The Debt Free Mom Podcast

Chasing after your next money goal can be so exciting and energizing, especially when you're starting to see progress. But when things start to get a little difficult, it can derail all the momentum you've built. Kate is early in her journey of pay period budgeting, but she started to hit a few roadblocks on the way to her goals. We talk about how to pace yourself when the finish line seem...

Oftentimes when I talk about budgeting by pay period, people count themselves out from budgeting by pay period simply because their household has more than one income stream. I'm here to tell you that it's even more important to map your finances out by pay period when you have multiple income streams. In this mini episode, I'll share the reasons it's important to budget by pay per...

Do you have an income that's variable and find yourself struggling to make a budget when you don't know how much your check will be? Stacie is a nurse with wildly varying paychecks. She wants to set up her budget and bank accounts for success, even when her pay fluctuates. If you also have unpredictable income, I'm glad you're here for my conversation with Stacie. Get your money qu...

Have you ever thought about how your pay schedule might affect your budget? Today on the very first mini episode of the Debt Free Mom podcast, we're gonna dive into the four primary pay schedules, how they interact with a budget, and the disadvantages and advantages of each schedule. Being aware of how our pay schedule impacts our budget and our finances and our cash flow has a huge part in ho...

There's something that happens when we're in the middle of working towards a big goal. We get so focused on what's right in front of us that we sometimes forget we actually have time to continue working on bigger goals later. As I talk with Kate today, she's focused on using her husband's three yearly bonuses to become debt-free and dream up what the future could look like. whe...

When your income is seasonal and hard to plan for, building a budget might not seem possible. That's where Sydney was before starting to use the Debt Free Mom pay period budget template for her personal finances. Sydney admits that she's not a numbers person, but she's looking to grow in her budgeting skills while using those same money principles for her small business. We talk about...

When your savings takes a hit, how do you bounce back? Today, I'm talking with Jess about how to build back her emergency fund after several big expenses set them back last year. We'll get into the details about navigating saving among all your other good goals, like paying down a van loan, investing for retirement, and still having fun with the family. How can we prioritize our money goal...

Managing your personal finances is a challenge. We all know that, but now try managing small business finances, knowing that what you do in one will affect the other. My conversation today is with Danielle Hardesty, a photographer who is managing both small business and personal finances. We dive into ways to set up business finances so that you as the business owner, make sure you're covering...

How do you stay on track with your budget when unexpected expenses pop up? Today's episode covers a lot of practical ways to prepare for those unplanned charges. If you find yourself stressed out or discouraged when the unexpected happens, I know you'll take away something helpful from my conversation with Kellianne. Become a member of Pay Period Budget Academy at debtfreemom.co/pba . Appl...

Could your budget survive giving up your primary income? That's the question that my guest today desperately wanted to answer. Debbie was a registered nurse making six figures, but wanted to switch her focus to taking care of her family at home. Without ever having used a spreadsheet before she dove headfirst into the debt-free mom pay period budget. You'll learn from her experience of unt...

Today I’m talking with Kalei as she explores what it will take to adjust the family’s finances around an unpaid maternity leave that’s about 3 months away. Kalei is a military spouse and mom of 1, soon to be 2. Her husband’s role with the Army recently moved their family to Alaska, and they’ve been adjusting to life away from extended family as well as a much higher cost of living than they were u...

The Debt Free Mom Podcast launches with the first three episodes on Monday, February 6th, 2023. Subscribe today on your favorite podcast platform to get the episodes as soon as they release. If you'd like to apply to be a guest on the show, visit dfmpodcast.com . Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy