Lex Sokolin

The Fintech Blueprint

Finance is being pulled apart by the forces of frontier technology. From AI, to blockchain and DeFi, mixed reality, chatbots, neobanks, and roboadvisors — the industry will never be the same. Here is the blueprint for navigating the shift.

Author

Lex Sokolin

Category

Technology

Podcast website

lex.substack.com

Latest episode

Jun 22, 2026

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Episodes

Investing in Web3 and fintech for CFOs, with Redpoint's Urvashi Barooah 11.03.2022

In this conversation, we chat with Urvashi Barooah, a Principal at Redpoint Ventures. Urvashi holds a B.A. from Middlebury College, has 3 years experience in Mergers & Acquisitions consulting at Ernst & Young’s New York office. Since then she has worked at BCG, Primary Venture Partners, and Redpoint Ventures - where she has been an integral part to investing in high growth startups across Web3 and...

The Embedded finance revolution in cards and payments, with Highnote founder John MacIlwaine 04.03.2022

In this conversation, we chat with John MacIlwaine, Founder and CEO at HighNote. The former general manager at Paypal Holdings Inc-owned Braintree. Highnote improves embedded payments experiences, reducing speed to market while supporting customer loyalty and engagement. John is a senior business and technology professional with 25 years of experience in executive level GM/CEO and CTO/CPO roles, p...

Rebuilding banking starting with Teens, with Current CTO Trevor Marshall 25.02.2022

In this conversation, we chat with Trevor Marshall, The Chief Technology Officer at Current, a leading U.S. financial technology company serving Americans working to create a better future for themselves. A graduate of Columbia University with degrees in math and computer science, Trevor worked on automating trading strategies at Morgan Stanley and built applications on distributed ledger technolo...

Building an investment platform with a risk management heart, with Riskalyze CEO Aaron Klein 18.02.2022

In this conversation, we chat with Aaron Klein, the co-founder and CEO at Riskalyze. Aaron’s career has largely been at the intersection of finance and technology. As co-founder and CEO at Riskalyze, he led the company to twice being named one of the world’s top 10 most innovative companies in finance by Fast Company Magazine. Today, over 200 Riskalyzers serve thousands of advisors who have aligne...

Powering billions of API-first payment operations, with Modern Treasury's CEO & Founder Dimitri Dadiomov 11.02.2022

In this conversation, we chat with Dimitri Dadiomov, the CEO and co-founder of San Francisco-based Modern Treasury which is among the Bay Area’s up-and-coming fintech entrepreneurs reshaping how business is done. Modern Treasury’s software automates the processes companies use to move money, from initiating payment, getting approvals and reconciling it all. The company reconciles more than $2 bill...

Distributing €1.4 trillion of investment funds on blockchain, with Allfunds' Ruben Nieto 04.02.2022

In this conversation, we chat with Ruben Nieto, the managing director at Allfunds Blockchain S.L.U., who has more than 15 years applying technology to the financial services industry. Ruben has been intrumental in building solutions for the institutional fund distribution leading platform in Europe, Allfunds Bank. More specifically, we touch on all things digital asset management, wealth managemen...

Modernizing $25B of assets with retirement wealthtech, with Vestwell CEO Aaron Schumm 28.01.2022

In this conversation, we chat with Aaron Schumm, the Founder and CEO of Vestwell, an entirely new kind of digital retirement platform transforming the way plans are offered and administered — for the benefit of advisors, employers, and employees alike. Prior to founding Vestwell, Aaron was a co-founder of FolioDynamix, a wealth management and advisory services company that powered $800 billion in...

Upgrading DeFi market-making and liquidity programs, with Carson Cook of Tokemak 21.01.2022

In this conversation, we chat with Carson Cook – the founder of Tokemak and Fractal. Carson holds his PhD in Physics and Master’s in Electrical Engineering. After completing his PhD, Carson worked at McKinsey for several years, focused on fintech, financial services, and wealth management. He got into the blockchain/crypto space in 2016 and founded Fractal in 2018, focused on market making and pro...

