The Financial Griot

Today we discussed with Lovely (the resident Beyonce of the crew) about her educational pursuit of obtaining her MBA while  successfully running a small business. This episode of the Financial Griot covers how to prepare for a recession and how to level up to boost your income and career opportunities. Tech layoffs often predate other industry layoffs. With a recession looming, businesses will be...

The Financial Griot (TFG) is back with another amazing financial top. Alainta is the only one here today but she is joined by guest Robert Metzger. Robert has a Daddy-Daughter duo  podcast; Family Abide  which examines coming-of-age lessons with the focus on cultivating character through conversations about Faith, Family, and Finance. Even in chaos families must endure without yielding in order to...

The Financial Griot Podcast crew is back at it again. Well 2/3 of the co-hosts are present. We are playing financial musical shares. Welp, according to Brunch Hater Lawrence, Alainta is busy with dating. lol Today, we have a special guest Sainte Jean Baptiste (CPA). We discuss her financial story becoming first generation college student and a successful certified public accountant. And then going...

TFG podcast is back with Episode #75. This is a short (pre-show) episode when our guest Rahkim Sabree ( Financial Trauma content creator) stops by. We discuss the cost of keeping up with Black beauty standards. Additionally, we cover its historical connection to our wallets as well as our minds. While beauty and personal care brands have committed to the advocacy and support of the Black community...

2020 hit us with a wave of change. For many, it was a brush with our own mortality. However, COVID-19 related death soared to over 1 Million. Although it's not something most people would like to discuss, it is still important to Grieve in Peace. The Financial Griot (TFG) podcast is back with another poignant episode as we entering into a new phase of Baby Boomer retirement, high inflation and a s...

In today's episodes, we discuss our experience at Fincon'22 in Orlando, FL. For the uninitiated FinCon is a Financial Conference. It's a great meet up with a ton of financial influencers or soon to be influencers. From podcasts, blogs and YouTubers; this is the place to be for money nerds. The turn out is incredible. It's kinda like Comicon for Money Nerds. We dish out on the positive moments and...

Is Kanye being old Kanye or new Kanye? I'm confused right now. The Financial Griot gang is back for another short episode. Well shorter by our standards since we can talk. Today we discuss the evolving new black capitalism and the hope that we remain unafraid in the creation of wealth. We can't be relegated to victimhood and money trauma as a baseline for Black social mobility.    About us: The Fi...

Episode Notes TFG is back! Today, we have guest Jay Stephens ( My Wealth Journey , LLC) we discussed low vibration social media coaches, discernment and learning through the digital spaces. This post pandemic world is emotionally grueling. Take a step back to recenter. Find balance while working on your future. Don't become a devoted follower, only to realize that you haven't moved in ages.   Wait...

TFG is back from FinCon 2022 and the hype is real!   Today 's episode the crew chats with J. Money (Budgets are Sexy).   J. Money is a successful blogger and entrepreneur; one of the pioneers of financial transparency in the digital space. We discuss his journey starting his blog  Budgets are sexy to owning back his time by retiring. And sharing his thoughts on  the value of financial happiness. P...

TFG Shorts is back. In this episode, we discuss the cost of being a pet parent and modern pet culture. The pet market is a  $200+ billion dollar industry in North America. That's Billion with a "B". The global pandemic sped up the process with even airlines adding pet restroom spaces. This is big business and Pet care is expensive. Currently 70% of US homes own a pet while pet side hustles are boo...

TFG is back! And even Shadier than ever?! The crew discusses the impacts of social mobility referencing the research study from The Opportunity Atlas; due to economic connectedness.  Economic Connectedness (EC) is based on the extent of friendship across class lines.  Social capital is just as important as capital, the crew takes a deep dive into life trajectories and what happens when one interac...

TFG Crew is Back with another Short episode. Sweet, we are back to being consistent. Today we discuss finding REEL peace with Lovely. We baited her to rant and you get to hear the carnage. Obviously, it's a play on words. What we see might not be what it appears on social media. And sometimes it's just what you see and how you interpret the information in your own mind.    Detailed show notes are...

