The Get Ready For The Future Show

"My wife wants to retire next year at 62, but I’d like to keep working until 68. What’s the best way to plan income and investments with two different timelines?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 60 and have both a traditional IRA and a Roth IRA. When the time comes, how do I know which one to withdraw from first? I’m 66 and thinking about gifting mo...

Gold is having its “precious” moment, soaring more than 40% this year — its best run since 1979. But is it really the safe-haven hedge investors think it is? In this episode of The Fastest 4 Minutes in Finance, Scott Inman breaks down: Why gold prices are skyrocketing (weaker dollar, Fed rate cut expectations, central bank demand) The risks of treating gold as a hedge or “can’t lose” investment Ho...

"I’ve got about $400,000 in an old 401(k) from a job I left years ago. Should I leave it where it is or roll it into something else now that I’m 55?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 61 and worried about inflation eating into our savings. We’ve got about $850,000 saved, but how do we protect our purchasing power without taking on too much risk? We’re...

The Fed has entered the second year of its rate-cutting cycle—so what does history tell us about stock market performance from here? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: How the S&P 500 has historically performed in year two of rate-cutting cycles. Why the outlook for 2026 depends heavily on avoiding a recession. The mix of tailwinds (AI, productivity, fiscal s...

"How do you handle long term care if you don't qualify for long term care? What if I'm too old? What if I have health issues to preempt me from qualifying?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 59 and recently remarried. We both have adult kids and separate finances. How do we make sure our assets are protected but still plan together for retirement? Wit...

The Federal Reserve is expected to cut interest rates next week—possibly the first of several moves before Jerome Powell’s term ends. But what does that mean for unemployment, inflation, and the stock market? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down: Why unemployment and inflation data are pushing the Fed toward cuts How rate cuts could impact businesses, consumers, and...

"I’m 58, own a small service company, and would like to retire around 65. I don’t have a formal succession plan or buyer lined up. What steps should I take now to transition out without leaving value on the table?" We're answering YOUR questions on this week's Get Ready For The Future Show! And we're joined by special guest Kaleigh Marsh, Employee Benefits Consultant with Gallagher, for help answe...

Is today’s stock market priced too high? Economist Brian Wesbury, Chief Economist at First Trust Advisors, has been warning that the market is overvalued by roughly 40% based on his fair value model of the S&P 500. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down Wesbury’s analysis: Why rising Treasury yields could drag stock values lower Why First Trust has set a year-end...

"We’re 53 and thinking about buying a rental property for income in retirement. What should we watch out for before jumping in?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 59 and not in great health. Should I take Social Security early just in case, or wait and hope for the best? My husband wants to keep working part-time after retirement, mostly for the healt...

Consumer confidence just slipped to 97.4, sparking concerns about the economy. But is it time to panic—or stay the course? In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down: What the consumer confidence index really measures Why younger Americans are driving the decline How tariffs and inflation are weighing on outlooks What investors should (and shouldn’t) do when headlines...

"We’re 60 and worried we’re too conservative with our investments. We’ve got $850,000 but very little in stocks. Is it too late to adjust our risk?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 62 and just started collecting Social Security, but I also inherited a small IRA from my sister. What are the tax implications of that inheritance? I’m 45, remarried, and...

Generation X may be headed toward retirement unprepared. According to recent studies, Gen Xers have lower savings, higher debt, and less financial confidence than other generations. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the numbers and shares 4 practical action steps every Gen Xer should take right now to avoid falling behind: Eliminate Debt – Why creating margin is...

Retirement savings are front and center in Washington — and President Trump’s latest 401(k) proposals could impact how you save, invest, and access your money. In this week’s Fastest Four Minutes in Finance, Alec Daril breaks down the three biggest potential changes: Bigger Catch-Up Contributions – Why those 50+ could save even more before retirement. Expanded Investment Choices – The opportunitie...

