The Get Ready For The Future Show

Did your net worth drop with the markets and you're scared? How do T-Bills compare to Money Market Funds? How does rental income factor into a retirement plan? What do you recommend for me as a freelancer for an S Corp? We're answering YOUR questions! And if you would like a question answered on the show, reach out to 501.381.5228 and leave a voicemail! Or send your question to show@getreadyforthe...

Many investors are playing it too safe and missing out on returns. Over the past year, the stock market is up over 20% while money has poured into low-yield investments. This video looks at how negative perceptions of the economy have caused people to miss out. History suggests second year bull markets often continue rising, though with volatility.

When you start investing, going it alone might be okay. But when should you start working with a financial advisor? And how do you know which one is right for you? We're answering YOUR questions on the Get Ready for the Future Show! I'm hiring my first few employees. What are some low-cost benefits I can offer? Can I live off savings when I near retirement to lessen my tax burden? Does my target-d...

In this week's Fastest Four Minutes in Finance, we're taking a closer look at the financial impact of the recent conflict between Israel and Hamas. We'll show you the relationship between geopolitical events and the market, and explore how this could potentially impact you and your financial independence.

We see you working hard toward your goals (go you)! Should you start an LLC? We're answering YOUR questions. In this episode: the best way to maximize benefits from side gigs, options for building and leaving your financial legacy, and what type of account should you prioritize if you retire early.   And if you would like a question answered on the show, give us a call at 501.381.5228 or send...

It should come as no surprise that the stock market was knocked off course at the end of the 3rd quarter. So what does that mean for investors in the last quarter of 2023? Will the market hold its course or will it gain some much needed momentum? On this episode of The Fastest Four we're breaking down the recent market ups and downs, chatting about sector highlights, and sharing some market insigh...

It's NEVER too late to start saving - you might just need to adjust how! We're answering YOUR questions in this episode: what to do if you're reaching the contribution limit on your Roth IRA, choices to make while investing and saving for a house, how to save for retirement if you get started late in life, and how money market funds work. And if you would like a question answered on the show, give...

Buckle up, we're diving into what a potential government shutdown means for you and your money. Learn about the nitty-gritty of a government shutdown, like which important services stay open and how it might affect your investments. We're also talking about how the stock market usually reacts so you can make informed decisions without breaking a sweat.

So you want to retire somewhere tropical, but the housing market has you questioning whether now is the right time or not to buy. These are YOUR questions we're answering in this episode: Do backdoor Roth conversions count as contributions? What should I do with my money if I'm scared to do anything? Should I diversify if my compensation and employment are tied to the stock market? And if you woul...

There are surprising reasons why an increasing number of Americans are considering delaying retirement or even coming out of retirement. It's not just about the money! Discover the key reasons behind this trend and gain valuable insights into planning for your own retirement. Don't miss this important discussion about financial readiness, emotional preparedness, and the importance of having a plan...

You're switching jobs and worried you may accidentally over-contribute to your 401k this year. How do you keep track? And what happens if you DO contribute too much? We're answering your questions! Is there a good rule of thumb for sinking funds? Can I reduce the tax burden for an inherited IRA? Should I go PPO (Preferred Provider Organization) or HDHP (High Deductible Health Plan) if my employer...

Being "average" may not get you much in life, but in your financial goals, it might just be a winning approach. Discover the reasons behind rising energy and rent prices, as well as their impact on core inflation and why average should be what you're shooting for when it comes to returns in your portfolio. 

You've reached a major milestone in your financial journey…but what now? We're answering YOUR questions: How will I know if the market really has gone crazy? I'm a millionaire, so where do I go from here? Should I use my bonus on my employer plan or mortgage? What do you think about "Deferred Compensation Plans?" And if you would like a question answered on the show, give us a call at 501.381.5228...

Changes are coming to Health Savings Accounts (HSAs) in 2024! Contribution limits are increasing, making it an even more tax-advantaged way to prepare for healthcare costs in retirement, especially if you're in your pre-retirement years. We're talking about why investing your HSA contributions can be a smart strategy to save thousands of dollars in taxes and help build true financial independence....

Do you ever find yourself thinking "what's up with the economy" or "why is everyone talking about a recession?" This is a special episode of the Get Ready for the Future Show, recorded live from our event with LPL Financial's Chief Economist Jeffrey Roach. He shared some valuable insights about the market, recession potential, and more! Originally recorded 8/22/2023

Where are investors turning in the midst of economic uncertainties? It seems like they're turning to Money Markets. The assets in Money Market funds have skyrocketed to a staggering $5.6 trillion, marking an unprecedented all-time high and an 18% surge since the beginning of the year. LPL Financial's insightful charts reveal the continuous inflow of capital into these funds over the past year, dep...

Are you looking at unused vacation time you're looking to take advantage of before you retire? What should you do with it? We're answering YOUR questions on the Get Ready for the Future Show! How much should you invest in annuities and how much income will that generate? If my spouse is now a stay-at-home parent, do I need a separate "spousal IRA?" And do target-date funds get too conservative too...

According to most economists, the U.S. is still headed toward a recession. But like everything in life, the details matter. How long and how bad is the recession predicted to be? On this episode of The Fastest Four we chat with special guest, LPL Financial Chief Economist, Jeffrey Roach and get his opinion on what investors should expect and what it could mean for them in the long term.

Financial decisions have the potential to impact not only your current life but your future as well! In this episode we've got questions about: Anxiety in a down market Selling rental property to pay off a home Pensions and 401k contributions Concerns about fees in an employer plan These are YOUR questions we're answering in this episode. And if you would like a question answered on the show, give...

The 2023 stock market rally has hit a snag, raising questions about its continuation. Join us as we analyze the recent slowdown in the S&P 500 Index's impressive 15% year-to-date climb and explore potential pullback scenarios. Gain insights on navigating market volatility and the historical context of pullbacks, helping you make informed decisions amidst uncertainty.

So, your parents haven't necessarily made the wisest decisions with their money, and now they're retiring. How do you help them without hurting yourself? In this week's Get Ready For The Future Show, we're answering YOUR questions! You'll learn: How to make tough decisions and have difficult conversations to protect your financial future How to know when you should claim your Social Security Benef...

On this week's episode of The Fastest Four Minutes in Finance, we explore July's job report, dissecting signs of softening the labor market while decoding the Federal Reserve's rate hike signals. Dive into market volatility and secure your spot for an exclusive event featuring Chief Economist Dr. Jeffrey Roach on August 22nd. Gain insights, answers, and a long-term perspective. 

You've got questions and we've got answers! In this episode, we're tackling: What do I do if I've been in the FIRE movement, but don't have a plan? I inherited a large sum of money and am curious about taxes and what to do with it? I have a large net worth, but I'm not sure how that plays into retirement? What is the impact of inflation on my 401(k)? These are YOUR questions we're answering in thi...

Morningstar just released a new study entitled "Mind The Gap" revealing how the average fund outperformed the average investor by 1.7% annually over the past decade. Join us in this week's episode of Fastest 4 Minutes in Finance as we explore the impact of market timing on investment returns and the crucial role of behavioral finance. In This Episode: - why it's not about timing the market, but ti...

Should my husband and I max out our Roth or buy a new house? How should I work into my plan the financial "leftovers" when I'm gone? What should I plan for when it comes to rising healthcare costs? We're answering the questions YOU have on your journey to true financial independence! And if you would like a question answered on the show, give us a call at 501.381.5228. Originally aired 7/26/2023