The Financial Independence Show

Today, we bring you our second episode covering Justin’s six-month journey across Asia and Europe. Luckily, Justin loves documenting the numbers, so you’ll get the most in-depth breakdown of expenses you could hope for. Listen in to see how he’s living it up in paradise for $45/day. That number includes accommodation, restaurants, groceries, gyms, activities, government fees, ran...

Entrepreneurship doesn’t have to be sexy. In today’s episode, Nick Huber, author of The Sweaty Startup, talks about how to get rich doing boring things. Instead of building the next AI tool, how about a painting business? Or landscaping? Or HVAC? Or one of the hundreds of services that everyday people need? Topics covered include: Finding your next business idea Why Shark Tank is a lie...

Grant Sabatier,  the bestselling author of  Financial Freedom, returns to the show for the third time to talk all about  entrepreneurship. Inside the episode we cover: How to come up with business ideas What makes a successful entrepreneur Why 9/10 small businesses fail Grant’s perfect business formula Growing, scaling, and marketing a business The biggest mistakes made by entrepreneurs Foll...

Today we bring you our first episode since Justin hit the road on his six-month journey across Asia and Europe. Luckily, Justin loves documenting the numbers so you’ll get the most in-depth breakdown of expenses you could hope for. Listen in to see how he’s living it up in paradise for $55/day. That number includes accommodation, restaurants, groceries, gyms, activities, government fee...

Dustin Heiner returns to the show after a long 5 years to share what he’s been up to since his last appearance (a lot!). We discuss His recent 355-unit apartment building and multiple hotel acquisitions How he’s built a podcasting network His fast-growing real estate conference His daily and weekly routine and how he balances work and life What it really takes to build passive income A...

Today we bring you our goals for 2025 along with some upcoming changes to the podcast. Every year, we like to map out some of our goals and what we aim to accomplish. We break these down into the following categories: Money/Finance Fitness Family/Relationship Other Some examples of Cody’s goals include: Doubling down on what works for business and finance Completing an Ironman Cutting out ba...

Today we bring you a Christmas special of sorts. The 12 money lessons as a play on the 12 days of Christmas. These are some of the most foundational takeaways we’ve realized during our financial journey. We truly believe if you master these lessons, you’ll have a clear path to hitting your money goals. 12 Money Lessons We Cover: Retirement is a number, not an age 4% rule or cash flow m...

Jordan Grumet aka Doc G brings his brilliant insights to help listeners find answers to one of the hardest questions we battle with, what is our purpose? That gets broken down in this episode and his upcoming book, The Purpose Code. He has a history as a physician which brings amazing perspectives, especially from his time as a hospice doctor. Jordan recounts his life lessons to explain how to fin...

Someone recently asked me: “How did you reach FI?” I didn’t have a great answer for them that didn’t take 30+ minutes to explain. So, I recorded a podcast episode outlining my entire FI Journey – all the numbers, all the income streams, all the expenses, year over year. Below are the notes I created to guide the episode. 2016 Read the 4-Hour Workweek Started my first...

Justin retired 1 year ago today! What did he do? How does he feel? Did the numbers work out as expected? Luckily for you, he’s dropped all the answers to that in the show with the highlights below. Read on for Justin’s notes: Numerical Highlights from Year 1: Averaged around $2500/mo or $30k/yr  spending Networth increased by ~400k ($1.7M -> $2.1M) Continued to save money 4% SWR +...

In this episode, Cody and Justin discuss what they’re thankful for and the importance of focusing on what you can control. We recorded this episode shortly after Election Day. Elections leave a lot of people feeling defeated and a lot of people feeling like they’ve won. The reality is that neither is true. You are the most critical variable in your financial independence journey, regar...

It’s open enrollment season, meaning making healthcare choices for the upcoming year. So for today’s episode, we’re featuring FI healthcare experts Lynn Frair and Jackie Cummings Koski. We cover: HSAs Healthshare Ministries Subsidized Care Deductible and Out-ot-Pocket Maximums Open Enrollment State Healthcare Exchanges End-of-life Care Emergency Funds and more! If you enjoyed this epis...

