The Grass is Greener

Goals are touted constantly as the saviour to giving us purpose and keeping us on track. But thinking about what we actually want, articulating that, outlining actionable steps and having short, medium and long term goals can be hugely overwhelming. This week we 'go back to basics' on Goals and Goal Setting. Why set goals in the first place? Why do goals need to be personal? What does a good goal...

Couples' money issues usually go much deeper than a budget spreadsheet, mortgage, or bank balance and often lay below the surface of a relationship. Numerous surveys point to a major cause of divorce as being money issues, right behind infidelity. Financial problems and conflicts arise from not communicating feelings, emotions, and needs around money. Karen Eley is a Financial Coach and owner of W...

Have you heard about NFT's - Non Fungible Tokens? This week Tim & Gen reveal all that they discovered about the NFT revolution that is unfolding in 2021. And wow, we found out some really cool stuff! Plus we review how far we have come in our journey of 'Decoding Cryptocurrency'. Article NBA Topshot https://cnb.cx/3anzk7t Kings of Leon NFT explained https://bit.ly/2PbMi0K

This week Tim & Gen chat to a Blockchain expert and get his insights on his rise through the Crypto world and the real life uses for this amazing technology. George Siosi Samuels is the Managing Director of community-tech consultancy, Faiā, and founder of a blockchain-based accountability platform called Honā. George and his businesses have been featured by the likes of Tech In Asia, Rest of World...

This week Tim and Gen Frost talk to a very experienced Cryptocurrency Investor. And he is anonymous! Our guest provides some awesome insights on how he came to invest in Cryptocurrency, his motivations for investing and imagines what the future might look like for us all if cryptocurrency became mainstream. Why did we do this series? If you are like us, you might know a tiny bit about Cryptocurren...

If you are like us, you might know a tiny bit about Cryptocurrency, but not enough to say you have a good understanding. Tim has teams up with Genevieve Frost from The Reality Cheque podcast for 4-episodes to "Decode Cryptocurrency. Tim and Gen decided they needed learn about this ever growing phenomenon, AND YOU ARE INVITED ALONG FOR THE JOURNEY (and have a little fun along the way). What is it a...

We have all seen Dual Occupancy / Townhouse projects within our own neighbourhoods. This type of project has become a popular way for older Australians to modernise their home as well as downsize and possibly generate additional funds for their retirement. Also younger Australians are undertaking these projects as a way to move into areas that may have been out of reach with a single dwelling purc...

For many of us, Financial Stress is a real thing. Financial stress indicators include items such as being unable to raise emergency funds within a week, pay bills on time or seeking assistance from welfare or community organisations. Terri Watson from The Healthy Wallet Project believes that those in financially stressed situations need specific resources and support help get their situation back...

FOMO - "anxiety that an exciting or interesting event may currently be happening, often aroused by (social) media" Last year was a rollercoaster of emotions and a very volatile time. Panic was common. For many, the repair of their businesses or their lives is still a work in progress. But in 2021, something else is happening. There have been spikes in first time new share broking accounts being op...

The Superannuation system in Australia is not perfect, but it is still better than most. Yet there are still many of us that don't make the most of OUR system. And some are not on a "level playing field" when it comes to accessing OUR system. This week we chat to Dawn Thomas, a Senior Financial Adviser with Wealthwise. Dawn is very passionate about Super being something that is fair and equitable...

In this episode, we chat to the amazing Shannah Kennedy about her journey as well as her best selling book - The Life Plan. Shannah Kennedy is a leading business and life coach and master strategist, trusted by her clients across the spectrum of business, sport and entertainment. She challenges people to rethink their relationships to work, wellbeing and life. "We work to discover who you really a...

AIA Vitality is a personalised, science-backed health and wellbeing program that supports you every day to make healthier lifestyle choices. This is a really helpful and valuable health and wellbeing program that is designed to link up with your Life Insurance and/or your Health Insurance. We invited Chris Starritt, Relationship Manager at AIA to explain how this unique offering can be used by con...

