The Guided Retirement Show

So many people want to know the answer to the question, " How much do I need to retire? " More and more people have become less and less patient with getting that answer and just use a retirement calculator that gives them a quick answer. But we can guarantee that isn't the right answer . Those retirement calculators don't factor in so many important items—such as inflation , Social Security , Req...

The month of May is a time for many exciting things: graduations, family vacations right after school is out, the beginning of pool season—the list goes on. May also marks Older Americans Month. Older Americans Month allows Modern Wealth Management Managing Director Dean Barber to reflect upon his career in the financial services industry and what it's meant to him. On this episode of The Guided R...

Two weeks ago on America's Wealth Management Show , Modern Wealth Management Co-Founder and President Jason Gordo and Managing Directors Dean Barber and Bud Kasper told everyone to stay tuned for more exciting news . We're thrilled that we can share that news with you today on The Guided Retirement Show . As we build our investment management team at Modern Wealth Management, we'll be doing so wit...

When discussing things to consider before retiring, many people immediately start to think about things related to their finances. And with good reason. There are several things that need to be considered to ensure that your financial life is in order heading into retirement . But retirement isn't all about money. What about your goals? If you're married, what's your spouse's plan for retirement?...

David Mitchell and Dean Barber discuss the market and economy over the past two years since they last spoke in March 2021. They'll also dive into what they see as the long-term outlook for the markets and more. In this podcast interview, you'll learn: What has Happened in the Markets and Economy since March 2021 How the Bond Market Is in Territory Unseen Since the 18th Century What Dean and David...

If you've been around Dean Barber recently and have noticed that he's smiling even more than usual, we might know the reason why. He just got to talk with Will Doty about his favorite part of the tax code—Roth IRAs—on The Guided Retirement Show . More specifically, Roth conversions before and after retirement. A lot of people might think that there's nothing to smile about within the tax code. Wel...

In the first couple months of 2023, one of the things we've been trying to do is highlight how the newest tax rules affect you . A lot of people have been wondering what exactly Congress was thinking with some of those new tax rules. However, there were some welcomed changes from Congress with the SECURE Act 2.0. How does the SECURE Act 2.0 compare to the SECURE Act? America's IRA Expert Ed Slott...

Whenever Dean Barber discusses investments, it's hard for him not to think of a famous quote from Berkshire Hathaway CEO Warren Buffett . Be fearful when others are greedy, and greedy when others are fearful . Understanding investment risk can be difficult if you let emotions like fear and greed take over at the wrong times. How do you combat the fear of missing out when it comes to investing? Dea...

When we're trying to find out  what's most important to people in their retirement , one of the most common answers is spending time with family. Many of those people are also passionate about gifting money to the next generation(s) so that their loved ones are in good hands financially after they pass on. The ins and outs of  estate planning  are very important, but also quite complex. That's why...

With tax filing season officially underway as of January 24, we want to review the advantages of doing tax planning during tax preparation season. It's important to realize that tax compliance and tax planning aren't one in the same, though. Our Director of Tax,  Corey Hulstein , joins  Dean Barber  on  The Guided Retirement Show  to discuss some  tax planning strategies  to consider during tax pr...

We're thrilled to get the ball rolling with Season Eight of The Guided Retirement Show . Season Eight begins with a familiar guest, as Garner Insurance Agency, LLC Owner Taylor Garner returns to The Guided Retirement Show . Taylor last appeared on the podcast in March to discuss health care costs in retirement . For this episode, he and Dean Barber will talk about Medicare changes in 2023. In this...

For the Season 7 finale of The Guided Retirement Show , Chris Rett joined me to answer questions in a mailbag format. We're sticking with the same idea of answering important retirement questions for our loyal listeners but are switching things up a little bit for the Season 7 finale. This time, Chris and I have compiled a list of 20 retirement questions that people should be asking their financia...

