The Flow: Real Estate and Money Show

Alex delves into the recent developments in the real estate market and the economic landscape from the past week. Alex first focuses on the Bank of Canada's decision to hold interest rates at 5% and the anticipation of potential rate cuts in June. It discusses the significance of the central bank's inflation projections and the differing economic situations between Canada and the United St...

In this episode, Matt Scalena, co-host of the Vancouver Real Estate Podcast (VREP), joined Alex to discuss the changing dynamics of the Vancouver real estate market and the evolution of VREP. Starting their podcast adventure in early 2016, Matt and his brother, Adam, have produced over 400 episodes, focusing on various aspects of real estate in Metro Vancouver. Throughout their journey, they'v...

This episode delves into the recent surge in mortgage, real estate, and home buying regulations, specifically focusing on the introduction of new rules by OSFI (Office of the Superintendent of Financial Institutions) regarding loan-to-income (LTI) ratios, anticipated to come into effect by spring of 2025. Host Alex McFadyen, an independent mortgage broker, elaborates on the implications these chan...

Today’s episode features a conversation Alex had with Cory Wright. Wright is a seasoned veteran in the commercial real estate industry and  founder and Managing Director of William Wright Commercial. Alex and Cory engage in a detailed discussion about the intricacies of commercial real estate. Corey addresses the increasing interest and queries regarding commercial real estate investments in the l...

Today's episode of The Flow features a conversation between Alex McFadyen and Eddie Lack. Eddie Lack is a former NHL goaltender playing for teams such as the Vancouver Canucks, Calgary Flames, and New Jersey Devils. Lack also won gold with Team Sweden in the IIHF 2017 World Championship. Lack is now a real estate agent based in Scottsdale, Arizona. They discuss transitioning from professional...

The Bank of Canada has maintained its rates, aligning with widespread expectations. However, the real estate market has witnessed some interesting dynamics in recent weeks and months in anticipation for rates to fall. Join your host, Alex McFadyen, as he discusses this announcement with Matt Scalena, co-host of the Vancouver Real Estate Podcast, highlighting the potential future ups and downs in t...

This podcast episode features a conversation between Alex McFadyen (your host), and Neel Dhingra, a business expert focusing on educating people about money and mindset through creating valuable content. Neel is the founder of Forward Academy. He discusses his journey, his growth in terms of business, how he became a media coaching expert, and his investment approach. He details how attending conf...

In today's episode of The Flow, Alex McFadyen discusses the impact of the changes brought by the BC NDP's 2024 Budget, specifically its impact on the B.C. Real Estate Market. It sheds light on the introduction of the anti-flipping tax and changes to the property transfer tax. Alex praises the property transfer tax exemption for first time buyers and new build properties but criticizes the...

In this episode, Alex is speaking with Rob Bailey, a Real Estate Agent in Puerto Vallarta, Mexico, who recently made the transition from Canada to Mexico. Rob discusses his journey, the real estate market in Mexico, how it differs from Canada, and the financing opportunities. A significant part of the conversation focuses on the tangible and emotional aspects of making such a move. He also touches...

This episode is a conversation between your host, Alex McFadyen, and Denny Dumas, a seasoned realtor in Greater Vancouver, specializing in New Westminster and the Tri-Cities. Denny shares insights from his 10 years in real estate, assessing trends observed in the industry, mistakes he has made in real estate investing, and his predictions for the market's future. Operating in an era marked by...

In this episode, your host Alex McFadyen, brings on Deana Steele to discuss the impact of recent policy changes on short term rentals (e.g.: AirBnb, VRBO, etc.) in British Columbia. The discussion largely centers around how the ban on short term rentals impact Kelowna, BC. The changes, set by both provincial regulations and local zoning laws, are primarily aimed at addressing affordable housing is...

In this episode of The Flow: Real Estate & Money Show, Alex McFadyen, your host, discusses the Bank of Canada's (BOC) decision to maintain the overnight rate at 5% in January 2024, and essentially removing rate hikes from its immediate plans. Alex interprets and walks through the BOC's confidence in inflation returning to normal, and speculates about future reductions in interest rates...

In this episode, Alex McFadyen brings on Michael “Mike” Ponte, an experienced real estate investor and educator. Mike discusses the current trends and potential opportunities in the real estate market in Canada. He emphasizes the importance of understanding numbers and making informed decisions based on current market conditions and what YOU can handle. The conversation particularly focuses on the...

