The EPAM Continuum Podcast Network

The cloud creates “cloud cowboys,” says Yinon Costica, VP of Product and Co-Founder of Wiz. This creates, as you might imagine, security issues. “Cloud allows people to really own their stuff end-to-end. They can basically create whatever they want,” says Costica. But he says that security professionals need to ensure that the cowboys can “govern their environments in a way that is secured while t...

When it comes to financial literacy, many banks and financial institutions claim it’s something they actively prioritize for their customers. In reality, this often tends to be lip service. “Banks like to think they’re doing something in this space….They’ll write a long blog that will sit in a resource page on their website. But if you look at the analytics behind those pages, generally they have...

The era of generative AI needs humans… not just the data sets they create. Now and going forward, companies will need to depend on perceptive, intelligent, creative humans who can evaluate and, when necessary, stand up to the black box output AI throws at them. What kind of traits do such people embody? Where might we find them? What might they teach the rest of us? That’s what this episode of *Si...

When it comes to empowering women—truly empowering them—The Estée Lauder Companies is doing something different. We know this because Michael Smith, CIO of ELC, recently dropped by *The Resonance Test* to talk about the extensive success they’ve had in this area. In a conversation with Regina Viadro, EPAM’s VP and Co-Head of North American Business, and *Resonance Test* Producer Ken Gordon, Smith...

The reason we don’t think of insurance as an industry on the cutting edge of technological innovation is that, well, it’s *not.* Not today anyway. Nonetheless, insurance’s brightest thinkers know a change is overdue and are making the transformation to digital a reality. Doing so involves the incorporation of robust data and analytics programs, and that’s precisely what we’re talking about on this...

If a bank releases a new digital product, but it’s not intuitive enough to resonate with customers, does it make a noise? When a bank undergoes a major digital transformation, what steps can they take to help ensure the experience they’ve painstakingly crafted resonates with customers and makes the right kind of noise in the marketplace? These are the sorts of questions Alex Jimenez, EPAM’s Managi...

On the latest #CybersecurityByDesign conversation, we’ve got our minds set on… hacking. Bruce Schneier, author of the recently published *A Hacker’s Mind: How the Powerful Bend Society’s Rules and How to Bend Them Back Again,* chats with Sam Rehman, EPAM’s Chief Information Security Officer and SVP, about the hacking mindset and what it means for security in the age of generative AI. Schneier gets...

When it comes to artificial intelligence, how responsible is the financial services industry? How responsible must it be? And how what steps should it take to get there? These are the sort of questions Alex Jimenez, EPAM’s Managing Principal of Financial Services Consulting, is asking of Kathryn “Kate” Hughes, our Director of LegalTech and ERM Business Consulting, in this #TakeItToTheBank conversa...

Not *soccer* teams: SOC teams. When we say SOC, we’re talking, of course, about the Security Operation Center, a group charged with monitoring, detecting, preventing, and responding to cybert threats. In this #CybersecurityByDesign conversation Michael Mumcuoglu, CEO and Founder of CardinalOps, Sam Rehman, EPAM’s Chief Information Security Officer and SVP, and Aviv Srour, our Head of Cyber Innovat...

There's value—business value—lodged in the cloud! But to begin releasing this value, a shift in mindset is required. Organizations need to understand that cloud isn't just for IT people but for business leaders seeking to create an adaptive organization and apply the idea of composable business. Cloud is essential for creating composable business, and all it promises. In this *Silo Busting* conver...

Everybody's talking about generative AI and ChatGPT… but few are doing so with the clear-eyed intelligence and honesty of Sandra Loughlin, EPAM's Chief Learning Scientist, and Alexandra Diening, our Head of Research & Insights for EMEA. In this episode of *Silo Busting,* our conversationalists think about how to optimize this new tech and the unique environment it is creating. Loughlin says that,...

Now is an odd time to be a Chief Digital Officer at a financial services organization. The Fed is fighting inflation while watching unemployment numbers. Consumer spending is in flux. Banks are still—still!—trying to figure out their budgets. With all this going on, how’s a CDO going to proceed with a big digital transformation project? That’s exactly the topic Alex Jimenez, Managing Principal, Fi...

It’s time for your authentication journey! Mandeep Khera, the Chief Marketing Officer at SecureAuth, is our guide in this #SecurityByDesign episode of *Silo Busting.* And Sam Rehman, EPAM’s Chief Information Security Officer and SVP, is of course on hand to pepper Khera with questions about the fascinating concept of passwordless. Khera begins with a little history—we move from plain text password...

