Chris & Danny

The Financial Philosophers

Education EN ↓ 113 episodes

We're here to help YOU learn how to grow, protect and use your money! We seek to empower You with the knowledge to apply specific financial strategies towards your ideal life, in connection with your deeply held values and goals. As professional financial planners with more than 10 years of experience, we embrace nuance and are willing to approach finance in unconventional ways. We strive to put thoughtfulness and intention behind every dollar we use and search for that perfect balance between planning for your future self and living in the moment. Chris is a CFP® professional, and Danny is a...

Author

Chris & Danny

Episodes

Another Few Cents #1 - Would You Rather...$1,000? 22.08.2023 10:16

Send us Fan Mail Chris asks Danny a hypothetical question about a $1,000 dollar gift. Join us for this fun thought experiment! Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video version of this podcast, join us on our YouTube channel over at https://www.youtube.com/@financialphilosophers To contact us for Interviews or Business Inquiries, please...

Episode 12 - Should You Refinance Debt? 17.08.2023 37:40

Send us Fan Mail Join us as we talk through the nuances of refinancing debt! Let's talk through the benefits and pitfalls of this "debt manipulation" to determine whether it's right for your situation. Chris and Danny discuss refinancing for student loans, homes, cars, and credit cards. Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer...

Episode 11 - What's The Best Mortgage Option and Down Payment Strategy For You? 10.08.2023 49:44

Send us Fan Mail Today we are discussing the financial nuances of buying a home. What type of mortgage should you get? How much of a down payment should you make? Whether you're in the process of searching for a home or plan to buy one in the future, there is bound be something here that can help you with making this big decision. Support the show Support the Show: patreon.com/TheFinancialPh...

Episode 10 - Exploring Financial Minimalism 03.08.2023 29:30

Send us Fan Mail This week, we're diving into Financial Minimalism. What does it mean to de-clutter your finances, and how might it benefit your financial future? Join us and find out! Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video version of this podcast, join us on our YouTube channel over at https://www.youtube.com/@financialphilosophe...

Episode 9 - What's a Net Worth? 27.07.2023 29:16

Send us Fan Mail Today we are talking through the concept of Net Worth and what it represents for one's financial journey. Despite its simplicity, one's Net Worth is quite profound. Have you ever taken a moment to truly appreciate the observations you can make by looking at your Net Worth? Come join us, and let's take a deeper dive into this topic. Need help calculating your Net Wo...

Episode 8 - The Budgeting Imperative 20.07.2023 59:15

Send us Fan Mail Today we're talking through your personal budget. What is it, Why is it, and how does it affect your future? Join us as we dive into all these and more! Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video version of this podcast, join us on our YouTube channel over at https://www.youtube.com/@financialphilosophers To contact u...

Episode 7 - What's The Deal With Passive Income? 13.07.2023 53:43

Send us Fan Mail Join us as we explore passive income! What is it, what does it represent for you, and is it truly as passive as many people claim? Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video version of this podcast, join us on our YouTube channel over at https://www.youtube.com/@financialphilosophers To contact us for Interviews or Busines...

Episode 6 - The Credit Card Dilemma 06.07.2023 46:10

Send us Fan Mail Join us as we discuss the positives, negatives, and possible psychological pitfalls of credit cards. Can they be used responsibly, or do we all need to cut up our cards? Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video version of this podcast, join us on our YouTube channel over at https://www.youtube.com/@financialphilosophers...

Episode 5 - Can We View Debt Repayment As Its Own Asset Class? 29.06.2023 34:56

Send us Fan Mail Join us as we debate the merits, and potential pitfalls of debt repayment! Should this be the primary focus for our financial future, or is there more nuance to this topic? Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video version of this podcast, join us on our YouTube channel over at https://www.youtube.com/@financialphilosophe...

Episode 4 - Calculating Returns Outside the Market 22.06.2023 46:08

Send us Fan Mail Join us as we dive into non-market/portfolio based returns. With some ingenuity and creative math, we can calculate the investment return of that receipt you kept, or the total value of a thoughtful purchase. Let us know your what you think about this monetary mental exercise! Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video ver...

Episode 3 - The Emergency Fund Conundrum 09.06.2023 46:17

Send us Fan Mail Most people have heard that we should all have an emergency fund. Some might only have the $1,000 from that first baby step saved, while others may be working towards the 3-6 month savings suggestion, but what is the optimal emergency fund amount for your personal situation? Join us as we dive into the Emergency Fund Conundrum! You might be just as surprised as we were. If you hav...

Episode 2 - YOU Are a Business 07.06.2023 36:37

Send us Fan Mail In this episode, we talk through the importance of viewing yourself as a business, and what implications that can have on your finances (e.g., tracking your cash flow, understanding your net worth and value, etc.). Join us as we discuss what a well-run business looks like, and how certain analogies can be applied to the average person's personal finances! If you have any comm...

Episode 1 - Earned Income as an Asset 27.05.2023 40:39

Send us Fan Mail Join us as we take a look at employment and earned income from a different perspective. Is our Earnings Capacity the largest asset we will ever own? It just might be! If you have any comments about this episode, feel free to leave them on the video version of this episode. Support the show Support the Show: patreon.com/TheFinancialPhilosophers If you would prefer the video vers...