The Futurizts Podcast

We’re back with Certified Financial Planners Hann and Sani. This session, as the title suggests, mainly focuses on investing in 2024. The speakers shared what sort of strategies we as investors could employ to maximize profits and insights on how next year will be for the markets. We also talked about a more pressing matter: the new 10% sales tax, which will be imposed on Low-Value Goods below RM5...

In this episode, Certified Financial Planners Hann and Sani share insights on Bitcoin's impressive 125% gain on a year-to-date basis and crypto as an investment class. The second half of the session covers EPF's projected payout for 2023, which experts estimate should range between 5.4-5.7%. What makes Bitcoin unique compared to traditional asset classes? Why is Bitcoin up 125% since January? What...

In this episode, financial experts Hann and Sani break down Budget 2024 and its potential impacts (both positive and negative) to the rakyat. We also discuss the ringgit’s road to RM5.00 and assets to consider with geopolitical tensions on the rise. Budget 2024 represents Anwar’s promise to aid lower-income groups, but does it stay true to its proposal? How did the local market and the ringgit rea...

How much should we save for retirement? What is the recommended amount? What is the current state of the global & local market? How can I save more? Are long commute times to the office good or bad? Should I switch jobs to work in a bigger company? Recently, we started to accept anonymous questions from you guys through NGL.The response we received was overwhelming, and we are doing our best t...

In this episode, we’re back with financial experts Hann Liew and Sani Hamid. Our discussion centered upon the recent wage report released by the Department of Statistics, which highlights the alarming wealth gap between the rich and the poor. We also addressed the question of whether Malaysians are underpaid, and the possible solutions that can be implemented in order to resolve this crisis. Final...

How does the ringgit’s decline affect citizens, apart from seeing import prices go up? What are the reasons for the ringgit's decline? Why has it experienced such a significant drop not only against the US dollar but also against other major currencies? Many people are attributing the ringgit’s weakness to the lack of action from Bank Negara Malaysia. What measures could BNM undertake in this situ...

In our latest episode, we had the privilege of hosting esteemed guests Hann Liew, the founder of RinggitPlus, and Economist Sani Hamid. Our discussion spanned across various significant subjects, encompassing the dire state of EPF savings and potential strategies to enhance the retirement funds of Malaysians. We also delved into the recent OPR hike by BNM, as well as expert opinions on ASB and ASM...

What do banks actually do with your money? Do they store it safely or use it for other purposes such as lending out or investing? How and why did Silicon Valley Bank, the 16th largest bank in the US, collapse in just two days? Should Malaysians be concerned about this contagion? What are the essential facts we should know about the PIDM insurance for member banks? There are widespread rumors of th...

In this episode, we are joined by Hann Liew, the founder of RinggitPlus, and Economist Sani Hamid. Hann is a personal finance expert with over a decade of experience in the financial industry. Qualified as a licensed financial planner, he has helped over a thousand Malaysians on their path towards financial literacy. Our other speaker, Mr. Sani Hamid, is a renowned economist and strategist with ov...

What’s the first, most important lesson about money that one must know about? Is setting financial goals important? How do we set goals that are realistic and achievable? How can I save money in the current era of inflation? What are the best investment options for a beginner? Let’s say I am a student with an allowance of RM500 per month. What are the most common financial mistakes that people mak...

IN THIS EPISODE, YOU’LL LEARN: • Who is Ab0ogee - An anonymous crypto whale who has helped the web3 community in Malaysia by sponsoring creators and NFT events. • How do we keep our crypto safe? Is a cold wallet really necessary? • What happened to the crypto market? How did we get here? • Ab0ogee's personal thoughts on surviving a bear market. • The long-term investor's sentiment - what is it? ~~...

Was it surprising for Anwar to be elected? Now that we have a new prime minister, what’s next? The Bursa market rallied after Anwar’s appointment – where is the next resistance? Will the Malaysian ringgit continue to strengthen? Why has the US dollar weakened? Can Malaysia avoid a recession in 2023? ~~~~~~~~~~~~ Join our journey towards financial literacy and be a wiser investor today: https://www...

The FTX debacle – how the second largest crypto exchange in the world collapsed in 3 days What can we learn from CEOs and billionaires? Should we trust them completely? How do we as investors avoid a crisis like this? Is the contagion over? Has Bitcoin bottomed? Where is the safest place to store your crypto? Is storing it in a cold wallet really safe? ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Join our...

The Malaysian Ringgit – Why is it weakening against the US dollar? Is this trajectory expected to continue? Why is the US dollar so strong right now? As Malaysians, should we be worried of our weakening local currency? What caused the crash of the sterling pound? How do we prepare for a recession? What are the do’s and dont’s? Malaysia’s August inflation came out at 4.7% - Why does it feel much hi...

Inflation in the US hit 8.3% in August – What does this mean and how it will affect the economy? Will the Federal Reserve save the stock market? Can they prevent a recession? What should we expect in the upcoming FOMC meetings? Will the Fed be more aggressive? Why is Bitcoin becoming more correlated to the stock market? Will we see a decoupling soon? The Japanese yen hit a 7 year low against the M...

*This podcast is not financial advice. It is used for entertainment purposes only. We are not financial/legal advisors. In this episode, we invited Shinji, our founder, to share the history of The Futurists, his personal struggles and successes, and additional market insights! Moderated by Clarice from M1NTED Asia, you’ll learn: The brief history of The Futurists (origins and long term goals) What...

How do interest rates affect the economy? The Federal Reserve raised interest rates by 0.75% - why did the markets rally? What are the key takeaways during the FOMC meeting? Why is the Singapore Dollar so strong against the Malaysian Ringgit? With the US recording two consecutive quarters of negative GDP, does that mean we’re in a recession? ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Additional Sources...

How did Terra (LUNA), Celsius, 3AC, and Voyager collapse? What can we learn from this? Stablecoins and CBDCs – what are they? Will govt money continue to reign or will we see a new era? The different types of crypto exchanges – what are their business models, and what do they do with your funds? Are lending/borrowing platforms sustainable? How do they earn yield? Reading T&Cs – what are the re...

IN THIS EPISODE, YOU’LL LEARN: The recent inflation data released from the US: Why is it at 9.1%? Does the figure correctly reflect the true extent of inflation? A weaker Ringgit: is it good or bad for Malaysia’s economy? Sri Lanka’s economic collapse: What happened? What can the Malaysian government learn from Sri Lanka’s collapse? Why is Malaysia running low on chickens? Will Price Ceilings work...