The Free Retiree Show

Getting caught up in the excitement of purchasing your first home is easy, but this emotional rollercoaster can sometimes lead to hasty decisions and costly mistakes. With such a significant investment, it's crucial to consider various factors to ensure you make the right choice for your financial future.   When first-time homebuyers overlook essential financial considerations, they can face many...

Understanding the importance of having a clear vision and purpose paves the way for a successful and fulfilling journey in the professional world. By setting precise goals and remaining committed to them, individuals can navigate the challenges and uncertainties of the business landscape with greater ease and determination.   However, neglecting to acknowledge the "why" behind one's ambitions can...

In an ever-changing world, the golden years of retirement seem like a distant dream to many. However, the key to a secure and enjoyable retirement lies in meticulous planning and steadfast discipline. Sustainable work practices are essential for ensuring a smooth transition into retirement. Adopting a balanced approach to work, incorporating self-care, and prioritizing mental and physical well-bei...

  The traditional linear career path has long been a cornerstone of professional success. However, the modern workforce is evolving, and so are our perceptions of what it means to have a fulfilling career. In this ever-changing landscape, the non-linear career path is emerging as a viable and rewarding alternative, offering unique benefits and opportunities that can enrich our professional lives....

Tax filing deadlines for businesses sometimes catch employees and business owners off guard. However, tax season is upon us again, and it is essential to be prepared with the right strategies. Staying on top of your tax preparation throughout the year is necessary to file your taxes accurately and avoid any unforeseen problems regarding your personal or business finances.   Regarding taxes, most p...

In 2023, many companies are facing layoffs due to various factors such as economic instability, technological changes, and market competition. According to recent data, over 1 million people have lost their jobs in the first quarter of the year.  It's a scary environment for employees.  In this uncertain time, it's essential to focus on what you can control, and that includes keeping your job.   L...

The automotive market has been a rollercoaster in recent years, with people eagerly seeking their dream car amidst supply chain challenges, chip shortages, and rising prices. As the car market begins to stabilize, the excitement around car buying continues to grow. But before you jump into a purchase, it's crucial to make an informed decision.   In today's fast-paced world, it's easy to get caught...

Property prices are starting to decline. Will the current trend continue, or will we see a rebound in prices? What factors will impact real estate prices in 2023?   The housing market has experienced its fair share of ups and downs. It can be tough to know whether or not you're making the right decision when buying a home. With the current state of the housing market, it's vital to be well-informe...

Building a solid personal brand is crucial for professionals seeking to establish themselves in their industry and attract new opportunities. When you engage in personal branding, you show and promote a name for yourself in the marketplace, distinct from your competitors. As a result, personal branding can unlock new professional opportunities and help build your network.   We all know that in tod...

As we move into March, there's a lot happening in the economy that investors should keep an eye on. With reporting season in full swing, we're seeing how the economy is performing.   While there are challenges to be aware of, such as company layoffs and high rates, there are also opportunities for investment. With significant valuation cuts and discounts, now is the time to take action and invest...

Have you ever heard of the term "financial bubble"? It's a situation where the prices of assets such as stocks or real estate rise rapidly due to speculation and hype rather than their intrinsic value. When the bubble bursts, it can lead to significant losses for investors. Financial bubbles tend to follow a typical pattern, and understanding the stages can help you avoid them. By learning from th...

One of the most common reasons for divorce is financial issues. Many people want the "right person" in love. The right individual is gorgeous, kind, shares just enough interests, gets along with our friends and family, and makes us feel special. However, the majority of people fail to take financial responsibility into account when making long-term relationship decisions. Every couple needs to hav...

Looking for a new job opportunity? If so, be careful! Households lost hundreds of millions of dollars in 2022 from job-hiring scams. Scammers are creating false job postings in which they appear as legitimate employers in an effort to obtain sensitive personal information.   Scammers are utilizing online job services, such as LinkedIn to portray themselves as hiring managers and recruiters. The in...

Warren Buffett is widely regarded as one of the most successful investors. His investment advice has stood the test of time.   Warren Buffett's company, Berkshire Hathaway, has acquired a fortune in the billions of dollars.    With the New Year just starting, it's a good time to reflect and create resolutions. One of the best things to consider for 2023 is investment resolutions. Informed investor...

Due to the fast-paced nature of the workplace and the integral role that technology plays in it, the recruitment process is always evolving. Technological and automated recruitment trends will profoundly impact  finding and attracting new employees in the future.    In this episode of The Free Retiree Show, the hosts sit down with Matty Gregg. Matty worked at Apple for 13 years and lead projects s...

The housing market saw extreme volatility in 2022 due to rising interest rates and rapid price increases. This 2023, mortgage rates are predicted to rise even more before trending back down, creating difficulties for both buyers and sellers. Many homeowners, prospective sellers, and potential homebuyers are worried due to rising mortgage rates, slowing house sales, and market uncertainty.    Fewer...

The working environment has radically changed. 2022 was a year marked by rising inflation, declining company valuations, and significant cultural shifts experienced by both businesses and their employees. In 2023, businesses will face new obstacles, such as accelerating unemployment, and mounting cost pressures. What the new normal will be and how to incorporate lessons learned from the pandemic a...

As we welcome 2023, there’s so much uncertainty in the economy, but one thing you can control? Your investment strategies. Successful investors don’t get created overnight.  It takes time and patience, not to mention trial and error to learn the ins and outs of the financial world and your personality as an investor.  With 2022's market pains behind us and 2023's opportunities ahead, investors wou...

If you're tired of seeing your bank account balance go down, it's time to figure out why that keeps happening. “Why am I broke?”  If you ponder this question on a monthly basis, you are not alone. With sustained inflation eroding wage gains, the proportion of Americans living paycheck to paycheck has risen to a near-historic high of 63%.    The reality is that many people will never achieve their...

No two recessions are alike. Whether or not the US economy is entering a recession is a topic that has been . In any case, the United States and the world economy are experiencing a time of significant stress, regardless of whether or not the National Bureau of Economic Research formally declares a recession.    The economy shrunk for two straight quarters in Q1 and Q2 of this year, and the constr...

Layoffs and hiring freezes are growing rapidly, but the labor market is still strong. Some workers are implementing a new concept called  "career cushions" to prepare themselves in case of an unexpected job loss. According to LinkedIn statistics, members added 365 million skills to their profiles in 2022, which is a 43 % increase from the previous year.   Many employees are "career cushioning," wh...

Each person has a unique perspective on wealth and financial success, influencing their choices with their own money.   Adopting a sound and optimistic money attitude is crucial if you want to achieve your financial and life ambitions. But that's not always easy, when you feel like you're constantly in debt and have nothing left over after you pay your bills.   A positive wealth attitude takes tim...

How many milestones have you set for yourself? Hundreds of goals? Thousands of goals? How many of these goals have you actually achieved?    No matter how you look at it, success is difficult. Almost every successful person you know of got where they are today through relentless effort, laser-like focus, and unwavering determination.  Sadly, 70% of goal-setters don't succeed in doing what they set...

A wave of layoffs has swept across American businesses in 2022. Tech companies as big as Netflix, Meta, Twitter, and Google have slashed their workforce this year, and the once invincible real estate market is also starting to show signs of weakness.    Businesses fail, industries dry up, and market demands shift.  It's time to realize that putting your job security in the hands of your employer i...

Over the past several years, digital currencies have become increasingly important to the portfolios of both individual and institutional investors. Cryptocurrency investments have a high degree of uncertainty, but some projects have a promising future.    Despite the rising popularity of Bitcoin and other cryptocurrencies, there are certain important facts you should know before putting your mone...