The Financial Independence Show

In today’s episode, Cody and Justin bring you the boss we all strive to be. She realized being a lawyer wasn’t in her future and swapped career paths to the tech industry and never looked back. While she makes a hefty income with her day job, she maintains a dedication to side hustles. We also loved J’s alternate take on Financial Independence by not rushing it. She loves her jobs and...

In today’s episode, Cody and Justin bring you the creator of what we believe will be the future gold standard of Credit Card rewards accumulation, tracking, and redemption. Anik Khan started creating businesses at age 14 where he would redesign websites for thousands of dollars. He would go on to college to pick up management skills and work a few years as a management consultant before starting t...

In today’s episode, Cody and Justin bring you the dynamic duo of Mike and Lauren . You may know them from their fantastic DIY YouTube videos or hearing about their huge European travels. These two have had some interesting jobs: experimental marketing, gemologist, commercial real estate, and YouTube guru to name a few. They’ve never had a typical desk-job but that hasn’t stopped them f...

In today’s episode, Cody and Justin bring you a truly optimistic outlook on getting fired. Rob from Getting Canned walks us through his story of losing his job at one of the worst times in history, in 2008 during The Great Recession. Rob’s struggles lead to finding an amazing income source and international travel opportunity all in one. Rob moves to Taiwan where he would teach English for t...

In today’s episode, Cody and Justin bring you one of their favorite episodes to date. Paula Pant is always conducting great interviews herself but today she’s the one answering questions. She walks us through her amazing story of only three traditional years of employment, traveling the world, and the steps she took to secure her financial independence. There is something for everyone in thi...

We have an extra special gift for you today that requires no wrapping paper. This Holiday special Justin and Cody go at it alone with no guest to discuss their perspectives on materialistic Christmas, a brief recap of 2018 and their goals for 2019. We think you’ll really enjoy getting to hear a little more from your hosts this week and see a little more behind the curtain on their personal l...

In today’s episode, Cody and Justin bring you a story that’s just beginning. This interview with The Incredible Cash Dummy steps through a life quickly changed by having a child in high school and joining the Navy soon after. He then went for years with no financial direction. A recent military move was compounded with his wife getting pregnant again and her losing her job, he had a major li...

In today’s episode, Cody and Justin bring you a really interesting story full of dynamics different than their own lives. Jamila is a mother and an immigrant and both of those parts of her story helped shaped her unique path to financial independence. She was heavily inspired by the strong women in her life who passed down the qualities of saving and hard work. Jamila also has a natural gravitatio...

In today’s episode, Cody and Justin bring you a true the king of efficiency. A real estate junkie, Craig works over at Bigger Pockets and currently lives in Denver. From getting paid to go to college to renting out his car, Craig finds ways to squeeze money out of every aspect of life. Then you can add on the fact that he’s in his mid 20’s and you have a really inspiring story. Craig may not head...

Today we have a bonus episode recorded LIVE at FinCon with Jimmy and Jenny from Living Life Loving Us . Cody was fortunate enough to meet this amazing power couple at FinCon and immediately knew that he needed to get them on the podcast. Since discovering financial independence, this couple has been able to increase their savings rate tremendously, maximize their income, and design a life of purpo...

In today’s episode, Cody and Justin bring you a true expert of the gig economy and side hustles. The great Kevin from Financial Panther. If you’re unfamiliar with the gig economy or side hustles, think Uber, Wag, or Air BnB. Kevin has used all of these new apps to bring in $1-3k per month on a very consistent basis. Oh and don’t forget he does this while also being a lawyer. While a lot of l...

In today’s episode, Cody and Justin bring you an interview that is guaranteed to be a new one for you. This is the story of Jimmy Ridenhour who, unlike most of our guests, has no blog, book, podcast or ever been on a podcast. That doesn’t mean his story isn’t remarkable. Jimmy’s story starts out with a very tragic start that involves murder and family turmoil but he amazing...

In today’s episode, Cody and Justin interview one of the real originators in the personal finance space, J.D. Roth from Get Rich Slowly . Join them as they dive into J.D.’s financial backstory and learn how he took his own journey to conquer finances and turned it into a successful business. He gives us full transparency and shows that it hasn’t always been easy or profitable. Wh...

