The Debt Pay Off Podcast for Women

What if your money wasn't your enemy, but your teammate? Most of us have been conditioned to see money as something scary to fight or control, but this mindset keeps us stuck in anxiety and bad decisions. In this Money Mindset Minute, I'm sharing the simple shift that completely transformed how money feels in my life. You'll discover: Why treating money like a supportive friend chan...

Summer doesn't have to be a budget buster, but most people fall into the same expensive traps every year. They start with good intentions, say yes to everything without a plan, and then avoid looking at their bank account until fall hits with back-to-school stress. Sound familiar? In this episode, I'm sharing our family's real approach to enjoying summer without going broke - and it...

Feeling stuck in the same money patterns you started 2025 with? Like you're going through the motions but not making real progress? You're not alone. This week I ran a special mid-year workshop for my Moneywise clients and waitlist members, and what happened was so powerful I had to bring it to the podcast. You'll learn: How to identify the hidden money pattern that's been secr...

Overwhelmed by budgeting apps and complicated money systems that never stick?  You're not alone. In this episode, I'm sharing insights from my special mid-year workshop where my clients revealed what's actually working for them - and it's refreshingly simple. You'll learn: Why most money management systems fail (and it's not what you think) The two-part approach my cl...

Stop waiting to feel 'good enough' with money to start making progress. In this reset, I'm sharing my light switch moment when I realized that financial responsibility isn't about perfect systems - it's about actual progress. If you've been organizing and tracking but still feeling trapped by debt, this episode will help you shift from perfection to momentum. Get 9 Wa...

"Just live on rice and beans until your debt is gone." Yeah, right.  What if I told you that you can live richly RIGHT NOW while being financially responsible?  In this episode, I'm sharing my personal spending hierarchy that lets me thrift for amazing finds, create a beautiful home, and prioritize what actually matters - all while staying on track financially.  You'll discover...

You pay off your debt, celebrate your success, and then BAM - your car needs repairs and you're right back to using credit cards. Sound familiar? There's one simple financial tool that prevents this cycle, but most people have never heard of it. I'm talking about sinking funds, and they're absolutely game-changing for staying debt-free. In this episode, you'll get the exac...

Feeling stuck in your debt payoff journey? Like no matter how much you cut expenses, progress feels painfully slow? There's a strategy that can completely change your timeline - and it's not what most financial experts talk about. In this episode, I'm sharing the approach that helped me take control when debt felt overwhelming, plus how my clients are using this same strategy to cut...

You know that heart-racing panic when you're checking out at the store and the total keeps climbing? Or when you open your bank account and immediately want to close your laptop? I used to let those moments derail my entire day - until I discovered this ridiculously simple 60-second trick that completely stops money panic in its tracks. No breathing exercises, no complicated mantras, just two...

In this week's episode, I'm tackling those swirling questions about the economy that have been filling up my DMs lately. If you've been wondering whether you should change your debt payoff plan because of those scary headlines, or if you're feeling that knot in your stomach every time you hear about inflation - I've got you. I'm breaking down what all this economic no...

"I make good money, so why do I feel sick every time I look at my credit card balance?" ⬆ This is the EXACT sentence I hear on repeat from my clients as a money coach. But here's the good news: That knot in your stomach when you check your accounts isn't because you're bad with money. It's likely that living a normal life somehow turned into a cycle of credit card dep...

In this episode, I'm sharing why this year feels like such an important moment to finally tackle credit card debt. I open up about my own journey of paying off $20,000 during the 2008 recession and how those lessons are surprisingly relevant to what we're facing today. This isn't about spreadsheets or strict budgeting - it's about creating financial peace in your own life, rega...

Ever notice how that first warm spring day gives you energy for EVERYTHING? Suddenly you're cleaning closets, planning projects, and yes - maybe even feeling ready to face those credit card statements again.  In this episode, I'm chatting about how to use that amazing spring motivation for your debt payoff journey without burning yourself out. I'll share what works and how to take s...

Ever wake up to a credit card statement that made your stomach drop? We've all been there. In this episode, I'm talking about the very real reasons we sometimes end up deep in credit card debt—and no, it's not because you're bad with money or lack willpower. Medical bills, job loss, divorce, or just trying to keep food on the table in this economy... credit cards are often the...

Remember those "free" t-shirts for filling out credit card applications in college? Turns out they might be the most expensive clothing we ever owned. In this episode, we're tackling the uncomfortable truth about credit cards – they're not just financial tools, they're often the biggest obstacle to true debt freedom. Discover why credit cards create a cycle that keeps us s...

The First Step to Debt Freedom: Look at Your Numbers Want to know the real first step to debt freedom? It's not making a budget. It's not cutting up credit cards. It's something much simpler - and scarier: Actually looking at your numbers. If you've been avoiding your accounts, deleting bank notifications, or living in that constant state of "I hope this payment goes throu...

Ever notice how money is kind of like a child? Give it an inch, and it'll take a mile. Leave it unsupervised, and chaos follows. In this episode, we're talking about why your debt-free journey needs better boundaries - both with your money and in your relationships. Discover how to shift from constantly reacting to your money's "tantrums" to being confidently in charge. Le...

Want to know why spreading your extra money across all your debts is actually slowing down your progress? In this episode, we're busting the myth that you need to make massive changes to get massive results. Instead, discover how focusing your "small" actions strategically can create powerful momentum in your debt payoff journey. You'll learn why adding $10 extra to each debt f...

Ever notice how emergencies never wait until you're "financially ready"? Your car doesn't care that you're finally making progress on your debt payoff journey. Your refrigerator doesn't check your savings account before it decides to stop working. And don't even get me started on those surprise vet bills or last-minute kid expenses that pop up exactly when you le...

Getting everyone into the car after basketball practice, dreading the inevitable 'What's for dinner?' question... We've all been there. Because let's be real - between coaching the team and running a business, something had to give. And dinner prep was usually that something. But that nightly takeout habit? It was costing us nearly $200 extra each week during basketball se...

Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/ Free resource: 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Those sneaky subscription charges are draining your account every month without you even realizing it. Feel like money disappears but can't figure out where it's going? This episode is for y...

Join the Done With Debt 30-Day Bootcamp today! We begin January 13th. https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/ Transform your relationship with debt in 2025! If you're tired of restrictive budgets and unrealistic advice, this episode is your permission slip to do debt payoff differently. Discover how to create a plan that lets you save money, pay off debt, AND still en...

Join the Done With Debt 30 Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/ Transform your debt payoff dreams into real-world success with Part 2 of our special planning series.  Discover how to create a month-by-month roadmap that actually works with your life, including practical strategies for building sustainable habits, celebrating milestones, and adapting your p...

Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/ Want to make 2025 the year you finally break free from credit card debt?  Skip the typical New Year's resolutions and discover how to create a debt payoff plan that actually works with your real life.  In this first episode of a special two-part series, learn how to leverage your past exp...

Stop letting money worries keep you up at night!  In this episode, discover three practical strategies to free yourself from the emotional weight of debt – without extreme budgeting or major lifestyle changes.  Learn the Daily Peace Practice, master the Worry-to-Action Flip, and discover how to maintain meaningful relationships without spending money.  Perfect timing for anyone wanting to start 20...