The Dollars & Sense Podcast

Send us Fan Mail This week we weigh the pros and cons of investing in shares versus property. Outlining the benefits of each - property offers tangible assets, rental income, leverage, and control, while shares provide liquidity, diversification, dividends, accessibility, and professional management.  Discussing downsides like market risk, illiquidity, and high costs for property and volatility, l...

Send us Fan Mail Do you know what your money personality is? This week, Tim and Brodie discuss the different money personalities which you can find at sorted.org and look at the pros and cons of each personality. Understanding how we think about and interact with money can be incredibly helpful with changing financial behaviors and making smarter decisions. If you have a question, suggestions, or...

Send us Fan Mail This week Tim and Brodie debunk common financial myths that they hear as advisers. Covering offset mortgages, KiwiSaver taxes, insurance premiums, retirement debt, home affordability for young people, and more.   If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nz For More Dollars & Sense Content: Click Here L...

Send us Fan Mail In this weeks episode join us for an informative history lesson on the biggest stock market crashes throughout the 20th and 21st centuries. Starting with the infamous 1929 stock market crash that saw the Dow Jones plummet 89% over several years right through to the short-lived 2020 coronavirus crash. Throughout the episode, hosts Tim and Brodie provide context around the factors l...

Send us Fan Mail We're mixing it up this week with something a bit different!  In this episode, Tim and Brodie share some inspiring, heartwarming, and cautionary client "war stories" to help listeners relate to different financial situations. Stories cover getting out of debt, avoiding bad investment advice, and realizing early retirement dreams.  If you have a question, suggestions...

Send us Fan Mail In this episode of the Dollars & Sense Podcast, hosts Tim Ellis and Brodie Haggerty have the privilege of interviewing  Jenny Cheevers, a qualified Mortgage Adviser with 26 years of experience in the industry.  Jenny shares insights into what she's learnt over the years and explains the home buying process, from getting pre-approved to closing. She shares tips on maintain...

Send us Fan Mail In this episode of the Dollars and Sense podcast, hosts Tim Ellis and Brodie Haggerty discuss common financial issues faced by clients.  They address topics such as overwhelming debt, difficulty in getting ahead financially, challenges in involving partners in financial matters, concerns about helping financially irresponsible children, and the dilemma of diversifying company shar...

Send us Fan Mail In this episode of the Dollars and Sense podcast, hosts Tim Ellis and Brodie Haggerty dive deep into retirement drawdown plans. They discuss three common strategies used by financial advisers and explore the pros and cons of each approach. The first strategy they discuss is the 4% rule, which suggests withdrawing 4% of your retirement investment each year. They then explore the dy...

Send us Fan Mail This is the final episode of our three-part series on what it looks like working with a Financial Adviser. Following on from the theme of last week, this episode focuses on the key strategies we use when providing financial advice. This week we focus on confidence through investment management and certainty through risk management.  If you have a question, suggestions, or a topic...

Send us Fan Mail Welcome to part two of our three-part series on what it looks like working with a Financial Adviser. Now that we've got the process out of the way, this episode focuses on the key strategies we use when providing financial advice. This week we focus on the first strategy in our system - cash management.  If you have a question, suggestions, or a topic you would like us to cov...

Send us Fan Mail Welcome to the second season of The Dollars and Sense Podcast! Reflecting on some of the highlights of our first season, we're cranking up the dial on practical guidance for grappling with real-life challenges as we shine a spotlight on the six-step process of financial advice, and what that means for clients. We wanted to answer the questions - what does working with a Finan...

Send us Fan Mail Welcome to another episode of The Dollars & Sense Podcast, where it is our mission to increase the financial literacy of our listeners with our experience as qualified Financial Advisers. On this week's episode of the podcast, join Tim and Brodie as they talk through a frequently requested topic - Cryptocurrency! They also spend time unpacking their argument that "in...

Send us Fan Mail This week Tim & Brodie welcome Blake Chamberlain, Director of FoxPlan Accounting & Wealth Management. Not just about the numbers, Blake believes in going beyond the data to make it clear what clients businesses need to accomplish so they can obtain the lifestyle they work so hard towards. In this episode, we chat about why Blake became an accountant, and why he does things...

