The Harlow Wealth Retirement Hour

Chris and Dan Erickson revisit three areas which are essential for a solid retirement plan - income planning, tax planning and investment strategizing. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson and their team discuss topics related to retirement, areas to cover in an...

Retirement planning changes constantly - from penstions to 401Ks to other do-it-yourself templates for creating a nest egg. Today Chris and Dan look at some of the changes and some of the best strategies to help you put a financial plan together that meets all of your future retirement needs. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Ma...

Chris Harlow and Dan Erickson are the hosts of the Harlow Wealth Retirement Hour going forward, and today they take a look at some common mistakes made in retirement planning. The biggest one, but not the only one, involves having more risk than needed, as many people are invested aggressively as if they were still working. Retirement involves having money available in a more regular, guaranteed f...

The stock market will always react to the latest news either positively or negatively. Depending on the trends and the type of investor you are could lead to big mistakes, such as panic selling and others. Danny takes a look at the various investor types and how they can avoid the kinds of mistakes they make regarding their portfolio. The Harlow Wealth Retirement Hour is a long running radio progr...

Danny discusses a topic which could become more important in coming months and years - tax free income. He focuses on Roth conversions, which is the most common way to pay taxes at lower rates now in exchange for future tax free growth and income later. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington...

Danny takes a deep dive into crafting a legacy plan that will fulfill your desires after you pass away, and how to avoid mistakes in putting this plan together. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson and their team discuss topics related to retirement, areas to co...

Danny takes a look at being tax efficient using diversification of savings over several kinds of buckets, including currently taxed accounts like bank savings and brokerage accounts, tax deferred accounts like traditional IRAs and 401Ks, and tax free accounts like a Roth. Having all of these available can help you manage your income by strategizing from which accounts you pay taxes from, as well a...

Retirement planning for women has its own unique set of challenges, especially revolving around tax efficiency, income sustainability and optimizing resources. These, along with the fact that many women will need to address their plan by themselves, mean planning will matter even more. Danny looks at all the details to help make these challenges easier to deal with. The Harlow Wealth Retirement Ho...

People aren't always confident their retirement savings will last as long as they do. To help, Danny provides five ways to help stretch that budget, including possibly delaying retirement, or taking on part time work, as well as optimizing Social Security benefits to get the most out of that program. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow W...

Social Security is a popular program for retirees, but many people don't know how to optimize their benefits by taking them at the proper time. In this episode Danny discusses the strategies to use, epsecially for couples, to get the most of this program for retirement income. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based...

Danny discusses some mistakes people make when trying to plan for retirement, including rushing into taking Social Security, not taking longevity and inflation into account, not properly planning for taxes and long term care, and several others. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris...

Some newer 401K plans from certain companies are being designed to provide pension like benefits, which removes some of the guesswork for employees regarding how to access retirement income when the time comes. Danny discusses what these plans are and whether they will grow in popularity among businesses in the future. The Harlow Wealth Retirement Hour is a long running radio program featuring adv...

A recent survey concludes that the U.S. has only twenty years to fix the issue with its growing national debt, now over $36 trillion and counting. Danny looks at the survey and what could happen to help reduce the debt, including the specter of possible higher taxes, reduced Social Security benefits and more, depending on how and when Congress acts. The Harlow Wealth Retirement Hour is a long runn...

Despite efforts by the Fed to stem inflation, there is a growing sentiment that it will still be around, and perhaps at higher than usual levels, for the foreseeable future. Danny takes a look at how to plan with the idea of possible escalating inflation to help ensure your retirement can still be enjoyable. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from...

There is a new trend where some 401K plans offer employees a chance to convert some of their savings into a product which can turn them into a retirement income stream, much like a pension. But this may not come soon enough for many soon-to-be-retirees. Danny and Chris take a look at some strategies folks can use in the meantime to provide lifetime income for themselves, including optimizing Socia...

Choosing a financial advisor can be one of the most significant decisions you can make for your retirement. Danny goes over some questions to ask to help you find the right kind of professional to guide your retirement finances. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erick...

How can you be sure your retirement income will outlast you - without sacrificing your lifestyle? Today Danny takes a look at different strategies you can use to provide your income while taking taxes and other factors into account. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan E...

Danny takes a look at a recent survey which shows that many Americans believe they are not truly set for retirement, and how working with an advisor can help determine how ready someone might be, as well as the best ways to help them get there if they aren't quite ready. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Van...

Danny takes a look at why rebalancing your portfolio is important to help avoid volatility caused by having too many investments in the same sector. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson and their team discuss topics related to retirement, areas to cover in an ec...

Danny takes a look at year end issues and looking at what kind of advisor could be right for you to put a retirement plan together. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson and their team discuss topics related to retirement, areas to cover in an economic plan, and...

People are concerned about what may happen with their money going forward in a new administration, but Danny takes a look and discusses why planning shouldn't be driven by short term shifts in the political landscape. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson and the...

Danny and Chris take a look at some challenges people face when planning for retirement, such as market volatility, taxes and more. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson and their team discuss topics related to retirement, areas to cover in an economic plan, and...

What is rebalancing and why is it important? Today Chris and Dan Erickson discuss this subject and how proper rebalancing can help keep your retirement accounts from avoiding, to a degree, large losses when the market tanks. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson...

Today Danny and Chris look at Roth conversions and how they may benefit you in providing tax free retirement income. They also look at whether doing a conversion is the best strategy for your particular situation. The Harlow Wealth Retirement Hour is a long running radio program featuring advisors from Harlow Wealth Management, based in Vancouver, Washington. Chris Harlow, Dan Erickson and their t...

Today Danny takes a different look at two questions many people ask before taking the retirement plunge - how long will they live, and how much money will they need before they pass away? These issues are intertwined, and Danny discusses how someone can plan around these issues to make sure the money they need is there for the rest of their life. The Harlow Wealth Retirement Hour is a long running...