The First Home Buyers Program

Many clients tell me they do not qualify for a mortgage because they have casual employment, but the truth is not all lenders are the same with the same policies. If you want to chat more about your options, you can make a fee-free zoom appointment with me here - https://calendly.com/360mortgagesolutions/video-conference Interested in the Free Budgeting template? make sure you check it out here -...

https://youtu.be/v_wT4BUH08Y I get asked by so many Frist Home Buyers what deposit they need to get into their first home, and to be honest, there are so many options it really depends. This week I take you through the different options that work for Frist Home Buyers so you can see what might work for you. If you want more help with your deposit or getting into the market, make sure you check out...

In this episode I take you through the top 3 mistakes I see First Home Buyers make and how you can avoid them... To get a free copy of your credit file head to https://www.equifax.com.au/personal/products If you want to chat more about your options you can book a time with me here - https://calendly.com/360mortgagesolutions If you want to get a step by step guide to help you on your home buying jo...

You can find out more about the scheme here - https://www.nhfic.gov.au/what-we-do/s.. . If you want to know more you can book a free meeting with me here - https://calendly.com/360mortgagesolut.. . If you want to know more about the First Home Buyers Program head here - https://courses.360mortgagesolutions ....

Need a little help in the house hunting department? I often get First Home Buyers asking me what they should offer on properties and the truth is, it really depends! The best advice I can (and do) give is to look at the Property Report and use the information within it to guide you. Want to know more about how to get into the market in the next 3 months, book a free zoom with me here - https://cal...

This week I talk about how, in the current market with inflation on the rise, you can plan and prepare to ensure you are still saving money. To grab your FREE copy go here - http://eepurl.com/cDcltf To find out more about The First Home Buyers Program click here - https://courses.360mortgagesolutions.... To find out more about 360 Mortgage Solutions head to our website - https://360mortgagesolutio...

This week I take you through what options you have as a home buyer when your building and pest report comes back with issues. To find out more about 360 Mortgage Solutions head to our website - https://360mortgagesolutions.com.au/ To book a fee free meeting book directly into my calendar here - https://calendly.com/360mortgagesolutions To find out more about The First Home Buyers Program click her...

In this episode I take you through the agenda I cover when meeting with my First Home Buyers. To get a copy of your FREE Home Buying Journey quiz head to https://mailchi.mp/ec40ac0739cb/homeb.. . To find out more about The First Home Buyers Program head to https://courses.360mortgagesolutions .... To book an appointment with me to find out more head to https://calendly.com/360mortgagesolut.. .

One of the hardest decisions for a first home buyer (or any home owner with a mortgage) is should you go Fixed or Variable and with the market on the way up now is as important as ever to understand the difference and consider how to make the right decision for you. To find out more about The First Home Buyers Program head to - https://courses.360mortgagesolutions.com.au/tfhbp/ If you want a FREE...

In this episode I talk about the importance of the 6 P's, (prior preparation prevents piss poor performance) I share a recent client scenario where the clients preparation made her Home Buying Journey a stress free, successful one, and if you listen to the end, I have a special for you. To check out The First Home Buyers Program go here - https://courses.360mortgagesolutions.com.au/tfhbp/

Want to get a copy of your credit file? You can get a free copy each year from here... https://www.equifax.com.au/personal/

In this episode I talk about the Government Grants and how they can help you...

Everyone knows the silly season can be a challenge, and one of the biggest challenges for people is keeping on top of their finances over Christmas. In this Podcast I share my top 3 tips to save money and stay on budget this year. If you would like to know more about budgeting and The Money Magnet then check it out here. If you would like to get into your first home in 2021 them make sure you chec...

The $25,000.00 homebuilder grant was a post Covid grant founded by the Australian Government to help stimulate the property market, specifically the building industry and therefore the economy. The $25k is a welcome grant for both First home buyers and existing buyers but there seems to be a slight issue when it comes to First home buyers and how they can use these funds. The other First Home Buye...

If you're thinking about, or have taken funds from your Superannuation as a result of COVID 19 then this is how the majority of banks and lenders view it... If you want to know more about getting into your own home you can book a FREE appoitment with me here - https://calendly.com/360mortgagesolutions Or send me your question here - https://360mortgagesolutions.com.au/contact-us/

I remember when I first got my credit card approved, I had just started working for a major bank as a part time bank teller and the approval letter came in the mail with a $10k limit. I couldn't believe my luck, not only was I approved but to have access to that kind or limit was incredible... until my Branch Manager Leanne dragged me into her office to lower the limit instantly to a measly $2k. A...

Link to Pre-register: https://mailchi.mp/d7d110fee0cb/watpimn We all know the importance of setting a budget, whether you're saving for a specific goal or just want to get into a good saving pattern for your future there's never a bad time to set a budget. The hardest part of setting a budget is knowing what to do, how to do it and what to do once you set a budget. In this blog post I break down B...

I get asked by First Home Buyers so many questions about renting and how/when to let your Landlord know you're buying a home, what happens if you are in the middle of your lease and much more. In this episode I talk to Kristin from Street Ninety Nine about what she recommends her tenants do to make sure everyone is happy and you make the transition from renting to owning as simple (and cost effect...

In this episode I talk to Sam who has worked in the Finance industry for years, the majority of those years has been with one of Australia's largest Banks Commonwealth Bank. Sam shares with us the most common hurdle she sees in First Home Buyer Applications and what you can do to prepare yourself for your big purchase. Don't forget, The First Home Buyer Program is now live and you can get access h...

You can find out more about The First Home Buyers Program here: https://360-mortgage-solutions.teachable.com/ This episode we look at the 4 proven steps to guarantee you're buyer ready in 2020, With all the First Home Buyers I meet, there is a common theme. The theme is, they have spent the last few months (and sometimes years) doing 'How much can I borrow' calculators, they have spent time workin...

On this episode I met with Les from Resi Inspections to talk about Build and Pest inspections and why they are so important when buying your home.

If you want to be Buyer Ready in 2020 them this is the Podcast to listen to! I was so excited when the amazing Therese O'Neill ( https://www.instagram.com/therese_adviser.mentor/ ) agreed to come on this episode of The First Home Buyers Program Podcast, because not only is she full of amazing ideas but just listening to her is motivational! Therese O'Neill is a Coach, Mentor and Key note speaker a...

In this episode I talk about Family Guarantee. More specifically I go through why you would use Family Guarantee, how we can protect the guarantor as much as possible and how to structure your Family Guarantee loan. If you haven't already make sure to join the Facebook group; https://www.facebook.com/groups/2341125536203587/ so you can join the conversation, post questions and get discounted offer...

If you're thinking about getting a home loan (or any type of loan) in the near future then make sure you check out this podcast. I will explain how Banks and Lenders view 'pay day loans' and what you can do to avoid them.