Send us Fan Mail This week Brodie and Tim welcome Dave Copson, Head of Growth at Booster to The Dollars and Sense Podcast.   Booster is one of the leading KiwiSaver providers in New Zealand, and one of the default government providers. Winning a plethora of awards over the years, such as being recognised as a Responsible Investment Leader by RIAA, and winner of the Canstar Outstanding Value – Aggr...

Send us Fan Mail This week Brodie and Tim welcome Ben Brinkerhoff from Consilium to The Dollars and Sense Podcast. Ben has spent time in the US as a Senior Economic Consultant at Bates White, Economic Manager at Qatar Economic Zones, COO at Index Fund Advisers. With his extensive industry experience, we chat about the importance of independent advice, all things investment philosophy, and the futu...

Send us Fan Mail On this week's episode of The Dollars & Sense Podcast, join Tim and Brodie as they have a chat about why you should avoid investing in gold, how to navigate inheritance, and a quick math lesson on what standard deviation is and why it matters in investing. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan....

Send us Fan Mail Jump into this week's episode with special guest Jesse Abolins to hear all about how he runs his successful car wrapping business in Wellington. Discover how both mindset and planning play an important role in business ownership! Visit Jesse's Website: Click Here Follow Jesse's Business: Click Here If you have a question, suggestions, or a topic you would like us to...

Send us Fan Mail This week Brodie and Tim welcome John Killick to The Dollars and Sense Podcast to talk about John's fascinating perspectives on the financial services industry, exploring his journey as a Financial Planner and the unique experiences that paved the way for his chosen path. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podc...

Send us Fan Mail On this episode of The Dollars and Sense Podcast, Brodie and Tim discuss some condusive strategies for achieving your goals New Years resolutions, whether or not you need medical insurance, and they end it off with financial mistakes; both their own and ones they've seen. Topic Timestamps 1:35 - New Years Resolutions 13:56 - Medical Insurance, Do You Need It? 28:00 - Biggest...

Send us Fan Mail On this week's episode of The Dollars & Sense Podcast, Tim and Brodie discuss the difference between a loss in your investments and a drop in value, whether or not you should contribute more to your KiwiSaver, and finish it off with multiple fund managers - good or bad? Topic Timestamps 1:45 - The Difference Between Loss and Drop in Value 14:33 - KiwiSaver Contribution Ra...

Send us Fan Mail In this special episode of The Dollars & Sense Podcast, Brodie and Tim welcome their first guest; the Founder/Owner of BIM Projects Limited, Kane Chamberlain. With 20 years of experience, Kane is a local expert in residential building. He is the proud owner of a 100% New Zealand-owned company. Brodie and Tim take this opportunity to get the answers to questions you might want...

Send us Fan Mail This week on The Dollars & Sense Podcast, Brodie and Tim discuss the financial implications of going down to one income, exploring whether you should pay more off your mortgage rather than investing while interest rates are high, and financial wellbeing in the workplace.  Topic Timestamps 1:20 - Going down to one income 10:50 - Paying down your mortgage or investing 21:55 - Fi...

Send us Fan Mail This week on The Dollars & Sense Podcast, Brodie and Tim discuss the importance of blocking out media noise when making investment decisions, avoiding the urge to react impulsively to market trends, and sharing quick financial tips to help you get ahead. Topic Timestamps 1:50 - Blocking out the noise 9:00 - Itch to Switch 17:43 - Quick Wins If you have a question, suggestions,...

Send us Fan Mail This week on The Dollars & Sense Podcast, Brodie and Tim discuss a recent study done by Massey that looks into how much you are going to need for retirement, followed up by a breakdown of lifestyle creep and how to avoid it, and then some more quick wins to get ahead with your finances! Topic Timestamps 1:10 - Retirement Guidelines (How much $$$ you need for retirement) 11:30...

Send us Fan Mail This time round on the dollars & sense podcast, Brodie and Tim discuss the power of compounding, structuring your bank accounts efficiently, and as per usual they offer some quick financial wins for the listeners. Topic Timestamps 1:00 - Compound Interest 12:50 - Quick Wins  20:50 - Account Structure If you have a question, suggestions, or a topic you would like us to cover, p...