Are you a risk-taker? How much risk are you willing to take with your investment portfolio? Maybe you you don't have a very clear idea about either question? Having a deliberate position on investment risk is vital for individuals and couples. So much of what we do as financial advisers is helping people better understand and manage risk, aligning their plan to their OWN needs, their OWN goals and...

In life, it doesn't get much bigger than, 'Starting a Family'. Life is going to change in a big way, there is so much excitement and emotion, but also so many new things to consider. There are also SO many 'helpful' people ready to pass on their advice and wisdom. It can be a tad confusing. Want the 'low-down' from the experts? 1. Cashflow - tips and ideas to feel in control. 2. Centrelink Entitle...

At this time of year, there is so much talk about Goal setting and making changes to improve your life or wellbeing. But what are you going to do, why do you want to do it and how? Amanda McMillan talks us through the "8 Dimension of Wellbeing" as well as key questions to ask yourself when reflecting on your current wellbeing. Amanda's framework is not only engaging, but it is focused on making sm...

Tim Henry talks through the elements that go into Financial Planning. Financial Planning is about structuring vehicles to support your life vision. If done well, it should be fun and it should be inspiring! As well as discussing the Finite and Infinite elements that go into a comprehensive financial plan, Tim shares with you a framework to start your own plans. The "Gamechanger" is a modular progr...

Want to view your from a place of freedom, through a lens that anything is possible? Imagine how empowering that would be. This is the Power of Possibility. Alexandra Andre is a speaker, author and coach. Alex has recently written her first book, detailing her purposeful and emotional journey whilst training for an Ironman event in 2015. To become an Ironman requires a 3.8km swim, 180km bike ride...

When is the last time you reviewed your Mortgage? The past 12 months has shown us that in an uncertain world, those that are 'controlling their controllables' are better placed for success. Research estimates that more that 50% of people either haven't considered switching their mortgage or were unsure about how to proceed. Many say that its a huge hassle is simply "too hard'. But your mortgage is...

At its core, "Ethical Investment" is a range of investment styles which go beyond simple financial returns to incorporate a clients Environmental, Social and Governance (ESG) and their Ethical Values into the investment process. Ethical Investments have also been performing extremely well in recent years and have excelled during this COVID year of 2020. But more than just for performance, consumer...

There has never been a better time to become inspired, tap into your Dreams, and make them a reality. This episode has one purpose: Tim Henry & Natalie Yan-Chatonsky give you tools and inspiration to make 2021 a year that you will love! Experiment with your Lifestyle article https://bit.ly/2K8cSp4 Values & Vision Journal https://bit.ly/36kb6tt Summer reading List http://bit.ly/37rAZHS Connect with...

The purpose of Life Insurance is to provide a level of financial protection for ourselves and our families. Even though 94% of working Australian's have a life insurance policy, we are massively underinsured. Why? Because most of this insurance is given as a default through Super. It's a blanket approach with no consideration for your circumstances. The median level of Life Insurance cover across...

Superannuation is an asset that most of us possess. For many people, its the largest liquid asset that they own. Given that it is such a large and important asset, do you fully understand all of the elements that you can measure, control and manage? Perhaps you have multiple funds and are unsure of which fund is most appropriate to consolidate. We needed an expert to discuss these various elements...

Financial abuse (also known as economic abuse) is a form of domestic violence that is not often talked about, but can have a severe impact on the security and wellbeing of the abused partner, as well as children/dependants. It has been estimated that 15% of Australian women have experienced financial abuse and there has been a marked increase in the number of women over 50 finding themselves in si...

Almost no area of our lives remains untouched by technology. Thinking about your own consumer behaviour in recent years, we are attracted to businesses that give us a rich experience. Many of these businesses are digitally driven - ie. Netflix, Amazon. This digital experience is now present in tools that can help you manage your financial world. - Automated tools to track your budget and cashflow...

Do you understand Home Care Packages that are available for older Australian's? Most older adults wish to stay at home during their later life years. Staying connected to family, friends, social groups and community is an important part of keeping healthy and staying independent as you get older. But physical disabilities and cognitive impairment might force a decision on living at home. But there...