The FI Guys

Remember when “retire by 35” was the dream? Yeah… life’s gotten a little more expensive since then. In this episode of The FI Guys , we dig into whether financial independence is actually dead — or just evolving. 📧 Connect with Chris at Monzon Wealth: https://www.monzonwealth.com/📈 About The FI Guys:Welcome to The FI Guys, your go-to channel for all things related to financial independence, inve...

📧 Connect with Chris at Monzon Wealth: https://www.monzonwealth.com/📈 About The FI Guys:Welcome to The FI Guys, your go-to channel for all things related to financial independence, investing, and personal finance! We're passionate about helping you achieve your financial goals and gain control over your money. Subscribe now for weekly videos packed with tips, insights, and strategies to help you...

In this engaging (Part 2) conversation, Whitney Elkins-Hutten shares her experiences and insights on training for the Pike's Peak Ascent, the importance of recognizing happiness in everyday life, and the concept of financial independence. She discusses the five freedoms that contribute to a fulfilling life, the significance of mindset in achieving financial success, and the necessity of teachi...

In this (Part 1) conversation, Whitney Elkins-Hutten shares her journey from a traditional career in public health to becoming a successful real estate investor and coach. She discusses the importance of finding financial independence, the lessons learned from early mistakes in real estate, and the significance of untangling one's identity from their profession. The conversation also explores...

In this episode, Chris and Dominic explore philosophical insights from David Foster Wallace's commencement speech, discussing the importance of awareness, perspective, and personal growth. They address the challenges of victimhood and the default settings many people live by, emphasizing the need to find meaning in life and work. The conversation also includes a viewer mailbag segment where they p...

What does financial independence really mean beyond spreadsheets, savings rates, and the 4% rule? In this episode of The FI Guys, Chris and Dom explore the surprising connection between the path to financial freedom and David Foster Wallace’s famous commencement speech, “This Is Water.” The most important realities are often invisible — the “default settings” that guide our thoughts and actions. M...

In this part 2 interview episode of the Fi Guys podcast, Janna Scott shares her journey from public accounting to specializing in taxes and cryptocurrencies. She discusses the challenges faced by the middle class due to short-term focus in financial strategies and the IRS's approach to taxation, particularly regarding crypto. Janna emphasizes the importance of proper tax compliance and offers solu...

Are you struggling to understand cryptocurrency taxation and how the IRS handles crypto reporting? In Part 1 of this two-part series, Chris Monzon sits down with Janna Scott, a public accounting expert turned crypto tax strategist, to explore the challenges of navigating the modern financial system. In this episode, Janna shares: - Insights from her experience in public accounting and cryptocurren...

In the final episode of The FI Guys Crash Course , Chris and Dominic take a step back from numbers to dive into the philosophy behind wealth building. They explore why financial independence isn’t just about money, it’s about mindset, discipline, and purpose. From calling out flaws in the education system to exposing how social media warps our perception of success, the FI Guys keep it real about...

Ready to take the *final* step toward Financial Independence? 📧 Connect with Chris at Monzon Wealth: https://www.monzonwealth.com/📈 About The FI Guys:Welcome to The FI Guys, your go-to channel for all things related to financial independence, investing, and personal finance! We're passionate about helping you achieve your financial goals and gain control over your money. Subscribe now for weekly...

In this episode of The FI Guys , Chris and Dominic dive into the power of lifelong learning — and why your education shouldn’t end after school. They explore how creating an education budget can become one of the smartest investments you ever make, helping you build both financial independence and personal growth. The guys unpack the importance of being the hero of your own story , taking ownershi...

Is college still worth the price tag? In this episode of The FI Guys Podcast, Dom and Chris break down the real numbers behind college, trade schools, and lifelong learning—and what it all means for your path to financial independence. We’re diving into why tuition keeps skyrocketing, how to calculate your true ROI on a degree, and why skipping college might actually be the smartest money move for...

