Lawrence Delva-Gonzalez, Lovely Merdelus, Alainta Alcin

The Financial Griot

Society EN ↓ 228 episodes

Welcome to the Financial Griot, TFG for short where three millennials talk about wealth and the stories that made and continue to make an impact on our journeys to be whole, happy and wealthy. We promise to leave you with actionable steps that you can use. It's often raw and genuine. Blending real world wealth building experiences from an entrepreneur, a global travel enthusiast and a financial literacy educator. As always start late, start early but we definitely want you to start. Find us on YouTube, Listen Notes, Theneighborhoodfinanceguy.com and Twitter. Let's connect and Grow Rich Togethe...

Author

Lawrence Delva-Gonzalez, Lovely Merdelus, Alainta Alcin

Category

Society

Latest episode

Jul 7, 2026

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Episodes

Trump's $100,000 H1-B Visa 22.09.2025

In this episode, we unpack the controversial proposal surrounding President Trump's $100,000 fee for H1-B visa applicants. What does this mean for skilled foreign workers, U.S. tech companies, and the future of immigration policy? We explore the potential economic, legal, and political impacts of the proposal and how this could reshape the global talent pipeline.  Wait, what's a Financial Griot? T...

Navigating the Modern Dating Pool while Avoiding Financial Pee 15.09.2025

Lawrence and Alainta discuss modern dating. In this episode, we explore the mental gymnastics of dating dynamics. We dive into societal perceptions, personal experiences, and the challenges that men and women face when breaking stereotypes in the dating world. Join us as we discuss how strength—both physical and emotional—shapes attraction and relationships in today’s world. Wait, what's a Financi...

Knee Deep into 2025: Trump, Stocks and Crashouts 08.09.2025

In this episode, Lawrence discusses and breaks down how U.S. politics and market psychology are colliding midway through 2025—and what that means for your portfolio. Separating headlines from fundamentals, map plausible policy paths, and translate them into clear investing moves you can actually execute. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) t...

Are Celebrity Musicians Touring More Because of Financial Struggles? 01.09.2025

The TFG crew is back together (including Lovely), and in this episode, we dive into the growing trend of artists hitting the road more frequently. Are musicians touring more because they need the income, or is it a shift in how the industry operates? We discuss the financial realities of modern music careers, the impact of streaming on album sales, and how live performances are becoming a key reve...

The Silence Deficiency: Unlocking Life Optimization 25.08.2025

TFG is back! Well, technically only Lawrence lol. In this episode, Lawrence discusses unpacking the “silence deficiency”: the constant noise—notifications, meetings, mental clutter—that drains focus, creativity, and emotional bandwidth. He explores why strategic quiet isn’t a luxury but a performance tool, and how to incorporate micro-moments of silence into a busy day without quitting your life....

I wouldn't call it The Big Beautiful Bill. Big Back Bill seems more Appropriate. 04.08.2025

The crew is back and reunited, and in this episode, we delve into the bold and transformative piece of legislation, the Big Beautiful Bill, aimed at addressing and reducing significant federal programs such as Medicaid and Federal student loans. We unpack how the bill came to life, what it seeks to change, and why it’s being hailed as both ambitious and necessary. Wait, what's a Financial Griot? T...

Living in a Pricey Labubu World: The Luxury of Adding Another Expense 28.07.2025

In this episode, the crew discusses the rising costs of living in today's "Labubu world," exploring how inflation, lifestyle choices, and shifting economic trends are making everyday expenses feel more overwhelming. We discuss the challenges of balancing personal finances, maintaining a sense of normalcy, and navigating the pressures of a pricey reality. Tune in for expert tips on staying financia...

The Financial Realities of Being a Caregiver: It's More than Money 21.07.2025

In this episode, we often overlook the financial challenges of being a caregiver, from the cost of medical care to the impact on personal income. Lovely shares the budget strains of being a caregiver for her mother  and what steps one can take to manage the financial side of it. We also cover other resources and strategies that can help caregivers.  From reduced work hours and lost income to unexp...

The Essence of Black Wealth: Is Jollof Destroying the Black Community 14.07.2025

Lawrence and Alainta explore the historical roots, cultural significance, and future possibilities of wealth within the Black community, specifically through the annual Essence Festival in New Orleans. The episode examines the barriers that exist at the festival and the innovative strategies being employed to redefine prosperity.  Wait, what's a Financial Griot? The Financial Griot is a play on tw...

From Burned Out to Present: Reclaiming Joy in Parenting 30.06.2025

In this episode, Lawrence and Alainta delve into the conservative movement of encouraging women to have more children. People often feel stretched too thin, emotionally drained,  and going through the motions with their lives. We discuss practical ways to transition from a state of survival to being fully present with the choice of parenting or not. From setting boundaries and redefining self-care...

In Debt We Trust: America's Credit Card Obsession 23.06.2025

In this solo episode,  Lawrence dives into America’s growing obsession with credit card debt. From everyday spending habits to the systemic forces driving high-interest borrowing, he book explores how credit cards have become both a financial lifeline and a burden for millions. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that hold significance in cl...