Solving climate change through financial services, with Aspiration CEO Andrei Cherny 14.01.2022

In this conversation, we chat with Andrei Cherny, Co-Founder & CEO ofAspiration, a budding financial services platform for people who want to save the planet by neutralizing their carbon footprint. Their mission is massive, with ~5 million members making a difference in the fight against climate change. Andrei combines a background as an advisor to some of America’s top companies, the co-founder a...

Building the world’s most powerful blockchain development suite, with Michael Godsey of Infura 09.01.2022

In this conversation, we chat with Michael Godsey – the GM and Head of Product for Infura, previously a Producer and Product Manager in the video game industry working on Call of Duty, Need for Speed, and EA Sports franchises. Michael’s educational background is in Mathematics and Game Design. More specifically, we touch on the idea of games and rendered worlds, the philosophies behind game design...

Pioneering Crypto ETPs to $3B in assets in 3 years, with 21Shares CEO Hany Rashwan 17.12.2021

In this conversation, we chat with Hany Rashwan – the founder of Amun and 21Shares. Hany built the company that put out the first physically backed crypto Exchange Traded Product (ETP). In simpler terms, he created a vehicle for people to buy crypto assets, such as Bitcoin or Ethereum, on the stock market. Alongside Cathie Wood of ARK, 21Shares recently submitted a Bitcoin ETF to the SEC. While he...

Investing in real estate, crypto, and startups using your retirement account, with Rocket Dollar CEO Henry Yoshida 10.12.2021

In this conversation, we chat with Henry Yoshida – Co-Founder & Chief Executive Officer, Rocket Dollar. Prior to Rocket Dollar, Yoshida was the co-founder of Honest Dollar, a robo-advisor retirement platform that was acquired by Goldman Sachs, as well as a founder of MY Group LLC, a $2.5-billion assets under management investment firm. Henry shares his industry expertise as a speaker at several in...

Origins of Metamask's 20 million Web3 users, with co-founder Dan Finlay 03.12.2021

In this conversation, we chat with Daniel Finlay – a former Apple software developer, co-founder and co-lead developer on MetaMask – a non-custodial Ethereum wallet, allowing users to store Ether and other ERC-20 tokens and make transactions. Further. With the growth of DeFi and NFTs over the past year, MetaMask has increased in prominence as an entry point for novice users. So much so that its us...

Powering the FX behind Africa's trillion-dollar growth, with Aza CEO Elizabeth Rossiello 26.11.2021

In this conversation, we chat with Elizabeth Rossiello – the CEO and founder of AZA, an established provider of currency trading solutions which accelerate global access to frontier markets through an innovative infrastructure. Elizabeth founded the company in 2013 in Nairobi, Kenya and has expanded it to 10+ markets across Africa and Europe. Before founding AZA, Elizabeth was a rating analyst for...

Digitizing banks with better BNPL, Underwriting, and Anti-Fraud Tech, with Amount CEO Adam Hughes 19.11.2021

In this conversation, we chat with Adam Hughes – the Chief Executive Officer at Amount, a technology company focused on accelerating the world’s transition to digital financial services via its digital retail banking platform, world-class digital authentication & fraud prevention tools, and ecommerce point-of-sale financing technology. Prior to his role at Amount, Adam was President & COO at Avant...

DAOs 101, with SharkDAO, PartyDAO, and Juicebox contributor Nicholas 16.11.2021

In this conversation, we chat with Nicholas – an NFT developer and a contributor to Juicebox, which is an awesome DAO enablement software, as well as SharkDAO and PartyDAO. He is very active in the ecosystems, got a solidity podcast called Solidity Galaxy Brain, a collaborator with multiple NFT artists, but I could go on and on. Let me welcome Nicholas to the podcast. More specifically, we touch o...

Building a $15B+ embedded loan management platform, with LoanPro CEO Rhett Roberts 05.11.2021

In this conversation, we chat with Rhett Roberts, the Co-Founder and CEO of LoanPro – a new breed of software company that is API-driven, cloud-native and easily scalable. Rhett and his co-founders created the company out of necessity when they ran an auto lending business as they could not find anything flexible enough to suit their own needs. More specifically, we touch on all things around the...

