The First Home Buyers Program

🎥 Description: The holiday season isn’t just for celebrating—it’s the perfect time to prepare for your first home purchase in 2025! 🎄🏡 In this episode, we’ll walk you through five practical steps to get your finances and mindset ready for the homebuying journey. From reviewing your budget and boosting your credit score to researching lenders and setting realistic expectations for your dream hom...

Before you start your house-hunting journey, make sure you're armed with a fully assessed pre-approval! Here's why: Know Your Budget: With a pre-approval, you know exactly how much you can borrow, so you can focus on homes within your price range. Strengthen Your Offer: Sellers take you more seriously when they see you're pre-approved, giving you a competitive edge in a hot market. Faster Process:...

In this episode of the 360 Mortgage Solutions Podcast, Maryanne Elliott dives into an essential question for homeowners: What loan term should I get for a house? Whether you’re refinancing or buying your first home, understanding how loan terms impact your finances is key to making smart decisions. Key Takeaways: The difference between short, standard, and extended loan terms. How loan terms affec...

In this episode, I share the two most common first home buyer mistakes I see regularly—and how to avoid them! Whether you’re house hunting without a fully assessed pre-approval or unknowingly carrying too much debt, these missteps can cost you time, money, and unnecessary stress. Tune in to hear: Why skipping a fully assessed pre-approval can derail your home-buying journey. How small debts like A...

Description: In this episode of the First Home Buyers Program Podcast, we explore the essential steps to becoming a homeowner and how the First Home Buyer Program can help you navigate the process with ease. From understanding deposit goals to government grants, this episode provides a roadmap for first-time buyers looking to step confidently into the market. Don’t forget to join the waitlist for...

Discover the best mortgage lenders for first-time buyers. Learn tips and advice to help you find the right lender for your first home purchase. Episode Summary: In this episode of The First Home Buyers Program Podcast, we discuss the best mortgage lenders for first-time buyers and share tips to help you navigate the home buying process with confidence. Learn how to choose the right lender, what to...

Are you ready to buy your first home but feeling a bit overwhelmed by where to start? In this episode, we cover key first home buyers tips that will help you save for your deposit, navigate government grants, and get pre-approved for a home loan. Plus, you can join the waitlist for our First Home Buyer Mini Course and receive a free budget template to help with your savings goal! Sign up here: Wai...

In this episode, Maryanne Elliott from 360 Mortgage Solutions dives into the topic of Lenders Mortgage Insurance (LMI) and the costs it can add to your home buying journey. Learn what LMI is, how it impacts first home buyers, and, most importantly, discover strategies to avoid paying for LMI without needing a 20% deposit. Maryanne also shares insights into the government's Home Buyer Guarantee Sch...

In this episode of The First Home Buyers Program Podcast, we dive into the top three questions every first home buyer asks before making that big leap into the property market. How much can I borrow? What government grants am I eligible for? And what’s the home buying process from start to finish? We break down these essential questions and provide actionable tips for navigating the home buying jo...

Episode Description: In this episode of The First Home Buyers Program Podcast, we break down one of the most crucial steps in your home buying journey: lender pre-approval. If you're a first home buyer wondering how to secure financing, this episode is for you! We’ll cover why pre-approval matters, how the process works, and when to get started. Plus, we’ll share tips on how to apply, whether dire...

Welcome to **The First Home Buyers Program Podcast**! This week, we're diving into the latest updates from the Queensland government on first home buyer stamp duty concessions. If you're a first-time home buyer in Queensland, you won't want to miss this episode. We'll break down the new changes, discuss how they impact your buying power, and give you practical tips to make the most of these conces...

Consumer Credit Reporting was meant to shine a light on borrowers with fantasitc credit histroy however, I am seeing more and more times it is catching First Home Buyers out.  For a fee free meeting book here -  Maryanne -  https://calendly.com/360mortgagesolutions   Tara -  https://calendly.com/tara-360mortgagesolutions   To find out more about The First Home Buyers Program check it out here -   ...

