THE FINANCIAL COMMUTE

What if generating income wasn’t about chasing yield, but about getting your money back first? At our 2025 Investor Symposium, Michael Grosslight sat down with Brad Allen, Managing Partner of Keystone National Group, to unpack what it really means to build durable income through asset-backed lending. Brad explains how Keystone focuses on tangible collateral—like equipment, real estate, and financi...

Generating reliable income in today’s market requires more than chasing yield. It requires structure, discipline, and downside protection. In this session, Wealth Advisor Ian Rennick sits down with Co-Founder of Stormfield Capital, Wes Carpenter, to explain how private real estate lending works, why being “the bank” can offer consistent cash flow, and how first-lien, low loan-to-value loans help p...

Real estate has quietly endured one of its most challenging periods in decades, and Clay Grubb, CEO of Grubb Properties, isn’t sugarcoating it. In this candid conversation, Clay and Megan unpack how rising interest rates, soaring construction costs, and frozen capital markets have reshaped real estate investing even as housing demand continues to grow. Clay explains why Grubb Properties’ long-term...

Transferring wealth is never just about dollars. It’s about values, expectations, relationships, and the messy emotions that often come with. In this insightful conversation from our 2025 Investor Symposium, Estate Planning Attorney Brian Standing and Wealth Advisor Patrice Bening unpack the realities of gifting and inheritance. They explore how thoughtful structures can turn money into meaning an...

Among older adults, retirees are more likely to experience depression than those who are working due to feelings of loneliness and loss of identity. But, it shouldn’t be this way. This chapter of freedom we work so hard for is called the “golden years” for a reason, and while the end of a career may feel like the finale, it’s actually the doorway to a plethora of opportunities, relationships, and...

Some of the most compelling investments today aren’t in Silicon Valley. They may be aging quietly in bourbon barrels, running across a soccer field, or docked at marinas.  In this fascinating session from our 2025 Investor Symposium, Managing Director of Investments Sasan Faiz and Ashley Marks, Co-Founder and Co-Managing Partner of Cordillera Investment Partners, pull back the curtain on some of t...

Owning investment real estate can feel like a badge of honor until the rising costs, headaches from maintenance, and shrinking returns start to tell a different story.  At our 2025 Investor Symposium, COO & CMO Stacey McKinnon and Wealth Advisor Kevin Rex unpacked the tradeoffs of holding vs. selling real estate. They explored dead equity, increasing costs, tax considerations, and how real est...

The American Dream has long been a cornerstone of optimism and progress. But for many today, that dream feels uncertain, shaped by affordability challenges, growing debt, and a financial culture defined by short-term thinking.  At our 4th Annual Investor Symposium, CEO Jeff Sarti posed a timely question: What’s next for the American Dream and what does it mean for investors?  Alongside Chief Inves...

Losing a spouse is one of life’s most impactful and difficult experiences. What can make it even harder is that amidst their grief, widowers and widows are often faced with administrative tasks and important financial decisions.  In this episode of THE FINANCIAL COMMUTE, Wealth Advisors Sophie Leahy and Chris Galeski discuss these challenges, sharing how grief and financial decisions intersect and...

In this episode of THE FINANCIAL COMMUTE , Client Relationship Specialist Kristin Dillon and host Chris Galeski discuss how partnership and accountability are often the missing links in financial success. Our goal with our flat-fee financial planning offering, Modearn®, is to make quality coaching more accessible for Gen Xers and Millennials throughout their wealth-building journey.  Tune in if yo...

In this episode of THE FINANCIAL COMMUTE , Chief Investment Officer Meghan Pinchuk and Wealth Advisor Patrice Bening tackle one of the most stressful topics for parents: college planning. Tune in if you’re interested in… • Learning how to plan for college without sacrificing retirement • Understanding how much to save and where to start • Navigating financial aid, student loans, and the FAFSA proc...

What happens when you enter a new stage of life while your partner stays put? In this episode of THE FINANCIAL COMMUTE , Chris and Priscilla explore how navigating different retirement timelines can affect everything from a couple's finances and emotions to daily routines.  Tune in if you’re interested in… • Managing the financial and emotional shift when one partner retires first • Finding b...

Planning for retirement is about more than finances. It’s also about where and how you want to live. In this episode of THE FINANCIAL COMMUTE , host Chris Galeski sits down with retired Wealth Advisor Jason Naiman to discuss the pros and cons of different retirement living options, from staying in your own home to exploring new communities. Tune in if you’re interested in… Understanding the financ...

