The Get Ready For The Future Show

“I’m 65 and still working. I have a large traditional IRA and I’m worried about RMDs later. Should I start Roth conversions now?” We’re answering YOUR questions on this week’s Get Ready For The Future Show! We have $150,000 in a savings account earning almost nothing. What are our options for getting better returns without taking on big risk? I’m 70 and want to gift some of our money to our grandk...

“I’ve heard the first few years of retirement are the most financially vulnerable. Why is that, and what can I do about it?” We’re answering YOUR questions on this week’s Get Ready For The Future Show! • I’m 50 and recently divorced. I split retirement assets in the divorce, but now I’m not sure if I’m still on track. How do I rebuild with a 15-year timeline? • We’re both 62 and wondering if it’s...

Is the U.S. dollar really collapsing, or is this just another wave of fear-driven headlines? In this week’s Fastest 4 Minutes in Finance, we break down what’s actually happening with the dollar after it hit a 4-year low following a 10.7% decline in 2025 and why the story isn’t as simple as it sounds.

An inheritance can be a gift — or a burden. We’re answering YOUR questions on this week’s Get Ready For The Future Show! ✅ We just inherited my parents’ house. Should we sell it now or hold it as a rental? ✅ I have several IRAs from different jobs. Should I consolidate them into one account? ✅ We’re retired and have plenty invested. Do we still need a separate emergency fund? ✅ We’re in our ea...

Join me on this episode of The Get Ready For The Future Show as we delve into the fascinating intersection of politics and the stock market during midterm election years. With the recent primary elections in Arkansas and the upcoming general elections nationwide, I’ll share insights from Chris Fasciano, Chief Market Strategist at Commonwealth. We’ll explore how historical trends reveal that midter...

In this episode of The Get Ready For The Future Show, join me as we delve into the intersection of entertainment and finance, discussing the recent move by YouTube sensation MrBeast into the financial services industry. I explore the implications of this trend for young audiences and the importance of discerning trustworthy financial advice. We also take a closer look at the current state of the U...

Could the war in Iran trigger a new wave of inflation? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the latest inflation data, rising oil prices, and why the conflict in Iran could quickly push prices higher across the economy. February’s Consumer Price Index showed encouraging progress, with inflation rising just 0.3% for the month and 2.4% year-over-year, signaling that p...

Tapping your IRA early could cost you — unless you qualify for one of the little-known exceptions. We’re breaking that down and answering YOUR questions on this week’s Get Ready For The Future Show! ✅ I’m 58 and considering taking money from my IRA early. Are there exceptions to the 10% penalty? ✅ My spouse just retired, and I’m still working. How do we adjust spending now that we’re officially...

Global conflicts often dominate headlines and create fear in the stock market — but history tells a very different story. In this week’s Fastest 4 Minutes in Finance, Scott Inman explains what investors should really understand about geopolitical shocks, market volatility, and long-term investing. Following recent U.S. and Israeli strikes on Iran, markets initially reacted with volatility. But the...

“Pre-tax or post-tax? The decision could impact your retirement tax bill in a big way.” We’re answering YOUR questions on this week’s Get Ready For The Future Show! ✅ We’re in a high-income year and want to give to charity. Should we look into a donor-advised fund — and how does it actually work? ✅ I’m 45 and the primary earner. Do families usually insure a stay-at-home or lower-earning spouse —...

The Year of the Tariff just got louder. Markets pulled back sharply after President Trump threatened an “obnoxious use of tariffs” following a Supreme Court decision limiting parts of his previous trade authority. Investors are now weighing the potential impact of expanded tariffs on corporate profits, inflation, and the broader U.S. economy. In this episode of the Fastest 4 Minutes in Finance, we...

The S&P 500 is barely up in 2026 — but does that mean the stock market is stalling? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down why headline index performance may not tell the full story — and why stock diversification in 2026 could be more important than ever. While the S&P 500 is up less than 1% year-to-date, nearly 74% of companies have beaten earnings expectations, and...

