The Happy Retirement Show with Victor Gray and Colin Hurst

You might think your 401k is your retirement plan, but what if that mindset is setting you up for financial frustration later? In this eye-opening episode, Victor unpacks a common misunderstanding that could cost retirees thousands: confusing retirement accounts with actual retirement planning.  Victor explains why treating your pre-tax retirement account as your catch-all fund- for cars, emergenc...

If you’re approaching retirement, it’s critical to make sure your 401k is working as efficiently as possible, not holding you back. In this episode, Colin and Victor tackle a common question: should you leave your 401k where it is when you retire? They walk through why leaving your account behind might limit your investment choices, expose you to higher hidden fees, and make accessing your money m...

The thing about assassins in the real world is that they’re sneaky and you don’t see them coming. The same is true for the silent killers of your retirement plan. In this episode, Colin and Victor reveal the most dangerous “retirement assassins” that can quietly derail decades of planning if you’re not on guard.  From reacting emotionally during a market crash to ignoring inflation, higher taxes,...

For many retirees, a little extra income can go a long way, and it doesn’t have to feel like “work.” In this episode, Colin shares fun, flexible side gigs that allow retirees to earn extra money while doing what they already enjoy. From working a few hours at the golf course to get free rounds, to pet-sitting for neighbors or selling handmade cards at local markets, these ideas aren’t just income...

"Should I own gold or silver?" It's a question that comes up often in financial planning conversations. But the real issue goes deeper- it's about portfolio diversification and ensuring every asset you own serves a clear, strategic purpose. Whether you’re holding metals, stocks, or any other asset class, this episode is a timely reminder that investment decisions should be root...

Are you unknowingly losing thousands of dollars in hidden retirement expenses? In this episode of The Happy Retirement Show, Colin Hurst and Victor Gray reveal the top two overlooked costs that can eat away at your savings: investment fees and taxes. Many retirees focus on rates of return, but fail to realize how much they’re paying in hidden brokerage fees, charges, and taxes—all of which directl...

What does it take to have a happy retirement? For couples, finances can be a major thorn in your side, but proper communication can help eliminate many of those money problems. In this first episode of The Happy Retirement Podcast, Colin Hurst and Victor Gray dive into the key money questions that couples need to be asking each other. From spending vs. saving battles between people with different...