Cooked. Chopped. Rizz. Sus. The kids of today have their own language, leaving older generations scratching their heads. Does this disconnect go deeper than words?  In this week’s THE FINANCIAL COMMUTE episode, host Chris Galeski and Wealth Advisor Austin Overholt discuss how each generation’s zeitgeist impacts their approach to money and life, and why conversations about financial mindsets are so...

In this episode of THE FINANCIAL COMMUTE , host Chris Galeski and Wealth Advisor Stacey McKinnon unpack the concept of lifestyle creep—what happens when your spending rises with your income. Tune in if you’re interested in… • Understanding how lifestyle creep sneaks into your finances • Learning strategies to enjoy more without overspending • Spotting the trade-offs between short-term upgrades and...

On this episode of THE FINANCIAL COMMUTE , host Chris Galeski and Wealth Advisor Beau Wirick take a closer look at Robert Kiyosaki’s Rich Dad Poor Dad —one of the most popular (and controversial) personal finance books ever written. Tune in if you’re interested in… • The core lessons of Rich Dad Poor Dad, and whether they hold up today • Understanding the difference between assets and liabilities...

Headlines around the Fed’s Jackson Hole speech always seem dramatic. But how much do these events really matter for your portfolio? In this episode, host Chris Galeski sits down with Chief Investment Officer Meghan Pinchuk to unpack what’s behind the headlines, why the market reacts the way it does, and how they approach portfolio management without getting caught up in the noise. Tune in if you’r...

In this episode of THE FINANCIAL COMMUTE , Executive Vice President Eric Selter joins host Chris Galeski to dig into one of the most overlooked financial tradeoffs: the opportunity cost of holding too much cash. 🎧 Tune in if you’re interested in… • Understanding the hidden risks of keeping large cash balances • Learning when cash is helpful—and when it holds you back • Exploring strategies to bal...

On this week’s episode of THE FINANCIAL COMMUTE, CEO Jeff Sarti joins host Chris Galeski to dive into the role of precious metals in a modern portfolio. Why do investors keep turning to metals during uncertain times? Tune in if you’re interested in… • Learning how silver, platinum, and palladium fit into the picture • Understanding the case for (and against) gold in today’s markets • Exploring whe...

The One Big Beautiful Bill is here- and with it, some of the most sweeping tax changes in recent years. Wealth Advisors Beau Wirick and Ian Rennick are here to break down the 2025 tax legislation and how it impacts you. Tune in if you're interested in... Smart charitable giving before new deduction limits kick in How the $40,000 SALT cap affects your itemized deductions Bonus depreciation’s r...

Recessions are a natural part of the economic cycle- and for business owners, they can also be a time of unexpected opportunity. In this episode, Wealth Advisor Joe Seetoo and host Chris Galeski share practical ways business owners can prepare for a downturn while strengthening the long-term value of their companies. Tune in if you’re interested in... How to maximize enterprise value by reducing o...

As private investments become more accessible to individual investors, headlines warning of their risks are on the rise. But are all private investments created equal? In this episode, Chief Investment Officer Meghan Pinchuk joins Chris to separate fact from fear, unpacking the differences between institutional-sized private funds and the smaller, more selective opportunities favored by their team...

In this episode of THE FINANCIAL COMMUTE , wealth advisors Sophie Leahy and Chris Galeski dive into one of the most common client questions: “What should I do if we go into a recession?” While no one can predict the next downturn, they walk through three key steps you can take to feel more confident, no matter what the economy throws your way. Tune in if you're interested in… • Knowing how a...

Did you know that among affluent parents, 67% have never spoken to their adult children about finances? These families are missing the opportunity to foster communication, align values, and prepare the next generation for personal, financial, and professional responsibilities.  Executive Vice President Eric Selter joins host Chris Galeski on this week's episode of THE FINANCIAL COMMUTE to dis...

In this episode of THE FINANCIAL COMMUTE, host Chris Galeski and Financial Planning Associate Ian Rennick dig into a shiny subject—gold. Is it a smart investment today? Should you own it in your portfolio, and if so, how much?  Tune in if you're interested in: Why central banks around the world are buying record amounts of gold How gold can help protect your portfolio from inflation and marke...