The Financial Operator

Don't we all wish that one day we'd wake up and all of our money problems were gone? While that's a tad unrealistic, you can change your money situation.    What You'll Learn: How budgeting can gamify your finances Crafting a strategy for snowballing debt Why money doesn't change people, it enhances them The generational effect money has on not just wealth, but behaviors we pass along to in our fa...

Many variable-income earners struggle to make the most of their finances because they don't know what they can consistently count on each month. Mastering these four components: mindset, budgeting, valuing and investing in yourself, and implementation, will grant you the foundation to achieve all of your financial goals.   What You'll Learn: How do you optimize your money mindset as a way to provi...

As an individual or business owner, how do you identify your core values? How do you use your core values to attract the right people, create purpose, and expand the scope of your business?    Who is Jonathan Lautermilch? Jonathan is the founder of Smart Shark, a company focused on scaling small businesses, coaches and consultants. He is also the founder of Fit Pro Collective, a professional fitne...

Brick by brick you can slowly start to build a solid foundation for your finances. But where do you start? Establishing your self-worth both personally and as an entrepreneur is crucial to a sustainable financial journey.   Are you working with the right clients, and are you charging enough?  How are you investing both time and money into your financial future? As a business owner, where can your...

Do you have a financial scarcity mindset? Mills identifies seven ways to know if these limiting beliefs are holding you back. And if so, how do you move towards a life full of financial abundance?   Your brain wants to be right. So much so that it'll try to prove itself right. That's why reframing your mindset in a positive way is a powerful tactic when it comes to achievement.   The first step to...

I started my financial journey Fall of 2014 when I found myself with only $1.50 to my name, so I understand the frustration around money mismanagement, struggling with where to start, and the courage it takes to take ownership of your finances. Now, I'm a financial coach, speaker, author, and the founder and owner of Mills Knows Bills where I have the opportunity to teach individuals and businesse...

In this episode Mills was excited to speak with Evan Johnson about the world of podcasting and how small businesses and entrepreneurs are increasingly using the podcast medium to both promote their brand and gain new clients. In this interview, Evan explains how he went from editing his entrepreneurial mother's podcast in High School to owning his own podcast production company at the age of 24. I...

This week on Mills Knows Bills, Mills interviews business coach and entrepreneur Tomas Keenan about his journey to success within small business ownership. Tomas candidly shares with listeners the mistakes he made when starting his first small business and how he used that knowledge to press forward into more successful ventures. Mills and Tomas discuss the importance of knowing your skill set and...

This week on Mills Knows Bills, Mills addresses some of the key financial fears that all entrepreneurs and small business owners encounter. Mills knows as well as anyone the obstacles and frustrations that face all new entrepreneurs and in this episode she tackles these headaches head-on.  Breaking down topics like when to hire and when to fire, this episode also hits on the key points of valuing...

With Halloween upon us, Mills addresses one really scary thing in our world…money! The reality is that money affects every decision we make in life, however, the sometimes scary thought of money does not have to be constant fear.  Mills breaks down how a combination of mindset, budgeting, risk management, and seeking professional help can control your fears when it comes to money and tame the mone...

This week on Mills Knows Bills we reach the exciting conclusion to our six-part mini-series telling the story of Mills' home ownership odyssey. In this episode, Joe and Mills finally close on the home of their dreams after all the drama, setbacks, and doubt they endured during this house hunting journey. In this episode Mills lays out the incredible string of blessings and happy surprises that awa...

This week on Mills Knows Bills we reach the penultimate episode of our mini-series telling the story of Mills' home ownership odyssey. In this episode, Joe and Mills dive deep into the Orlando real estate market and discover the sometimes disappointing and frustrating reality of making offers on homes, only to lose out to other buyers.  Despite these setbacks, Mills tells the story of how she fina...