Chainlink Co-Founder Sergey Nazarov on building the global decentralized oracle network powering DeFi and Web3 29.10.2021

In this conversation, we chat with Sergey Nazarov. Sergey Nazarov is Co-founder of Chainlink, the leading decentralized oracle network used by global enterprises & projects at the forefront of the blockchain space. Chainlink is the industry standard oracle network for powering hybrid smart contracts. Chainlink Decentralized Oracle Networks provide developers with the largest collection of high-qua...

How China is winning the race in Fintech, Payments, and CBDCs, with Fintech expert Richard Turrin 22.10.2021

In this conversation, we chat with Richard Turrin – an award-winning executive, previously heading FinTech teams at IBM, following a twenty-year career, heading trading teams at global investment banks. He’s also the author of the number one international bestseller, Innovation Lab Excellence. One of his books is Cashless: China’s Digital Currency Revolution, which brings the story of China’s incr...

Scaling Web3 with the $10B+ Polygon protocol, with COO Sandeep Nailwal 15.10.2021

In this conversation, we chat with Sandeep Nailwal – The Co-Founder & COO at Polygon (previously Matic Network). Sandeep is a long time developer who’s been dabbling in the space since way back in his college days. Originally known as the Matic Network, Polygon rebranded with the aim to reach a global audience and they’ve certainly done just that. More specifically, we touch on Sandeep’s intriguin...

CEO of Yield App, Tim Frost, on integrating DeFi Yield products into a regulated Fintech company 08.10.2021

In this conversation, we chat with Tim Frost, CEO and Co-Founder of Yield App, a fintech app making DeFi accessible to everyone. Prior to founding Yield, Tim helped build 2 previous digital banks, Wirex and EQIBank. Tim has also helped accelerate early-stage blockchain startups QTUM, NEO, Paxful, Polymath, and many others. More specifically, we touch on all things crypto banking and debit cards, c...

Robinhood's order flow disrupting equities and crypto market structure, with Paul Rowady of Alphacution 01.10.2021

In this conversation, we chat with Paul Rowady is the Founder and Director of Research for Alphacution Research Conservatory and a 30-year veteran of proprietary, hedge fund and capital markets research, trading and risk advisory initiatives. Alphacution is a digitally-oriented research and strategic advisory platform focused on modeling and benchmarking the impacts of technology on global financi...

What's next in Web3? Tachyon Accelerator's MD Gabriel Anderson on early stage in NFTs, DeFi, & Crypto 24.09.2021

In this conversation, we chat with Gabriel Anderson – Managing Director at Tachyon, Head of Market Strategy & Business Intelligence at ConsenSys Labs. Former Head of VaynerMedia. Alum of Merrill Lynch. More specifically, we touch on what Tachyon is, how it works, and who it’s for, the growth of crypto, and what needs to come next to allow the widespread adoption of crypto by mainstream society. Ga...

Artificial intelligence, big data, and the future of financial services with Kevin Levitt of NVIDIA 17.09.2021

In this conversation, we chat with Kevin Levitt who currently leads global business development for the financial services industry at NVIDIA. He focuses on global trends in accelerated compute and AI for consumer finance – including fintech, retail banking, credit card and insurance. Prior to joining NVIDIA, Kevin served as Vice President of Business Development at Credit Karma, and Vice Presiden...

Art Blocks CEO Erick Calderon on Generative Art, Blockchains, and the NFT movement 10.09.2021

In this conversation, we chat with Erick Calderon is the founder and CEO at Art Blocks, a platform for creating on-demand, generative art pieces. Since its launch a year ago, Art Blocks has garnered the attention of many, including auction house Sotheby’s, which recently sold 19 of the platform’s pieces in a deal totaling $81,000. Calderon, a native Houstonian, uses the online handle Snowfro, whic...

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