So you get teh call you have been wiating for.... your loan is approved!  That can be such an exciting time espicially for First Home buyers but more often than not, within seconds the excitement is pushed aside and a flood of questions come thorough like 'What happens next?'  In this episode I cover off on the next steps that typically happen so you can get prepared for your own home buying journ...

Here are the top 5 Tips for First Home Buyers to consider when buying their First home...     For a fee free meeting book here -  Maryanne -  https://calendly.com/360mortgagesolutions   Tara -  https://calendly.com/tara-360mortgagesolutions   To find out more about The First Home Buyers Program check it out here -    The First Home Buyers Program -  https://courses.360mortgagesolutions.com.au/tfhb...

The first step to budgeting is to actually look at your budget... this can be scary but it can help go a long way to seeing what expenses you can curb and where you can save a little more.  To find out more about the government schemes check this episode out - https://www.spreaker.com/episode/first-home-buying-scheme--51205959   For a fee free meeting book here -  Maryanne -  https://calendly.com/...

Just last week I had a First Home Buyer call me in a panic, she had found her home, her offer was accepted and she had just realised that the original broker she was talking to may have given her the wrong advice when he suggested a pre-approval wasn't important.  To book a fee free meeting with me head to https://calendly.com/360mortgagesolutions/video-conference

In this episode I explain what rentvesting is and what the pros and cons are so you can start to work out if rentvesting could be something you consider. As always, nothing in this video is advice, in fact, before you consider rentvesting I would encourage you to speak to your Broker and Accountant to get some personalised advice. If you would like to chat to me about your options, please book a f...

Family Gurantee is becoming more common with the cost of homes increasing, in this weeks episode I look at what the top 3 most common questions are I get around Gurantorus wanting to use their proeprty to help First home Buyers to get inot the market... To book a time with me head to - https://calendly.com/360mortgagesolutions To find out more about The First Home Buyers Program head to - https://...

Even as a Frist Home Buyer it is still important to learn and know what loan types there are and what the pros and cons are of each. In light of this, we are talking all things Bridging loans as this is a common discussion I have with my previous First Home buyers. To find out more about The First Home Buyer Info Session check it out here - https://www.eventbrite.com.au/e/the-first-home-buyers-inf...

I always factor in for a building and pest inspection for my clients, it's so important and here's why... to make a fee free appointment you can go here - https://calendly.com/360mortgagesolutions/video-conference The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/ Need help with budgeting, check out The Money Magnet course here - The Money Magnet - https://courses.3...

Paying weekly or fortnightly saves money right.... sometimes. I say sometimes becuase if you don't watch how the repayments are set up you could be paying the true weekly or fortnightly payment which saves you $0. Listen to this podcase espisode to find out how you can make sure you are saving on your future home loan.

This week we look at the pros and cons of the new Property Share Scheme it's worth noting that is has yet to be realised but here are the pros and cons as I see them now... For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - https://calendly.com/tara-360mortgagesolutions To find out more about The First Home Buyers Program check it out here - The First Ho...

Breaking news, this is super exciting becuase from now until June 30 2025 Queensland First Home Buyers can get a grant of $30k towards their First Home. In this epesode I talk about the qualifying detials so you know if this will work for you... Here's a link to my diary if you want to chat more... https://calendly.com/360mortgagesolutions

Paying your loan weekly or fortnightly will save you money right? Wrong! Well, it could be right... it all depends on how the repaymetns are calculated and more often than not, if you leave it up to the bank to set up your repayments they will be set up so even if you are paying weekly or fortnightly you are not saving. The Money Magnet - https://courses.360mortgagesolutions.com.au/tmm/ The First...

Buying off the plan comes with it's risks, this week I take you through a recent client experience as they were looking at the pros and cons to signing their dream home off the plan...