This week on Mills Knows Bills we continue our mini-series telling the story of Mills' home ownership odyssey. In this episode, we pick up the story with Mills and her husband Joe as they face difficult choices in the wake of a tumultuous real estate market in South Florida. Mills breaks down how, by sticking to their budget and not allowing emotions to not get in the way of sound decision-making,...

This week on Mills Knows Bills we continue our mini-series telling the story of Mills' home ownership odyssey. In this episode, we pick up the story with Mills and her husband Joe as they decide to make a final transition from Tampa to Miami permanently as they grow their family. Mills shares how working with true real estate professionals was the key to maximizing the return on their Tampa town-h...

This week on Mills Knows Bills we continue our mini-series sharing the story of Mills' home ownership odyssey. We pick up the story during Mills and her husband Joe's transition from Tampa to Miami and the challenges that arose while renting their Tampa townhome. Mills explains how times of financial stagnation can be frustrating to those with specific financial goals but can prove to be valuable...

This week on Mills Knows Bills we are kicking off a new mini-series for the month of September that will be focused on the journey towards and process of buying a home. Mills will be sharing stories from her and her husband's life that will give listeners insight into what decisions need to be made during this process as well as some tips and tricks to look out for when it comes time for you to bu...

Throughout the month of August, Mills Knows Bills has been covering a host of topics relating to financial goals and how to achieve them. In this final episode of the financial goals series, Mills shares a little secret that is not often addressed when you do finally reach the goal or goals that you have been saving towards…it feels kind of weird!  The thing about saving is that it becomes a habit...

In this special continuing micro-pod series of Mills Knows Bills, Mills points out some of the critical distractions she has observed keeping her clients from achieving their financial goals. After an informal survey of clients, Mills has noticed that the trends of dining out, coffee consumption, and excess shopping account for the main distractions or habits that are holding people back from savi...

In this special micro-pod edition of Mills Knows Bills, Mills breaks down the rules of the financial "game" that we all are playing by laying out the four guidelines that everyone must ask before making financial decisions. Often times families or individuals strive to complete financial milestones without asking these four key questions which can lead to frustration or even failure.  In this epis...

In this episode of Mills Knows Bills, Mills shares the highlights from a webinar she conducted for a group of small business owners and variable income earners. During this webinar Mills lays out the fundamental first steps of mastering your money without stress and fear by organizing your finances in a way that works for you and not against you. Gig workers and variable income earners can often s...

In this special episode of Mills Knows Bills, Mills' teammate Steffany Medina answers some common questions about planning for your retirement and financial future. Steffany unpacks some of the basic budgeting tricks that you can use to both forecast and maximize your return on investments, IRA yields, and interest-bearing accounts. Steffany also walks listeners through getting started with a budg...

This week we're doing something different! We're bringing you a replay of Mill's interview on Mike'D Up! with Mike DiCioccio. Mills shares her story of creating Mills Knows Bills and unpacks important info on common financial planning that wasn't taught in school! EVERYONE tuning in will benefit from this interview…because there's a 100% chance that you fall into one of these buckets…either you WA...

In this episode of Mills Knows Bills, Mills continues to offer valuable guidance on preparing for an uncertain financial landscape. In last week's episode, we covered how to recession-proof your finances. This week, Mills explains how to structure your budget and finances in a way that ensures you are doing everything you can to protect your future.  Mills covers how to form and structure a budget...

In this episode of Mills Knows Bills, Mills shares 5 easy to implement tips for recession-proofing your finances while the financial markets have been anything but stable over the past year. As the country and world continue to struggle with the lingering effects of the pandemic, supply chain issues, and rising inflation, many consumers are tightening their belts in anticipation of a possible rece...

In this episode of Mills Knows Bills, Mills challenges listeners to begin dreaming, and preparing for the financial life that they want and not the financial life they currently have. Mills guides us through the basic fundamentals of setting yourself up for success by breaking down some of the steps she has implemented in her own business over the past few years.  Mills shares how through the use...