Zoom Out: Escaping the Screen, One Trip at a Time 16.06.2025

In this episode, Lawrence and Alainta dive into the dynamic world of travel—how it’s changing, the variety of ways people are exploring the globe, and the latest trends shaping the journey. From solo backpacking and digital nomadism to luxury eco-tourism and space travel on the horizon. We also explore how technology, sustainability, and shifting global priorities are transforming how and why we t...

Time to Use Your PTOs: Out of the Office Summer 09.06.2025

In this episode, Lawrence shares his out-of-the-office thoughts in preparation for his vacation.  From unexpected insights to rediscovering lost passions, personal thoughts on how time off can bring clarity, creativity, and a fresh perspective. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embraci...

The Hidden Truths of Wealth 02.06.2025

Lawrence is solo on today's podcast, discussing the layers of what it means to be wealthy. Beyond luxury cars and flashy lifestyles, we explore the unseen foundations of lasting wealth: mindset, discipline, relationships, and purpose.  Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our di...

From Struggle to Strength: Black Financial Freedom ft. Don Johnson 19.05.2025

In this episode, Lawrence is joined by guest Don Johnson, who explores the powerful journey from financial hardship to empowerment within the Black community. We unpack the challenges and victories of building generational wealth through personal stories, practical tips, and historical context. Mindset shifts, financial literacy, and community support drive a new era of Black financial freedom.  ...

Your Final Expenses: the Last Bill that Your Family Will Receive 28.04.2025

Death might be the end of life, but it’s not the end of the bills. In this mini-solo episode, Lawrence dives into the surprisingly high cost of dying. From funerals and burials to cremation, paperwork, and hidden fees. Lawrence breaks down where all that money goes when someone dies. He also discusses how families can prepare, avoid financial strain, and make smarter choices regarding final expens...

Keeping Something in Reserve: Crashing Out Financially 21.04.2025

In this solo mini-episode, Lawrence discusses the complex relationship between money, people, and power (especially today's political climate). Trump's administration has been anything but subtle. The rise of wealth inequality, tax cuts for the rich, polarizing policies around immigration, and social justice shape how we view our cash and our connections.   The reserved nature of money and people...

A Cautionary Tale: Influencer's Financial Struggles 14.04.2025

Lawrence and Alainta discuss the concern of a young influencer facing financial difficulties after pursuing multiple business ventures. Alainta and Larence analyze her story, noting that she started several risky businesses during the pandemic, including Turo (car rentals) and Airbnb rentals. They discuss her bankruptcy filing, legal issues, and a recent attempt to rent a luxury apartment despite...

Economic Challenges and Stock Market Plumbing: It Stinks! 07.04.2025

In this episode, Lawrence and Alainta explore the economic challenges posed by the President's recent tariff decisions and how they ripple through the global economy. The conversation focuses on the intricate "plumbing" of the stock market, exploring how tariffs disrupt international trade and the mechanisms that allow financial markets to function smoothly. We also explore the psychological and e...

The Million-Dollar Power of Relationships 17.03.2025

This episode, Lovely and Lawrence, explores the powerful connection between relationships and financial success. The people you surround yourself with—friends, mentors, and professional connections—play a crucial role in shaping opportunities, personal growth, and financial well-being.   Cultivate meaningful relationships, explain why reciprocity is key, and explain how a strong network can open d...

In proximity to Poverty: Financial Independence Is Not Just for White Guys 10.03.2025

In this episode, Lawrence and Lovely review the article " Black Woman Who Retired at 30: Financial Independence is Not Just for White Guys ," which explores the inspiring story of a Black woman who achieved financial independence and retired early. We discuss how her journey challenges common narratives around wealth-building and the FIRE (Financial Independence, Retire Early) movement, which ofte...

Reduction in Force: Unpacking the Impact of Trump 2.0 and Massive Federal Layoffs 03.03.2025

In this episode, Lawrence dives into the lasting effects of the Trump administration’s policies on federal government workers, focusing on the massive layoffs during his office. Lawrence explores how these job cuts impacted the workers and the broader government landscape, with insights into the political and economic motivations behind the decisions—the long-term consequences for federal employee...

TFG's Lives are Lyfing 03.03.2025

In this short episode, Lawrence shares life updates,  discussing how everyone navigates their busy seasons. The challenges and triumphs of balancing hectic schedules while maintaining financial security. It's a candid look at how life can be overwhelming but rewarding, as each host has found ways to stay on top of their personal and professional commitments. It's a real talk on handling growth, ch...

Relationship Assets: Reconnecting with Family & Traveling 10.02.2025

In this episode, the crew explores how travel and quality time can rebuild family connections. We discuss how breaking away from daily routines and discovering new places strengthens bonds, creates lasting memories, and reignites meaningful conversations. From family vacations to road trips, we share personal stories and practical tips for maximizing our time together. Whether it's about reconnect...

Trump's First Moves: How Executive Orders are Shaping the US 03.02.2025

It's 2025, and TFG is back! In this episode, Lawrence and Lovely explore how President Trump’s early executive orders impact the political landscape. We discuss his tax cuts, healthcare policy changes, and deregulation efforts, examining how they affect the average American's wallet. From tax bracket changes to healthcare reform's potential costs, we break down what these policies mean for your fi...

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