The Financial Samurai Podcast

Please take a moment to rate and review this podcast! It helps keep us going. This podcast is ad-free and a labor of love.  To build generational wealth, pick up a copy of Buy This, Not That , my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life.  To invest in real estate. take a look at Fundrise , my fa...

For 99.99% less than the cost of college, pick up a copy of  Buy This, Not That , my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life.  For more nuanced personal finance content, join 60,000+ others and sign up for the  free Financial Samurai newsletter . This way, you never miss a thing.  Episode Synop...

Join 60,000+ others and sign up for my free weekly newsletter . I dissect all the most important financial topics of the week so you don't miss a thing. You can also get my posts in your inbox immediately after they come out by signing up here .  For 99.99% less than the cost of college, pick up a copy of Buy This, Not That , my instant Wall Street Journal bestseller. The book helps you make more...

With mortgage rates dropping, the demand for real estate is picking up. Further, the desire to own real assets is also increasing with all this funny money. Take a look at Fundrise , a leading private real estate investment platform that primarily invest in the Sunbelt.  Join 55,000+ others and sign up for my  free weekly newsletter . I dissect all the most important financial topics of the week s...

With bank runs everywhere, I hope everybody is conducting an internal review of your existing banking relationships! I've done mine and I've decided three banking relationships is ideal for most people.   Posts mentioned:   The Ideal Number Of Banking Relationships   Recommendations Join 55,000+ others and sign up for my  free weekly newsletter . I dissect all the most important financial topics o...

If you enjoy the Financial Samurai podcast and this episode, please leave a great 5-star review! It keeps me motivated to keep recording. Thank you.  Join 55,000+ others and sign up for my  free weekly newsletter and get my posts delivered to your e-mail by subscribing here .  To gain more financial wisdom than 99% of the population, pick up a copy of  Buy This, Not That . My instant WSJ bestselle...

Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here .  To gain more financial wisdom than 99% of the population, pick up a copy of  Buy This, Not That . My instant WSJ bestseller will be the best personal finance book you'll ever read. Episode Summary: The collapse of Silicon Valley Bank, the 16th largest bank in America was a...

To explore whether to convert funds to a Roth IRA, check out NewRetirement . It's Roth Conversion Explorer tool enables you to test out your Roth IRA conversion plan under various tax and wealth scenarios. I recommend you check it out to help you minimize taxes for the future. Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing her...

Give yourself or others the gift of financial education by picking up a copy of  Buy This, Not That . It is your unfair competitive advantage to building greater wealth. Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here .  Thank you for your positive 5-star reviews with commentary on my book and this podcast. It helps keep m...

For more nuanced personal finance content, join 55,000+ others and sign up for the  free Financial Samurai newsletter  and  posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  Episode Overview With Treasury bonds yielding over 5%, the temptation to buy them is great! Let's discuss stocks versus Treasury bonds versus cash in 2...

For more nuanced personal finance content, join 55,000+ others and sign up for the  free Financial Samurai newsletter  and  posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  As one of the pioneers of the modern-day FIRE movement , I've witnessed many changes since 2009. In the good old days, the goal was to simply generate...

Join 55,000+ others and sign up for the free Financial Samurai newsletter  and  posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  Check out Personal Capital  and NewRetirement , the two best tools to help you build wealth and manage your wealth in retirement.  Click here to see the short-term and long-term capital gains tax...

For more nuanced personal finance content, join 55,000+ others and sign up for the  free Financial Samurai newsletter  and  posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  **** Click here for the happiness by age chart . I've finally discovered the best reason to retire early. A longer steady-state period of happiness. It...

For more nuanced personal finance content, join 55,000+ others and sign up for the  free Financial Samurai newsletter  and  posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.  If you don't have enough fear, you're going to remain set in your ways. You won't have the motivation to make more money, get in better shape, meet new...

Perhaps working hard to make money and get ahead is overrated. With the decline in merit-based compensation and rewards, it may be strategically better to kick back and relax more. It's a risky proposition to do so, but it might work out for the best. In case you are a hardworker who is getting discriminated against based on your identity, here are 7 strategies to survive and thrive if merit no lo...

Buying stocks on margin is a terrible idea. You could lose all your money. What's worse, you could lose a lot of time and the respect of your peers. Posts mentioned: Losing All Your Money On Margin Might Not Be The Worst That Can Happen To You Buying Stocks On Margin Is A Bad Idea Quantify Your Risk Tolerance Using FS-SEER Recommendations If you'd like to support my ad-free podcast, pick up a hard...

Happy New Year! Here's a recap of 2022 and our goals for 2023. We'd love to hear about how 2022 went for you and what are your plans for 2023! Posts mentioned: 2023 Financial Samurai Goals 2022 Financial Samurai Year In Review The Best Posts On Financial Samurai 2022 Recommendations If you'd like to support my ad-free podcast, pick up a hardcopy of Buy This, Not That , my instant Wall Street Journ...

I hope everyone is having a wonderful winter holiday! In this episode, I wanted to share my love for pickleball, why you should play it, and the importance of finding outlets for your outlets.  The Financial Samurai podcast is an outlet from fatherhood. It's been a long and hard journey so far. Now instead of tennis, pickleball is my latest outlet from Financial Samurai and fatherhood.  Join 55,00...

Dear Financail Samurai listeners, Merry Christmas and Happy Holidays! Thanks for listening to my podcast all year and also sharing my work. Financially, it's been a hard year for most of us. However, we're still here! Which means we still have the ability to make things better. I hope my episodes have brought you knowledge, laughter, and joy. All the best to you and your family. Recorded 43 Episod...

The loneliness epidemic has grown since the pandemic began. I fear most for our children who seem like they've taken the biggest hit. Here are some surprising solutions to combat loneliness. Check out this post, Solutions To The Loneliness Epidemic , to see the charts on exactly how much more lonely we are.  Other posts mentioned: Solving The Happiness Conundrum In Five Moves Or Less How Being An...

Here's a look at the various 2023 housing price forecasts from some of the top economists, real estate companies, and think tanks. I also offer my 2023 housing price forecasts.  Click this post to see the relevant charts: 2023 Housing Price Forecasts: More Bears Than Bulls Resources For Greater Wealth If you want to invest in real estate more surgically, take a look at Fundrise . I just had an hou...

Join 55,000+ subscribers and sign up for my free weekly newsletter . This way, you'll never miss a thing, and learn to build more wealth in a risk-appropriate manner. You can also sign up for getting all my posts via e-mail .  Unfortunately, the Federal Reserve is determined to crush the economy and send us back into a recession in 2023. A 5.125% terminal Fed Funds rate is way too much. However, w...

Join 55,000+ subscribers and sign up for my free weekly newsletter . This way, you'll never miss a thing, and learn to build more wealth in a risk-appropriate manner.  Let's explore the second biggest financial mistake I see people make. It has to do with improper forecasting and entitlement. If you can avoid this financial mistake, you will likely build far more wealth than most people. Read the...

I have a love hate relationship with owning rental property real estate. On the one hand, my rental properties are one of the main reason why I had the confidence to leave work behind . On the other hand, my rental properties are my main source of investment stress. Let me share some latest issues with being a landlord. Then I'll share why I love owning rental property as well. With the growth of...

Our lives get naturally more complicated as we get older. Therefore, it takes active effort to keep everything from getting out of hand. Here's a series of unfortunate events that makes me want to get back to minimalism. Minimalism and early retirement go perfectly together (post).  Posts Mentioned: Private Real Estate Investing: Key Takeaways After 5+ Years Of Investing Trophy Homes, Trophy Wives...