The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

The FED just slashed rates by .5%, here's what they means for your mortgage! In this video, we are going to discuss the latest move from the Federal Reserve and how that will impact interest rates going forward ✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert 🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3...

The Federal Reserve Just Flipped The Housing Market By Cutting Interest Rates! How low will mortgage interest rates go? Buy now or wait? In this live episode, we dive into the latest inflation numbers, Federal Reserve updates, and key employment data to help you understand what it all means for mortgage rates, the housing market, and your decision to BUY NOW or WAIT for better prices in 2024. Don&...

In today’s challenging housing market, working with a true professional is more important than ever. With so many agents leaving the business and the market shifting, you need someone with experience who can guide you through complex transactions, negotiate the best deal, and help you avoid costly mistakes. In this video, I’ll explain why having a seasoned real estate agent in your corner is criti...

Employment and Inflation are Slowing as Mortgage Rates Drop – Could We See Rates Below 6% in 2024? Will this make housing more affordable? In this live episode, we dive into the latest inflation numbers, Federal Reserve updates, and key employment data to help you understand what it all means for mortgage rates, the housing market, and your decision to BUY NOW or WAIT for better prices in 2024. Do...

The Federal Reserve Just SHIFTED Their Policy On Interest Rate Cuts! What does that mean for the Housing Market? Logan Mohtashami, an economist with Housingwire, discusses the dynamics of the housing market, including the impact of mortgage rates and the Federal Reserve's policy. He explains the concept of real rates and the Fed's rate cuts. Logan also shares his forecast for mortgage rate...

Housing Affordability is continuing to improve as mortgage interest rates grind lower. Should you BUY NOW or WAIT for Lower Mortgage Rates? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market ✅ - Get connec...

The Federal Reserve does NOT control your mortgage rate—so stop assuming a rate cut means cheaper loans! In this episode, we dive deep into one of the biggest misconceptions in real estate: the belief that the Federal Reserve directly sets mortgage rates. Spoiler alert—it doesn't! We'll explain the real factors that influence mortgage rates, why they don't always follow the Fed's m...

Will mortgage interest rates move lower as the FED starts to cut rates? Will the housing market become more affordable? Should you BUY NOW or WAIT for Lower House Prices? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024...

Ever wonder why your lender is so eager to close your mortgage? It's not just about getting you into your new home—it's about how they get paid. In this video, we’re pulling back the curtain on the various ways mortgage professionals make their money and what that means for you as a borrower. Whether you’re buying your first home, refinancing, or just curious about the process, understandi...

Buying a home is one of the most significant decisions you'll ever make, but it doesn't have to be as stressful as many buyers make it out to be. In this video, we'll dive into the common mistakes and misconceptions that add unnecessary pressure to the process—from letting emotions cloud your judgment to overanalyzing every detail. Learn how to stay focused on your goals and make the e...

Mortgage rates are dropping and likely to continue moving lower as inflation moderates with weather than expected employment data. What affect will The FED having on mortgage rates? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affec...

The Housing Market is shifting with lower mortgage rates and more inventory. Should you buy now or wait? In this conversation with John Wake from RealEstateDecoded we discuss the current changes in the housing market and what he expects with housing appreciation and the potential for a housing market crash based on his analysis of housing market data. ✅ - Get connected with us or to a local exper...

Mortgage Interest Rates have dropped over .75% in just over a month and likely to continue lower. In this video, we dive into why interest rates are expected to continue moving lower, despite recent highs. We explore the Federal Reserve's dual mandate and how their focus on price stability and full employment plays a crucial role in their decision-making. We analyze recent economic indicators,...

Will the Housing Market become more affordable with lower interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as housing affordability remains a problem? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the...

The housing market is a minefield—are you prepared to navigate it? In this episode, we dive into real client stories that highlight the crucial need to start early and work with a professional. From complicated loans and unexpected property issues to the pitfalls of rate decisions, these real-life experiences underscore the dangers lurking in the real estate world. Discover how to sidestep common...

Do NOT believe the media when it comes to headslines about delinquencies and foreclosure. As headlines scream about rising foreclosures, it's easy to feel alarmed. But is there really cause for concern? In this video, we dive into the data to uncover why these rising numbers aren't as scary as they seem. We'll explore the context behind the statistics, what this means for the housing m...

Do NOT get your mortgage from a Big Box Lender! In today's show, we dive deep into all your mortgage options and explain why avoiding Big Box Lenders is crucial. We'll explore banks, credit unions, mortgage companies, brokers, and large call center lenders, giving you the pros and cons of each. Plus, we'll provide a simple 3-step criteria to help you make the best decision. ✅ - Get co...

The Housing Market (national home prices) are up a staggering +44.1% since March 2020. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. ✅ - Get connected with us or to a loca...

Think velocity banking is your ticket to a debt-free future? Before you dive in, watch this video. We uncover the hidden pitfalls and high risks of this popular mortgage payoff strategy. Learn why it might not be the magic solution it's cracked up to be and how it could end up costing you more than you bargained for as we help you become The Educated HomeBuyer. ✅ - Get connected with us or to...

Are you a first time home buyer wondering how much you're being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage? How do you compare one lender to another by looking at the loan estimate? What is a loan estimate? When Should I received my loan estimate? What is most important about my loan estimate? What's the difference between clo...

House prices rose 5.8% year over year and hit a new all -time high of $419,300 even as inventory of homes for sale continues to rise. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. ✅ - Get connected w...

Where is the housing market headed into 2024 for the second half of the year? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the remainder of the housing market in 2024. They analyze factors such as wage growth, interest rates, inflation, and inventory levels to determine the direction of home sales...

Lower inflation and jobs numbers have allowed the 10 year to moderate leaing to lower mortgage rates. How will this affect the housing market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. ✅ - Get co...

Inventory is UP over 36% year over year while house prices continue to push higher. How is inventory and prices growing at the same time? It's because all real estate is local! In this episode, we discuss why inventory alone doesn't tell the whole story and what you should pay attention to as a buyer or seller in the 2024 housing market to help you become The Educated HomeBuyer. ✅ - Get c...

The direction of the housing market is being held in the palm of the Federal Reserve. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market. ✅ - Get connected with us or to a local expert in your market, http...