In a change of pace for the holiday week, Dean speaks to our listeners about tax planning opportunities and what he is thankful for looking toward 2023.   In this podcast interview, you'll learn: Charitable giving through Qualified Charitable Distributions (QCDs)     START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resou...

With Thanksgiving right around the corner, I've started to think a lot about the things I'm think for. Of course, there's my family, great friends, and everyone that trusts me to help them with various aspects of financial planning. But another thing I'm obviously thankful for is my home. So, I figured this would be a great opportunity to discuss some key mortgage tips to think about when financia...

Financial planning and serving others are big passions of ours at Barber Financial Group. Our Chief of Staff, Chad Webb, committed himself to serving others long before he arrived at Barber Financial Group in May 2021. Chad served our country for 21 years in the United States Marine Corps, attaining the rank of First Sergeant. Chad still maintains regular contact with his Marine brothers, but want...

Acronyms can sometimes make things easier to understand or remember, but there are a few of them that relate to your retirement that are very complex. Two of them are RMDs (Required Minimum Distributions) and the SECURE Act (Setting Every Community Up for Retirement Enhancement). The rules for RMDs have changed due to the SECURE Act, and it's vitally important that you understand them In this epis...

As many Barber Financial Group clients have come to realize, it's critical to have a CFP® Professional and CPA working together on your financial plan. That collaboration is key so that nothing gets overlooked within your plan from a tax planning perspective. Our tax team has long been committed to forward-looking tax planning, not only during tax season, but year-round. They're looking forward to...

There are a lot of things that are misunderstood about private equity markets. And somewhat understandably so. The landscape of private equity markets has changed considerably over the past few years to the point where individual investors can now participate. Michael Faciana joins Dean Barber on The Guided Retirement Show  to help explain the many nuances of private equity.   In this podcast inte...

Whether it's the markets, interest rates, inflation, political and geopolitical environments, or the complicated and ever-changing tax code, uncertainty seems to be everywhere we look in 2022. While uncertainty can be overwhelming, there are many ways to mitigate it. The first step is to overcoming uncertainty is to start a comprehensive, forward-looking financial plan.  Logan DeGraeve  and I look...

We talk about tax planning strategies a lot at Barber Financial Group, and with good reason. There's a misconception that tax planning strategies are only applicable for the ultra-wealthy, but that's far from being true. To help me convey that important message, one of my good CPA friends, Marty James , is joining me on Guided Retirement Show .     In this podcast interview, you'll learn: The goal...

Welcome to Season 7 of The Guided Retirement Show ! In our season premiere, I welcome back a return guest to the podcast in LSA Portfolios Analytics President Brad Kasper to discuss the many headwinds that the Fed and the markets are currently facing. And, boy, there are some significant ones. They include, but aren't limited to: Supply chain issues Inflationary pressures Slowing inflationary with...

Every week, our listeners send us questions on YouTube and through email–and every season, we try to answer as many of them as we can. The first time around, we had the privilege of speaking with Chris Rett, CERTIFIED FINANCIAL PLANNER™, and he kindly made time to join us for this episode as well. While we can't give perfect guidance for your specific financial situation in an episode of a podcast...

If you don't understand the rules of IRAs, bad things happen. With the wrong portfolio, you may find yourself hearing people tell you what you could've, should've, and would've done–and those little decisions can add up to make some big differences. If you don't want to wake up to an unpleasant tax surprise in retirement, today's episode is for you. Once again, I'm speaking to Ed Slott, America's...

Almost everyone knows at least a little about investing stocks and bonds. However, far fewer individual investors are familiar with how to invest in currencies and commodities–and of that select group, even fewer know how to generate returns, regardless of the directions these four asset classes are moving. Today's guest, John Hampton, serves as Executive Director at An Alternative Investment Mana...

For many people, the 401(k) is their largest asset. From the moment you take your first job, your employer may automatically enroll you into a 401(k), but the plan administrator rarely has your best interests in mind–and barely knows your name. So, how do you personalize the 401(k) to your unique needs and ensure that it will help take you through retirement and beyond? To answer that question, I'...