in for most of our...

On this week's episode: Tech stocks and making sure you know what is in your portfolio Common mistakes that may feel good now but bite you later Inflation Settling into retirement Breaking out of your financial shell in retirement Ready to connect with Joe? Click  here to get started. See omnystudio.com/listener for privacy information.

Joe Yocavitch focuses this week on annuities and Social Security. Joe answers the question of whether someone can swap one annuity for another or not. He gives his answer and thoughts on some good strategies, especially when it comes to annuities. They also talk about the strategy of Social Security bridging. Joe tells us what it is and how it can benefit you and your retirement portfolio.  R...