Cody joins Amy Porterfield on the Online Marketing Made Easy podcast to talk all about digital products. He covers topics such as: The best platforms to sell digital products How to find digital products you might already own How to get more subscribers using printables How to make more money with digital products How to add digital products to your existing business And all about what’s inside hi...

Our friend Sunitha Rao came from humble beginnings. Her parents spent most of their lives in one of the poorest regions in India. Despite all odds, Suni became a professional tennis player and traveled the globe playing in different tournaments. Years later, she turned her competitive nature toward real estate. Her real estate career quickly started to explode, and she’s been addicted ever s...

2,000,000 downloads! And it’s all thanks to listeners, viewers, and readers like yourself. In today’s episode, we reflect on everything that has changed and everything that hasn’t. Cody & Justin have increased their net worths by a combined $5,000,000! Justin retired 10 years sooner than he ever imagined. Cody created a multi-seven-figure business around an idea he never even...

Jane Kanizay went from financial freedom to divorce to financial freedom again while achieving amazing physical feats along the way. Jane is an adventurer, educator, activist, speaker, artist, and ​mother of four who successfully climbed Mt. Everest ​with her 19-year-old daughter on May 14th, 2022. Jane climbs with the message of Teach Us Consent  to campaign for ​ holistic consent education in th...

In this episode, Cody and Justin discuss how Justin will travel the world for 6 months at a shockingly low price. In total, the trip will cover 161 days as currently planned. The cost is only $46 per day! That cost includes flights, trains, ferries, accommodation, and activities for one person. Below you can find the locations Justin will be visiting, We’ve also included the packing list sin...

One of the questions we get asked most often is for guidance on what someone should and should not spend money on. The answer is always… it depends. What’s important to me, may not be important to you. Jen Smith is here to give everyone the framework to make those tough decisions. This framework is called Value Based spending. Jen lays it all out in her new book, “ Buy What You L...

You never know how close you are to a great story. I (Justin) learned that on my recent trip to Africa on my way to hike Mt. Kilimanjaro. Boarding my flight I met Caitlin James as she was on her way to climb the very same mountain. The more I heard from her, the more I realized I had come across a truly amazing story. Caitlin was paralyzed in a boating accident. Through surgery and rehab, she even...

Cody shares his digital product journey on the How to Sell Your Stuff on Etsy podcast with Lizzie Smiley. He covers topics such as: How to find profitable products Keyword research and SEO Strategies for making more sales Student success stories Why Etsy is the best platform for beginners And all about what’s inside his E-Printables course . Hope this helps someone else start their digital p...

If you love the personal finance space, chances are you’ve heard of FinCon. Today, we bring you Philip Taylor who created and grew FinCon into the massive pillar of the community it is today. For loooong time listeners, you may remember Cody interviewing PT at FinCon back in 2018. You’ll hear the origins, the heights, the COVID-19 survival, and the future of FinCon in this episode. PT...

Long-time listeners may remember Nick’s episode from Episode 56 way back in 2019. We felt like this classic episode and fundamental topic needed to be brought out of the archives and revisited. Nick Loper is the side hustle king from Side Hustle Nation. Nick got an eye-opening opportunity in college and knew he had to be his own boss. He would eventually work for three years in the corporate...

In this episode, Cody and Justin discuss Justin’s recent summit of Kilimanjaro. You’ll learn all the details, pricing, and considerations if you’re interested in this major summit, as well as the mental growth and lessons learned from pushing your body to the extreme and living without your normal luxuries. Some topics include: What to pack Cost of the trip A typical day on the h...

Cody shares how he’s able to earn over $75,000 per month in passive income on the Forget About Money Podcast. His big four are: Digital Products Real Estate Affiliate Marketing / Sponsorships Stock market investments (doesn’t really count, but we explain) If you enjoyed this, please share this episode with a friend! YouTube Interview https://www.youtube.com/watch?v=g1bh6ZIld6w&t=12...

What would you be willing to do to hit financial independence early? Michael Alberse lived differently for 2+ years to save over 90% of his income as a Google employee. In this episode, we talk about: Living in a van Managing finances with a significant other Landing a 6-figure job (with insane perks) Starting an agency Small business investing Finding your “why” And so much more. If y...