The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

The Crashers are now calling for a crash in the short term rental market to bring down house prices and housing affordability but the reality is they are likely WRONG again. What is the airbnb crash all about? What's the theory behind the airbnb bust? What's really going on with the short term rental housing market? In today's episodes we discuss their arguments for an airbnb Housing Collapse and...

New Home Sales Surge Past Expectations rising 20% and rising for the third month in a row. At the same time, the U.S. posted it's first annual decline in home prices since 2012 while The FED is still talking about raising interest rates. Should you Buy Now Or Wait For The Great Reset? When will house prices become more affordable? In this live episode, we are going to discuss the latest from t...

The Housing Crashed ENDED Before It Ever Started as Housing Prices stabilized in 2023. The Crash Bros have been calling for a housing crash for the last 10 years and for 10 years, they've been wrong on so many levels. In today's episodes we discuss their arguments for a Housing Collapse and give you the reality of what's likely to happen with employment, mortgage rates, house prices al...

The Housing Market is starting to show some signs of weakness with demand dropping and inventory building with mortgage rates pushing close to 7%. Should you Buy Now Or Wait For The 2024 RECESSION? When will house prices become more affordable? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you...

The Housing Market is out of control with rising interest rates while housing affordability sits at al time lows. In addition, you have the economy sitting on the edge of a major recession. Should you buy now or wait for a housing crash? In this episode, we discuss why you should not buy a house as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert i...

The Housing Market continues to push higher even in the face of higher mortgage rates and slowing buyer demand. When will house prices become more affordable? Should you buy now or wait for a housing collapse? In this live episode, we are going to discuss the latest from the FED in addition to discuss the recent CPI data and helping you understand how that affects you as a buyer or seller in the c...

Are you a first time home buyer curious about the 1% down payment option through Rocket Mortgage or United Wholesale Mortgage (UWM). What are the loan requirements for the 1 percent down payment mortgage? What credit score do you need for Rocket One Plus? What are the pros and cons of UWM vs Rocket Mortgage? In this video, we discuss the new 1% down payment options to help you become The Educated...

Mortgage Rates are having a bigger impact on the 2023 housing market than anyone ever anticipated and it's not necessarily due to rising interest rates. The FED created BIG problems during the pandemic by artificially pumping money into the financial system in turn locking many homeowners into their homes. Even though buyer demand has dropped significantly so has the available inventory which...

Mortgage Interest Rates just hit the highest level we've seen in 6 months with the FED talking about the potential of another rate hike in June? When will we see interest rates moderate? Will higher rates cause a housing crash? In this episode, we discuss the idea of mortgage rates staying higher for longer due to The FED paying too much attention to employment figures versus what's actual...

The 2023 Housing Market is now facing new problems as mortgage interest rates hit 6 month highs. On top of rising interest rates, we also have a lack of inventory keeping home prices high. The combination of mortgage rates and a shortage of inventory has homebuyers wondering should I buy now or wait? In this episode, we discuss the latest updates on the economy, inflation, employment while answeri...

Homeownership Isn't The Right Answer For Everyone! What should you do if buying a house is not right for you? How do you end up in the same position as a homeowner when it comes to retirement? How much money do you have to invest to have the same net worth as a homeowner? In this episode, we discuss what you have to consider if you're preparing to not buy a house in 2023 as we help you bec...

Mortgage Rates Are Sitting At 2 Month Highs while the number of sales continues to slow. How will rising interest rates impact house prices? Is there a chance we could see a Housing Market Collapse? ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert Slides - https://docs.google.com/presentation/d/1aEDqcO2phQrnazDeR...

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2023? What is the risk of not buying a house in 2023? In this episode, we discuss what you have to consider if you're weighing your options with homeownership as we help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out...

The Housing Market is broken as higher mortgage interest rates have led to less inventory coming to the Housing Market, in turn, stabilizing house prices. When will we see housing affordability improve? Is there a housing crash coming in 2023? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in ad...

The 2023 Housing Market has been anything but normal with both a limited supply of available inventory as well as limited demand but house prices remaining very strong. What has to change in the current real estate market to see a change in the overall housing market? Should you buy now or wait? In this episode, we discuss how the current state of the housing market as well as what has to change f...

The biggest problem in the housing market right now is the lack of housing supply which is continuing to drive up house prices. In addition we have the FED hiking interest rates putting further strain on housing affordability. Did you know that 90% of homeowners have a mortgage interest rate below 5% which is creating a stalemate between buyers and sellers. In this LIVE, we will give a brief overv...

New loan level price adjustments by Fannie Mae will affect home buyers with both higher credit scores as well as those with lower credit scores. Who is being impacted the most by these LLPA's? How will these llpa's affect your interest rate to buy a house? Are good credit score buyers really paying for lower credit score buyers?  In this episode, we discuss how Fannie Mae's new fee str...

The housing market continues to be on fire despite higher inflation and mortgage rates. How will the FED's latest decision impact interest rates? Should you buy now or wait for a better time? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update...

Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home buyer? How much of your down payment can be a gift? Can you get a gift for the down payment and the closing costs? Is there anything special that is required when using gift money for a down payment when buying a house? In this episode, we discuss how lenders l...

Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain in the mid 6% range locking sellers into their homes and putting further strain on housing inventory. Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy...

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying a house? In this episode, we discuss the best improvements to add value to your home as well as those to help maximize the price if your considering selling while you become The Educated HomeBuyer. ✅ - Want to get connected with...

The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and the housing market in addition to providing a real estate market update while...

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? How do student loans differ across Conventional Loans, FHA Loans, VA Loans and USDA Loans? In this episode, we are going to take a deep dive into Student Loans and Mortgage...

What is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a great conversation with Michael Zuber from One Rental At A Time to discuss the idea of Buying Right, Borrowing Smart and Building Wealth Through Real Estate Ownership and Finance to become The Educated HomeBuyer. ✅ - Want to get connec...

Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the fha loan requirements? What are the conventional loan requirements? What down payments and credit scores are needed for FHA and Conventional? In this episode, we compare the FHA Loan to the Conventional Loan to help you become The Educated HomeBu...