Insurance isn’t sexy—but it’s essential. In this episode of The FI Guys , Chris and Dominic break down the real purpose of insurance, how to think about risk mitigation, and why treating insurance like an investment is a mistake. They uncover the truth behind life insurance policies, why so many never pay out, and what you should know before signing up. The guys also dive into estate planning—how...

Insurance doesn’t have to be confusing — or boring. In episode 10 of the FI Crash Course we break down the real purpose of insurance: managing risk, not building wealth. They unpack common misconceptions, explain key terms, and reveal how to pick the right coverage without overpaying. From health and homeowner’s insurance to life and disability coverage, this conversation helps you understand what...

In this episode of FI Friday Feedback , Chris and Dominic break down key tax strategies for 2025 and share actionable ways to keep more of your hard-earned money. They explore how the progressive tax system works , highlight legal methods to reduce taxes, and explain why understanding these concepts is critical for financial flexibility . The hosts also dive into a viewer letter celebrating a $500...

Are you paying more taxes than you need to? In episode 9 of the FI Crash Course Remaster, the FI Guys break down tax optimization strategies for 2025 so you can learn how to keep more of your hard-earned money. We cover everything from how the progressive income tax system works to retirement account contribution limits for 2025, and we’ll show you how to reduce taxable income, lower your effectiv...

In this episode of the FI Guys, Chris and Dominic break down the core principles of financial independence and smart investing . They dive into the mindset shifts that are crucial for building wealth, explain different investment vehicles , and explore how to balance paying down debt while keeping healthy cash reserves. The hosts also tackle a real listener question about debt management, giving p...

In this episode of the FI Guys Podcast, we break down how to invest for long-term financial independence in a simple, no-jargon way. This is Part 2 of our remastered FI Crash Course Episode 8 on investing. Today, you’ll learn: ✅ The FI Guys’ 5 Rules for Successful Long-Term Investing ✅ The two main stages of investing (wealth-building vs wealth-preservation) and how to adjust your strategy for e...

Welcome back to the FI Guys podcast! In this episode, we break down the essentials of long-term investing and how it plays a critical role in achieving financial independence. They explore the impact of inflation on your personal finances, practical strategies for starting your investing journey, and how to make informed money decisions that align with your values—not societal expectations. From u...

Welcome to Episode 7 of The FI Guys Financial Independence Crash Course—where we make investing simple and accessible for everyone on their journey to financial freedom. In this episode, we break down the fundamentals of investing for beginners, explaining why investing is a critical step beyond just saving money. You’ll learn how to leverage the power of compound interest to grow your wealth expo...

Balancing financial health isn’t just about cutting lattes (though, yes, we talk budgeting too). In this episode of The FI Guys, we dive deep into what it really means to build lasting financial independence. We explore the two sides of the money coin: smart budgeting and finding ways to increase income — whether that’s negotiating a raise, launching a side hustle, or finally charging what you’re...

Are you relying only on budgeting to build wealth? Think again. In episode 6 of The FI Crash Course, we dive into the power of income growth as a key driver of financial independence. Whether you’re in a W-2 job, exploring entrepreneurship, or curious about side hustles, this episode is packed with actionable strategies to help you earn more, work smarter, and make your money work for you. Learn w...

In this episode of The FI Guys podcast, Chris and Dom dive into the philosophy of financial independence and the power of intentional spending. Instead of letting possessions or job titles define you, the guys challenge you to ask the big question: “Who are you really—what you have, what you do, or who you are?” They explore how tying your self-worth to fragile things like wealth or status can lea...

Welcome to Episode 5 of the FI Crash Course Remastered. In this episode of The FI Guys, Chris and Dominic tackle the heart of financial independence: spending smarter, not earning more. They break down the "big three" spending categories—housing, transportation, and food—and show how mastering these can unlock serious financial freedom. From the joy of experiences versus material possessions to th...

Financial independence doesn’t have to be complicated—yet so many of us get lost in the noise. In this episode of The FI Guys, we break down why simplicity is the secret to personal finance and how self-awareness can help you escape the traps of societal expectations. We explore the dangers of financial complexity, why “question everything” is one of the most powerful money rules, and how surround...