The Grass is Greener

The way that we are biologically wired can sometimes cause a lot of issues for us when we are in stressful times. Karen Eley from Women Talking Finance explains how financial uncertainty can affect us and what we can do to manage it. Karen also lists 5 practical strategies that we can use to help us feel more positive and increase the ability to impact our own situation. Women Talking Finance http...

Food costs are rising. If you want to impact your food bill, you need a plan. Enter Nellie Kerrison from Relish Mama cooking school. Nellie hits us with a host of strategies and tips to help us 'home cooks' become more cost effective in our kitchens. Food storage tips, Meatless Mondays, Slow Cook for 3 in 1 meals, and tips for non meat eaters. Relish Mama Cooking Club https://relishmama.com.au/coo...

Cost of Living is rising in 2022. The mortgage payment is one of your biggest expenses and interest rates are tipped to increase. But are you getting the best deal that you can on your mortgage? This week we chat to mortgage broker Bret Mullavey who runs his own company called Fintcap, who dissects the various elements that go into a mortgage. Bret gives us the pro's and con's of 'fixed rate versu...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. This is our final episode of the KICKSTART 2022 series. What a hoot it has been. We have tackled many topics over this series - but which specialist would you use for each type of advice? What steps can you take to better ensure that your chosen specialis...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. When you hear the word 'Aged Care', most people would think of an Aged Care home. But what about access to services that can help you or your loved one 'maintain independence' and stay living in their own home? This week Gen and Tim discuss the importance...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. This week our topic is the modern day view of "Retirement". Gen and Tim discuss why planning your transition into these years is enhanced by 'reimagining' your future and by focusing on doing more of what you love doing.

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. This week Gen and Tim discuss the role of Life Insurance. But we didn't want to only talk about 'what' it is. We discuss the 'why' - the important aspects of our lives and family security that need protection with life insurance.

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. Gen and Tim explore various ways that we can educate and discuss the value of money with our younger and teenage children. Plus we discuss some options for your children's savings vehicle.

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. Gen and Tim discuss the daily decisions that we all face in relation to supporting a sustainable world.

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. Gen and Tim define Ethical Investing, and discuss the importance of getting in touch with your specific ESG values and how to search for funds that support causes that are important to you. Responsible Returns Search Tool https://bit.ly/3oMwTTc 5-steps to...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque as they come together with financial tips, tricks and ideas to Kickstart your 2022. So, you are ready to invest...but how do you actually begin? We discuss options for investing for all budgets and balances from Micro-Investing and round-Up's to Robo-Advice and more. For more on Micro-Investing: https://www.canstar.com.au/investor-hub/mic...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. There are some key concepts to consider when you are beginning (or continuing) your investment journey. We discuss the importance of understanding your risk appetite and building your investment choices in line with your goals. How important diversificati...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. How much do your inherited beliefs, biases, and ultimately behaviours impact the financial decisions you make? We discuss some of the elements from your childhood, through adult relationships, and the many external factors around us that can alter our hab...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks, and ideas to Kickstart your 2022. Did you know that only 25% of people in Australia have a valid and up-to-date Will? Implementing a Will and Powers of Attorney is your opportunity to ensure that the wishes you have for your family are put into writing. We explore what each of these writ...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with financial tips, tricks and ideas to Kickstart your 2022. This year we will be bombarded by the media about the likelihood of rising Interest Rates. Why will Interest Rates increase? How can you get a better understanding of what this means for your household? What can you do to get ahead of any changes? https:/...

Join Tim (The Grass is Greener) and Gen (The Reality Cheque) as they come together with tips to Kickstart your 2022. Starting with your household income, expenses and spending habits. How can you change your attitudes and habits to ensure you are living your best life, while being able to afford the essentials. It is all about sleeping easy at night and enjoying the journey.

Bianca Hartge-Hazleman is a champion of Economic Equality for Women. Bianca created Financy, a financial literacy, media and data insights platform. Bianca is also the initiator of the Financy Women's Index which measures and reports each quarter on women's financial progress and the timeframe to achieving gender equality in Australia. Bianca explains the current financial inequalities that exist...

Planning for retirement is much more than planning the financials. A healthy, meaningful and connected life normally has key "life ingredients" that together, provide purpose and balance. This year, Tim was a guest on "A Bite from the Money Sandwich" podcast. He and host Marc Bineham discussed these key ingredients as well as the "life first" approach that Aspire Planning provides to its clients....

Planning for a loved one to be admitted into an Aged Care home is undoubtedly a very emotional time for a family. Whilst dealing with these emotions, families are faced with trying to learn and understand Aged Care rules, how the rules interact with their own situation and any future impacts regarding centrelink entitlements. All of that whilst also trying to ensure that Mum or Dad are actually sa...

Granny Flat arrangements are becoming a very popular way for families to support their ageing family members. These arrangements can be hugely beneficial, bring families closer together. However, before entering into such an arrangement it is vital that all parties fully understand the ramifications for the arrangement - and also should obtain specialised advice. Tanya Chapman is a Lawyer with Cat...

The response to the COVID pandemic placed heavily restrictions on all of us. Over the past two years, we have all faced moments that challenged our Mental Health. However, research is already showing that of all the generations, children & young adults have been impacted hardest. Our younger people can benefit greatly from the support and care of older generations. Natalie Yan-Chatonsky from Full...

A significant portion of a child's money beliefs are basically formed by the age of 7. What can parents of younger and older children do to help their children develop a healthy and empowered relationship with money? How do we help cultivate financial resilience in our children? How should we be talking to kids about money? If you feel that you may have already displayed some poor money habits to...

Making deliberate decisions in a proactive manner is clearly a preferred option to making decisions in a reactive manner. This week Tim discusses two areas of your financial world in which you could take proactive and deliberate action - your Mortgage and your Superannuation. Inflationary pressure is increasing the likelihood of an interest rate rise in Australia in 2023 or earlier. How would your...

There are not that many financial advisers or financial coaches that actively assist people in their 20's, 30's and 40's. When Adele started her own business she chose to work only with people in their 20's, 30's and 40's to help them master their money and live a life they love now - so they aren't waiting to live in retirement. Adele also noted that traditional financial planning didn't always w...

Many younger people might wonder how financial advice can help them. After all, they are miles off retirement. But what if they were able to engage with a business that was focused on delivering financial solutions for the specific problems that they were facing? That is what Glen Hare and Jessica Brady set out to achieve when they started their business Fox & Hare. Glen & Jessica discuss the impo...