The Financial Independence Show

In this episode, Cody and Justin rip apart an article detailing The Top 10 Reasons Why You Shouldn’t Retire Early. The topics included: Expensive Healthcare Accessing nest egg early Missing out on compounding interest Living a long time Expenses going up in retirement Rising housing costs Extra income is hard to come by Too much time on your hands You’ll need to make new friends Retire...

Ever wonder how someone ends up being the resident expert on something like The Today Show? That’s where today’s guest, Lauren Cobello comes in. Lauren struggled with money at first. She even had her car REPO’d at one point. It makes sense why she would later write a book titled “ The Recovering Spender “. In the beginning, she was teaching coupon seminars for church...

Ever dreamt of leaving corporate America to build your own business? That’s where today’s guest, Amy Porterfield, author of Two Weeks Notice comes in. Amy put in her 2-weeks notice in 2009 and the rest is history. She didn’t hate her job, but she just felt that there was “something else” out there. And so she decided to take the leap and start her own business. At fir...

What if you could earn money from Airbnb without even owning a property? That’s where today’s guest, Jorge Contreras comes in. Jorge is an expert in Airbnb arbitrage, a way to earn short-term rental income without actually owning any real estate. After facing many challenges throughout his childhood (selling drugs, murder, alcoholism, smuggling), Jorge was determined to be successful a...

Today’s episode features John Eringman a.k.a John E Finance who left his accounting job at age 25 to pursue content creation full-time. From the beginning, John was doing everything “right”. He got good grades, landed an accounting job, and was saving a decent % of his income. But John knew that something was missing. As a fun side project, he started recording short videos cover...

In this episode, Cody and Justin share their goals and strategies for 2023. The goals were loosely broken into a few groups. Finance Justin: Hitting $2k/month from covered calls, eliminating car payment, covering half of the mortgage via Airbnb & Turo Cody: Solo 401K, tax optimization through real estate, syndications, angel investing, spending more on time-saving services Business Cody: Doubl...

Today’s episode features Graham Cochrane from GrahamCochrane.com and Recording Revolution . Graham can now proudly say he’s running some incredibly profitable businesses… but it hasn’t always been that way. After moving to Florida in 2009 with his wife to help a friend start a church, he got laid off from his new job. Trying to find decent-paying work during a global recess...

Today’s episode features Larry Ludwig who created and sold Investor Junkie for $6M back in 2018. Larry has had a long, successful business and entrepreneurial career. He has always been at the forefront of technology, digital marketing, and online business since he started working on the internet in 1994. Since then, he’s created websites for Fortune 500 companies, built his own web ho...

Today’s episode features Jeff Rose from Good Financial Cents. Jeff began his adult life as a Veteran who transitioned into civilian life as a Certified Financial Planner. He began working for a firm but found himself questioning the ethics of his compensation. This ultimately nudged him toward entrepreneurship where he started creating personal finance content through his blog and later his...

Today’s episode features Tom Brickman aka The Frugal Gay . Tom actually bought his first property at age 21 while working at The Gap making only $8.50/hr. He would go on to buy 20 additional properties. Did he get some huge pay increase? Not really. Tom worked at a movie theater where he started off making $32k and eventually maxed out in the $70k range. He also did this all at a reasonable...

In this episode, Cody and Justin reflect on 2022 and all of the changes that have happened. Cody utilized a vision board going into the year… and Justin was a bit less planned, but both guys came away with some amazing updates and insights. Some topics included: Justin found a lot more purpose and happiness with work Cody more than tripled revenue in his main business, Gold City Ventures Jus...

Today’s episode features Hassan Thomas, founder of FYI FLI which stands for — “For Your Information, Financial Literacy & Investing”. FYI FLI is a brand that aims to promote financial literacy while eliminating financial illiteracy and teaches millennials how to manage and grow their money through its financial literacy app, website, and other financial literacy resources. In this...

Today’s episode features Brian Luebben, founder of The Action Academy Podcast . Brian’s entrepreneurial resume starts back in college where he built his first company, GreekBeats DJ/Entertainment, that allowed him to graduate debt-free. Shortly after graduating – he made it to the top of a Fortune 500 Company in a sales role earning multiple six figures per year, only to realize quickl...