"I plan to retire at 65 but may still work part-time. How do I plan income and taxes if I’m only partially retired?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ We just retired last year and are spending more than we expected. How do we rein in our budget before it becomes a problem? ✅ My wife doesn’t work, but I do. Can I contribute to a Roth IRA on her behalf...

"We recently moved from Texas to Arkansas. Do we need to update our will or estate plan to match Arkansas laws?" We're answering YOUR questions on this week's Get Ready For The Future Show! • I’ve always managed our finances, but now my health is declining. How do I make sure my spouse is prepared to take over? • I’m 52 and my company matches 6% in my 401(k). I’m contributing 10%, but should I be...

Your tax refund in 2026 could be bigger than you think — and most people have no idea why. In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down 5 major tax law changes from the “One Big Beautiful Bill” that could increase your refund or lower what you owe this year. According to the Tax Foundation, the average refund could be up to $1,000 higher. But here’s the real question: If...

"My 401(k) has grown a lot over the years. Should I consider rebalancing it now that I’m 60?" We're answering YOUR questions on this week's Get Ready For The Future Show! • At 57 years old, what 401(k) percentage should I be contributing if I would like to retire at 60? • We’re nearing retirement and not sure how much we should keep in cash vs. investments. What’s the right balance? • My brother w...

Software stocks have officially entered bear market territory — and artificial intelligence is at the center of the fear. In this week’s Fastest 4 Minutes in Finance, we break down why software stocks are down nearly 30%, what sparked the sudden sell-off, and how AI developments from companies like Anthropic are reshaping investor sentiment. As fears grow that AI could replace traditional software...

Artificial Intelligence has driven market optimism for years—but the real opportunity may just be getting started. In this episode of Fastest 4 Minutes in Finance, Scott Inman breaks down the shift from AI buildout to AI adoption and why that transition could be a major driver of economic growth, productivity, and stock market performance in 2026.

"I’m 39 with $400,000 saved for retirement. I have a savings rate of 30%, and I have no debt. Based on my current savings rate and lifestyle, what's a realistic early retirement age for me?" We're answering YOUR questions on this week's Get Ready For The Future Show! • If I don’t need my RMDs for living expenses, what strategies can I use to minimize taxes? • I’m getting nervous about the market....

What is the bond market telling us about the health of the U.S. economy right now? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down how recent geopolitical tension involving Donald Trump, proposed tariffs, and renewed trade-war fears rattled markets—and why bond market signals may matter more than stock market headlines.

"We’re both in our early 60s and thinking of retiring abroad. What financial considerations should we keep in mind before making the move?" We're answering YOUR questions on this week's Get Ready For The Future Show! • We’re retiring soon and still have old 401(k)s at multiple companies. Should we consolidate them into one IRA or leave them where they are • I’m 56 and care for my elderly mother. C...

Just because a bull market is aging doesn’t mean it’s about to end. In this episode of Fastest 4 Minutes in Finance, Scott Inman breaks down what history tells us about the fourth year of a bull market, using data going back to 1949. With the S&P 500 up roughly 80% since the bull market began in October 2022, many investors are asking whether the run is running out of steam—or if there’s still fue...

"I’m 63 and recently remarried. How do we handle merging finances, especially with different account balances and risk tolerances?" We're answering YOUR questions on this week's Get Ready For The Future Show! • My wife and I are in our late 50s. We want to travel more in retirement — but how do we build that into our plan without overspending? • We’re 68 and never bought long-term care insurance....

Looking to kick off 2026 with better financial habits? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down 5 smart money moves backed by real data that can help you build momentum toward long-term financial independence. We cover practical steps you can take right now, including: - How to set realistic financial goals that stick - Ways to free up cash by negotiating monthly bills...

"We’re in our 50s and never really created a financial plan. We have some money in our 401(k)s, but we don’t have a plan at all. Is it too late to start one now?" We're answering YOUR questions on this week's Get Ready For The Future Show! • I’m 47 and just started my own business. What’s the simplest way to start saving for retirement now? • We are 48 and 46 and just received a $100,000 inheritan...