"We’re 58 and have never had life insurance. Is it still worth looking into, or have we missed the boat?" We're answering YOUR questions on this week's Get Ready For The Future Show! We're in our early 60s and just sold our business and netted about $1.4 million. How do we turn that into sustainable retirement income without blowing it? My spouse is risk-averse, but I’m more comfortable with marke...

The markets are moving fast—and so should your strategy. In this week’s Fastest Four Minutes in Finance, John Shrewsbury breaks down seven key developments shaping the investment landscape in August 2025: Fed Rate Cut Watch – Why the next move could come in September Slowing U.S. Economy – Consumer weakness and rising delinquencies Big Tech Dominance – AI-powered earnings are lifting the S&P 5...

"I’ve been self-employed for years and never set up a formal retirement plan. At 55, is it too late to catch up — or should I just invest in a brokerage account?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ We’re 57 and have a paid-off house worth $500,000, but not much in retirement savings. Should we consider a reverse mortgage later on? ✅ We’re 63 and thinki...

The U.S. economy roared back in Q2 with a surprising 3% GDP growth, but don’t be too quick to celebrate. In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the mixed signals behind the headline number—from falling investment and cautious inventory spending to the lingering effects of President Trump’s tariff policy. We’ll unpack: - Why the 3% GDP growth may be misleading - How ta...

"We have around $900,000 saved, but most of it is in my accounts — not my spouse’s. Should we try to even that out, or does it not matter come retirement?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ I’m 60 and was recently offered a consulting role that pays well but has no benefits. Should I take it and delay retirement, or walk away and enjoy life now? ✅ I’m...

President Trump wants Fed Chair Jerome Powell out—and markets are watching closely. In this episode of the Fastest 4 Minutes in Finance, Scott Inman breaks down the legal battle brewing, and why firing Powell may not have the impact Trump hopes. Here’s what you’ll learn: Whether a president can fire the Federal Reserve Chair—and under what conditions Why Trump’s frustration stems from interest rat...

"We’re 61 and 62 and just paid off our mortgage. Should we keep aggressively saving or start shifting toward preserving what we’ve already built?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’ve got $500,000 in a 401(k), but I’m burned out and considering a career break. I’m 53 — can I step away for a while without wrecking my future? I’ve saved $600,000 and I’m 5...

The “One Big Beautiful Bill” just became law—and it’s already shaking up the financial landscape. In this episode of the Fastest 4 Minutes in Finance, Scott Inman breaks down the 6 most important takeaways from the 869-page legislation. Here’s what you’ll learn: Why the national debt is expected to increase despite $1.2 trillion in spending cuts How permanent 2017 tax cuts could save middle-class...

"We’ve got around $750,000 saved, plan to retire in 8 years, but we’re really unsure about healthcare costs. How do we budget for premiums and unexpected medical expenses?" We're answering YOUR questions on this week's Get Ready For The Future Show! I’m 47, single, and own a small business. What’s the easiest way to get started on a retirement plan without feeling overwhelmed? We’re 64 and just pa...

The market isn’t crashing—it’s just catching its breath. But if you’re tempted to sit on the sidelines until things “feel safe” again, this episode of The Fastest Four Minutes in Finance is your wake-up call. John Shrewsbury breaks down new research from J.P. Morgan showing how missing just the 10 best days in the market can cut your long-term returns nearly in half. And here’s the kicker—most of...

"We’re in our early 50s, and my wife is inheriting around $200,000. What’s the smartest way to use an inheritance in your prime working years?" We're answering YOUR questions on this week's Get Ready For The Future Show! My husband and I are considering buying long-term care insurance, but the premiums are steep. Is there a point where it no longer makes sense? I’m 45 and just now getting serious...

As we head into the second half of 2025, volatility remains the norm, but what lies ahead for the markets and the economy? In this week’s Fastest 4 Minutes in Finance, Scott Inman discusses: The major questions LPL Research is addressing in its Midyear Outlook—from recession probabilities to Fed rate cuts. Why short-term volatility is no reason to lose sight of long-term gains. How the "stock mark...