Today’s episode features Chloé Daniels, founder of Clo Bare Money Coach. Chloé is a money coach and focuses her time on helping people learn how to invest and build wealth the lazy way.  Her ultimate goal is to provide education in a fun, easy-to-understand, and accessible way and is known for her Reels and TikToks that showcase her hilarious dance moves while also providing finance tips. De...

Today’s episode features Melissa Neacato from Traveling Wallet . Twelve years ago,  Melissa was a 21-year-old university student who got pregnant while completing her degree. She finished the degree but also graduated with $46,000 in debt. Then she went on to buy a new car, which added another $18,000 to her debt. She eventually discovered minimalism and the personal finance community and pa...

In this episode, we recollect the past four years and 200 episodes since starting The Financial Independence Show and what we’ve learned along the way. It’s been an amazing journey so far and we can’t thank you enough. Some of the main topics include: Mindset Increasing income Creative ways to lower expenses There’s no “right” way Networking Taking imperfect act...

Today’s episode features Kyle Nolan, creator of Projection Lab. Kyle already had the skills to develop web-based applications when he discovered the world of financial independence. What he didn’t have and couldn’t find was a financial planning tool that felt modern, flexible, and engaging. So he just decided to build his own! Projection Lab allows you to create beautiful and nua...

Today’s episode features Irvin Aguilar who took AGR Landscaping from a small-time company making $5k per month to a money-making machine hitting $250k in recent months. Irvin saw his dad struggling and found himself struggling with college as well. It turned out to be the perfect opportunity to inject some small but powerful changes into his dad’s business. He saw how a language gap, p...

Today’s episode features Alex Fasulo, author of Freelance Your Way to Freedom . Long-time listeners may remember Alex from episode 48 . At the time, she was making over $350k per year on Fiverr. But Alex was also working insane hours. It eventually became clear that she needed to build a team around her to make this sustainable. Today, she’s built a mostly hands-off business that doesn...

Today’s episode features Ryan and Cory from The Weekly Juice Podcast . Have you ever wanted to pick the brain of a thriving investor or entrepreneur, but didn’t know how? Maybe you wanted to ask them about their successes, failures, systems, motivations, or experiences they’ve had? Perhaps you wanted to invite them out for a coffee or beer to ask them how they reached their level of success,...

Today’s episode features YouTube coach Danie Jay . Danie started on YouTube as an ESL teacher (with her trusty $5 panda puppet) living abroad in Vietnam. She then discovered the world of affiliate marketing and scaled her then-small YouTube channel into a full-time income. And now she’s helping others do the same! Danie isn’t only working with teachers either. Now she’s exp...

Today’s episode features Martin Dasko from Studenomics . Martin doesn’t just talk and write about money. He also is dedicated to fitness, traveling, teaching, professional wrestling, and yea…making money too! We caught up with Martin at FinCon where we not only went through his backstory but also one of his ventures we’ve been wanting to highlight. Martin started doing Airb...

In this episode, Cody and Justin walk listeners through six unique and relatable paths to financial independence. We cover the assumptions and profile and then determine exactly how long it will take that person to retire. This was a fun episode that involved a lot of research going into the backgrounds of these scenarios. At a high level, the six paths include: Dual Income, no kids, high W2 earne...

Today’s episode features Sam Dogen aka Financial Samurai and author of Buy This Not That . Sam is one of the original voices of financial independence. He started his blog way back in 2009 and actually let Mr. Money Mustache write an early guest post before he hit it big. Sam is known for his analytical approach and he comes with a stacked set of credentials. He spent 13 years working at Gol...

Today’s episode features Justin David Carl aka Dragon, creator of Alchemize Life  and Fit Rich Vegan . If you look at Justin today you’ll see Life Alchemist, Entrepreneur, Holistic Wellbeing Thought-Leader, Podcaster, Fitness & Money Coach, Fashionista, Spiritual Hipster, and the list goes on. That wasn’t always true though… Justin had spent most of his younger years wi...