Brunch has been a fun-filled day with food, drinks, and fellowship.  However,  the commodore has dwindled and the cost of brunching has been inflated with expensive food, clothes,  and less community.  According to Road to Equality in 2017, the median black wealth gap is heading to zero. The pretentious nature of our priorities as a community will financially cost us in the long run. The scarcest...

The Financial Griot  is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth....

TFG Crew is back! (And recording the episode again since Lawrence forgot to hit record) On Wednesday, August 24th, President Biden announced a massive student loan debt relief that directly impacts over 60 million Americans who hold an extensive amount of federal student loan debt. We discuss the groundbreaking news, the hidden details, massive opportunities to reengage in your tax planning strate...

With all the wealth building conversation centered around Real Estate Investing, the Financial Griot podcast tackles how not to be a Slumlord RE investor. Lawrence shares his journey to becoming a first-time real estate investor.  His approach to investing in real estate; location, opportunity, and intentionally building wealth. Thinking ahead and investing for the future and the next generation;...

In this episode of the Financial Griot Podcast, the hosts share their thoughts on modern Black culture, building wealth and changing priorities and narratives. Currently median Black household wealth seats at $24k. Another recession would bring that number to $12k. According to The Road to Zero Wealth report, the median wealth of black Americans will fall to zero by 2053 if current trends continue...

Americans have an absolute mountain of credit card debt in 2022 — $841 billion, to be exact. Overall, the national average card debt among cardholders with unpaid balances was $6,569. That includes debt from both bank cards and retail credit cards. The four states with the most debt were all on the East Coast, while the three lowest were found in the South. There was a major difference in balances...

Getting into and out of a Recession is no easy feat. On this episode of the Financial Griot podcast, the team discusses how we got to this point in which recession fears are looming and also what you can do pre-, during- and post recession to thrive. Millionaires are made during recessions. Learn how to position yourself to win.  Detailed show notes, www.theneighborhoodfinanceguy.com   About Us: T...

"A mid-year review is a great way to energize your annual goals and performance, in a little-to-low pressure way." In this episode of the Financial Griot podcast, the crew is finally back together. On the table, our mid year recaps from major medical  expenses, new pets, inflation and looming recession; it's been a rough six months. Lovely also shares the lessons she is learning along the way.  Th...

In this episode of the Financial Griot Podcast, Alainta and Lawrence get schooled by James Bowman of Gen-Z Mon-E podcast. He gives starting early a run for its money. We talk about his financial pivot point, how he became a real estate owner who is closing on his next property during a period of high inflation and pessimism, as well as what's next. The opportunity to get active is long overdue. Ju...

In this episode of the Financial Griot Podcast, Lovely and Lawrence talk about cash flow positivity during a time of high inflation and even higher prices. Most people don't know how much they spend monthly or even how much they earn. This is a good time to pause and do a mid year inventory so you can make sure your money management is up pre-recession. It's up to you to be prepared for the next o...

Home prices are up in the US. Fueled by once-low interest rates and available cash, prices skyrocketed as much as 30% in the two years since the start of the pandemic. As inflation pushes all-time highs, the Feds are increasing interest rates in as little as 24 increments through 2024. But what does this means for you? Hopefully, this slows down price hikes but it's unlikely that the old price is...

In the wake of a myriad of shootings in the US, it's ok to allow people to grieve in their own way. Sometimes that grieving is messy. Unfortunately, there are times that the grieving leads to trauma stacking. In this episode of the Financial Griot podcast, we discuss the need for real therapy with the goal that you end up doing the necessary shadow work. Your psyche can definitely keep you away fr...

In the wake of the untimely death of Kevin Samuels (Youtuber and Imagine consultant), there have been a lot of conversations about the importance of the messenger over the message. In this episode of the Financial Griot Podcast, we are talking why you need to fixate on the message over the messenger. The goal is to listen to the good and the bad, but most important learning to take away the key pi...