May we borrow your attention for a few minutes? If you have a vested interest in commercial, residential, business, and/or personal lending, pull up a chair to hear what Chris Karageuzian, CEO & Co-Founder at Help With My Loan, and Alex Jimenez, Managing Principal, Financial Services Consulting at EPAM, are saying on our latest #TakeItToTheBank conversation. The economy is getting softer but that...

The cloud may have made business more flexible, but it has made security *complicated.* According to Jay Parikh, CEO at Lacework and our guest on this #CybersecurityByDesign conversation, the cloud model “introduces a whole new set of risks that I think the industry, we all, are really trying to put our arms around.” Parikh and Sam Rehman, EPAM’s Chief Information Security Officer and SVP his conv...

“When I meet with executives at banks, every single one of them tells me that they compete by how customer-centric” they are, says Alex Jimenez, Managing Principal, Financial Services Consulting at EPAM. “They can't really verbalize what that means.” By contrast, Frank Sorrentino, Chairman and CEO of ConnectOne Bank, our guest on this #TakeItToTheBank conversation, is quite articulate indeed. List...

Insurance and cybersecurity have a lot in common. They are both highly relevant and profoundly misunderstood and need spokespeople who can explain—clearly—how they function. Fortunately, we have two people on this #CybersecurityByDesign episode of *Silo Busting* who understand the worlds very well: Lynn Rivenburgh, VP of Business Consulting at EPAM, and Sam Rehman, EPAM’s Chief Information Securit...

So what’s in your mobile wallet? Questions around digital payments are on the minds of our two guests on this #TakeItToTheBank episode of *Silo Busting.* Chase Petrey, COO of Pi, and Alex Jimenez, Managing Principal, Financial Services Consulting at EPAM, talk—with great gusto—about real-time payments, data complexity and scale, the evolution of fraud risk monitoring, embedded finance, “fast fraud...

Loyalty: It ain’t what it used to be. The customers of 2022 are much (much, much) more demanding than customers used to be. Not only that, when their high expectations aren’t met, they’ll let the world know all about it, which can quickly degrade a brand. Which is why Pierre Kremer, Senior Director, Retail & CPG, Digital Engagement Practice EMEA at EPAM, and Chris Hosmer, our Managing Principal, E...

Home, they used to say, is where the heart is. Now it’s also where people do an enormous amount of shopping. We learned all about this in the most recent installment of our *Consumers Unmasked* report, and our experts—Jen Jones, the Chief Marketing Officer at commercetools, and Mario Crippa, Head of the Physical Experience Practice EMEA at EPAM Continuum—employ these insights to fuel an animated c...

When you think of the term “mergers” what comes next? “Acquisitions,” of course! But what follows after that? How about… “cybersecurity”? Does that concept immediately pop to mind when thinking about M&A? According to the latest #CybersecurityByDesign episode of Silo Busting, it should—but perhaps this isn’t always the case. Listen as Sam Rehman, EPAM’s Chief Information Security Officer and SVP,...

This time, it’s personal. Welcome to the premier installment of #TakeItToTheBank, our new series of financial services conversations on *Silo Busting.* In this episode, Liz High, co-author of *Think like a Brand, Not a Bank: 5 Practical Strategies to Unlock Innovation, Connect with Customers, and Grow,* and Alex Jimenez, Managing Principal, Financial Services Consulting at EPAM, get into how banks...

It’s a weird moment for fashion. Think about refashion, digital fashion, and the challenges of brand loyalty in a complex and increasingly expensive world. What’s a fashion brand to do in the face of all this change? Well, a smart place to start is the recently published third installment of our *Consumers Unmasked* research. And that’s exactly where our *Resonance Test* guests—Michelle Grant, Dir...

*Cloudy with a strong chance of organizational change.* That’s the forecast for just about every business right now. The cloud brings both great promise and the potential for disruption. Sadly, few companies understand how to prepare their IT ecosystems for such a storm of transformation. Luckily for them, our guests on Silo Busting, Miha Kralj, EPAM’s VP of Cloud Strategy, and Sandra Loughlin, ou...

“I have always looked at a safe environment as part of what needs to be in a healthy environment,” says Sam Rehman, our Chief Information Security Officer and SVP, on the latest #CybersecurityByDesign conversation. To which Michelle Dennedy, CEO of PrivacyCode, co-author of *The Privacy Engineer's Manifesto,* and our latest podcast guest, responds: *I love what you're saying, Sam. You want your fa...