In this episode, Alex welcomes back Kenny Simpson, a prolific Mortgage Advisor and Real Estate Investor based in San Diego, California. This is actually an interview Alex did on Kenny's Podcast, "Get In The Cashflow Game". Be sure to checkout Kenny's podcast below: https://getinthecashflowgame.com/ Alex discusses the differences between the US and Canadian Real Estate markets, in...

In this podcast, your host Alex McFadyen brings on Bruno Valko, the VP of sales of RMG Mortgages, discusses the dynamics of the Canadian real estate market. Bruno and his team at RMG Mortgages are well known for their data-driven analyses of where the Canadian economy is at and how those trends will impact different areas of the economy. If you want to find out more about these reports, be sure to...

Kicking off 2024, we have part two of Alex McFadyen's conversation with Adam Scalena from the Vancouver Real Estate Podcast (VREP) and Scalena Real Estate. Find the first episode here: https://podcasters.spotify.com/pod/show/the-flow-show-real-estate/episodes/The-State-of-Vancouver-Real-Estate-wAdam-Scalena-E05-e2b9h9r Adam shares his tips on how to thrive in any real estate market, even durin...

Alex McFadyen reflects on the changes the Canadian Real Estate Market underwent in 2023 and makes predictions about the market in 2024. The year 2023 brought unprecedented shifts in the market caused by fluctuating interest rates and governmental interventions which resulted in a dynamic and often challenging market. Alberta is identified as a promising area for investment. Predictions for 2024 in...

In the world of real estate, one question often stands out: Is it better to rent or to buy? It's a significant decision that affects your financial future and lifestyle. In this illuminating episode of The Flow, we dissect the major considerations everyone should evaluate when facing this pivotal choice. Here’s what you can expect from this episode: Financial Analysis: We crunch the numbers an...

Alex talks with Adam Scalena from the Vancouver Real Estate Podcast (VREP) and Scalena Real Estate. Adam Scalena is real estate obsessed. Adam co-manages  Scalena Real Estate  founded in 2011, a real estate team that prides itself on expertly advising sellers and buyers on all aspects of the dynamic and fast-paced Vancouver real estate market. Adam’s professional achievements include being recogni...

In today's episode, Alex is joined by Brad Currie of Accepted Financial. The conversation centers around private lending and dispelling common misconceptions about it, particularly about it being risky and something to fear. Brad Currie, one of the owners and directors of Accepted MIC Financial, shares his experience in lending over 75 mortgages last year and his insights into the changing rea...

Fresh off of a 100 mile run, raising funds for the B.C. Children’s Hospital Foundation, Alex brings on Jayden Lee from Century 21 Chilliwack. Jayden has raised over $210 000 for the B.C. Children’s Hospital Foundation in gratitude for their help in his successful battle against Leukemia. Jayden discusses the heavy adversities he has faced and overcome in just a few short years, from battling cance...

In this podcast episode, Alex McFadyen brings on David Smith, from David Smith Homes Group, to revisit their “Sweater Scores” from last year and discuss their thoughts and predictions for the housing market in 2024. They discuss how interest rates and inflation might affect the market. They noted that the impact of interest rates would be significant, with both rating it at 9/10 and 10/10 respecti...

In this podcast episode, Alex McFadyen brings on fellow Canadian, Tom Storey, a successful real estate agent from Toronto. Together, they discuss the shifting dynamics of the real estate market, particularly in light of rising interest rates. He emphasizes the need for long-term thinking when investing in real estate and warns against expecting the rapid growth of the past 10 years to continue. To...

In this episode, Alex McFadyen express relief that the Bank of Canada (BOC) maintained interest rates, alleviating suspense for listeners. Topics of discussions included effects of recent interest rate holds, market predictions, potential market impacts and current observations including rising rental rates, housing costs, and considerations around mortgage renewals. The hosts discuss the issue of...

The guest for this episode is Michael Uy, co-founder of Oakwyn Real Estate, which has grown exponentially over the last ten years to become the top real estate brokerage in Vancouver. His journey from a lemonade stand as a child to running a successful brokerage demonstrates an impressive track record of entrepreneurship, resilience, and steady growth. While addressing issues like dealing with add...