In today’s episode, Cody and Justin interview Michelle Schroeder-Gardner from Making Sense of Cents . Join them as they dive into Michelle’s financial backstory and learn how she took her issues with student loan debt and turned it into a passion that ultimately became super profitable. While Michelle did retire from her job at 24 and is now living it up sailing around the world, she i...

In today’s episode, Cody and Justin interview Chad aka Coach Carson from CoachCarson.com . Join them as they dive into Chad’s financial backstory and learn how he realized that he couldn’t become another member in the rat race and turned to real estate to create an impressive portfolio of rental homes. He now has a huge following of people looking to follow in his footsteps to fi...

This is the biggest news we’ve shared with you up to date!  Unfortunately, TJ had to step away from FIRE Below Zero for family reasons, but the show goes on! Cody has teamed up with Justin aka the Saving Sherpa , to present to you … The FI Show! We are so excited to move forward with this new project and we appreciate you supporting us during this transition. So, what does this mean fo...

In today’s episode, Cody and TJ interview Jillian from Montana Money Adventures . Join them as they dive into Jillian’s financial backstory and learn how she overcame substantial adversity. Now, Jillian spends her time blogging, life/money coaching, and running a Mini-Retirement Course . Episode Summary Jillian grew up in poverty From a young age, she knew that money = options… s...

The first portion of this podcast is feedback from last week’s episode: The Low-Hanging Fruits of FI . Anonymous talks about Project FI and tells us about calling to get cell phone data reports. Cody’s mom asks us to clarify how WiFi works. Luke from Forming the Life talks about the power of automation. Jeremy corrects Cody about AskTrim and mentions Truebill . Mike weighs in about Sli...

In this week’s episode, Cody and TJ discuss the low-hanging fruits of FI. These are the changes you can make in your life today, tomorrow, next week, next month, next year, and so on that can drastically improve your financial position . Tune in and get ready to pick these low-hanging fruits! Episode Summary Housing: Makes up 33% of average American household expenditure House hacking – Purc...

PT Money is the founder of FinCon and a personal finance blogger at PTMoney.com. In today’s episode, I get a chance to interview him LIVE at FinCon to share his financial journey. Episode Summary Around age 24, PT realized that he was “not moving forward financially”. He describes how he “had debt” and “wasn’t saving at all”. After discovering Dave Ramsey, PT used the debt snowball approach to pay...

In today’s episode, we get a chance to talk to Lily from The Frugal Gene  about her accelerated path to financial independence. By choosing to avoid lifestyle inflation, Lily and her husband are able to save 90% of their income. The crazy part is that she thinks this is “normal”! Tune in to hear her incredible story about intentionality, happiness, and frugality. Join the Communi...

How to Get a Full Ride to College Noah and Becky worked as Caddies all throughout high school, making a good amount of money during the summer, but most importantly earned a full-ride scholarship (The Chick Evans Scholarship) to Purdue University (tuition and housing). This set them up to graduate college without debt. Because of the intentionality of both Noah and Becky and their parents they sta...

Starting from a 3 rd world Country TJ shares his story and what life was like growing up in Nigeria. Born in a middle-class family, his father instilled basic money ideas that have stuck with him even as he pursues financial independence. He learned from his father to be frugal , and intentional with money . Only focusing money on things that bring true value to his life. Always Capitalize on Oppo...

How to Find FIRE Being naturally frugal, Brad kind of stumbled his way into FIRE. After starting the 9-5, Brad anticipated working like the typical employee and retiring at age 59 ½ with millions of dollars. Before long on this path, Brad came to the realization that he didn’t find a lot of joy in spending a lot of money . That is when the FIRE was sparked and Brad dove in headfirst into learning...

What FIRE Means to Us Cody and TJ share their biggest reasons for pursuing financial independence. On their path, they’ve learned that money is just a tool , and it should not control your life. This concept simply allows you to buy your time back. It allows you take back control of your future, and focus all of your waking hours on things you are absolutely passionate about. This what makes FIRE...