The Debt Free Dad Podcast

Welcome to episode #196 of the Debt Free Dad Podcast. Tis the season to be jolly, but for many, it's also the season to be financially frazzled! The holiday spirit can bring not only cheer, but also a sleigh-load of financial stress and pressure. Fear not, though, as we're about to embark on a merry journey to discover some fantastic ways to keep your holiday budget in check, all while e...

Welcome to episode #195 of the Debt Free Dad Podcast. Today I am excited to welcome Samantha Hubbs to the podcast. Samantha joined Roots in March of 2023, and in just the last seven months has made some amazing progress saving and paying off $35,790. Samantha is here to share her journey and what changes she's made to get these results. What You'll Learn Discover what made the biggest di...

Welcome to episode #194 of the Debt Free Dad Podcast. So, what exactly is herd mentality? Well, to put it simply, it's the phenomenon where people tend to follow the crowd or conform to the behavior and opinions of the majority, often without critically evaluating their choices. Perhaps it's that instinct to buy that car or product just because "everyone else is doing it." Or d...

Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can't get caught up? We are going to offer some motivation and tips on today's show. What You'll Learn We understand the stress of bills exceeding income, but we're here to provide you with practical...

Welcome to episode #192 of the Debt Free Dad Podcast. Beyond the dollars and cents and calculations that make up our financial lives, lies a profound truth – the cornerstone of financial success lies in our habits! Yes, it's in our daily behaviors, choices, and mindset that we discover the keys to unlocking the greatest financial transformations. Today, we're diving into the incredible i...

Welcome to episode #191 of the Debt Free Dad Podcast. A recent survey conducted by SecureSave from August of 2023 shows that 63% of workers are unable to pay a $500 emergency expense with cash. The people surveyed said they would turn to friends, family, credit cards or their employer for help. Even 64% of those making $100,000 indicate they are dealing with financial stress. An article from CNBC...

Welcome to episode #190 of the Debt Free Dad Podcast. Today I am excited to welcome Hilary Morse to the podcast. Hilary joined Roots in early June of 2023, and in just the last 90 days, she has made some incredible progress, saving and paying off nearly $8,000 in just the last 90 days. Hilary is here to share her journey early on and what changes she's made to get these results. What You&apos...

Welcome to episode #189 of the Debt Free Dad Podcast. We all know that food prices have been on the rise, although this past year they have slowed down a bit from the previous year. But groceries are BIG expenses in our budgets. Today we are sharing some ideas, tips, and reminders to help you save money and reduce your grocery bill. What You'll Learn With food prices on the rise, hear the lat...

Welcome to episode #188 of the Debt-Free Dad Podcast. Let's talk about the big question – how do you manage to afford this crazy thing called life nowadays? The cost of living is up on everything from bills and groceries to fun stuff like travel and hobbies, How do you make it all work, or can you even make it all work? We're going to talk about it on today's show! What You'll...

Welcome to episode #187 of the Debt Free Dad Podcast. Today I am excited to welcome Kim Schmidt to the podcast. Kim invested in our Debt Freedom Planner and soon after joined us in Roots. In just 42 days, she has saved and paid off over $5,600. Today Kim is joining me to share her journey so far, and what changes she has made to get these results, and to hopefully encourage and motivate you so tha...

Welcome to episode #186 of the Debt Free Dad Podcast. Today I am excited to have  Merry Juerling on the show. Merry is here to share her story and talk about a topic that  hits very close to home for me, caring for special needs kids and the challenges that  families face not only financially, but also in advocating and getting these special kids the help they need to succeed in life. What You&apo...

Welcome to episode #185 of the Debt Free Dad Podcast. If you're in a relationship or married, and you share your personal finances with your significant other, it's critical  neither of you is left in the dark about your financial lives. Sadly, relationships don't last, partners can pass away or get sick and become incapacitated. Both of you should be  able to pick up the pieces and...

Welcome to episode #184 of the Debt Free Dad Podcast. Did you know there are 300,000 items in the average American home (LA Times), and according to NPR the average home size has nearly tripled in the last 50 years. We recently completed a declutter challenge with our Roots of Personal Finance membership group. Our members have embraced the challenge and are having tremendous success. Their succes...

Welcome to episode #183 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October of 2021, and in less than two years she has paid off a significant amount of debt. Today Jenny is joining me to share her journey, what changes she's made, and to celebrate an amazing accomplishment she recently reached. What You'll Learn Di...

Welcome to episode #182 of the Debt Free Dad Podcast. As parents of high school seniors, we know that this stage is filled with anticipation, dreams, and a whirlwind of emotions. But amidst all the excitement, there are expenses that can catch us off guard. From pictures to parties and college application costs, we'll be exploring the surprising expenses that may come your way and share some...

Welcome to episode #181 of the Debt Free Dad Podcast. There are so many people out there looking for the SECRET to getting out of debt. I hate to burst the bubble, but there is no secret to getting out of debt. The information is out there. But I will say, there is one thing that creates an amazing amount of magic that most people forget about. It makes all the difference in successfully getting o...

Welcome to episode #180 of the Debt Free Dad Podcast. Get ready to uncover a captivating phenomenon that's taking Generation Z and others by storm: cash stuffing. In a world dominated by credit cards, debit cards, and various cashless payment options like PayPal, Venmo, and CashApp, the power of physical cash and its remarkable accountability often go unnoticed. But guess what? Cash is making...

Welcome to episode #179 of the Debt Free Dad Podcast. We're diving into the fascinating world of human cognition and exploring a concept that profoundly influences our decision-making processes: anchoring bias. Have you ever wondered why our judgments and choices can sometimes seem irrational or skewed? Or why it might be so hard to break free from what you always do? Anchoring bias provides...

Welcome to episode #178 of the Debt Free Dad Podcast. I recently asked this question on our Facebook page... "What is concerning you most about your finances right now?" Now, we got a lot of different responses. Everything from cost of living going up, emergency funds, having to start over, having patience during the process of getting out of debt, and supporting your adult kids and thei...

Welcome to episode #177 of the Debt Free Dad Podcast. When we think about wealth, our minds often jump to stacks of cash, luxury cars, and fancy vacations. But here's the thing, wealth is about so much more than just dollar signs. It's about living a life that's full of abundance, joy, and freedom. On today's show, we're going to shake up the perceptions of wealth. Togethe...

Welcome to episode #176 of the Debt Free Dad Podcast. Buying a home is a significant milestone and a thrilling adventure. Whether you're a first-time buyer or a seasoned homeowner, the process of finding and purchasing a property can be both exciting and overwhelming. From establishing your budget to searching for the perfect neighborhood and navigating the details of financing, there are num...

Welcome to episode #175 of the Debt Free Dad Podcast. Today we are going to dive into a common financial dilemma that many of us face: the cycle of being broke while continuing to spend money. Inspired by a common topic in my coaching conversations, we are going to explore the underlying reasons behind this behavior and challenge the attitudes that keep you stuck. Join us as we examine the impact...

Welcome to episode #174 of the Debt Free Dad Podcast. Life is full of twists and turns, and along the way, we encounter significant milestones and unexpected shifts that require us to adapt and adjust our finances. Whether it's something as simple as your student loans starting back up later this fall, or getting married, starting a family, changing careers, sickness, or even death, these cha...

Welcome to episode #173 of the Debt Free Dad Podcast. Are you pressured to spend money and buy things because of what you see on social media? Do you feel bad about yourself or your finances because of what you see your friends and family doing on social media? If so, you're not alone, and if you said no, maybe you're lying to yourself because the affects of social media and FOMO can be...

Welcome to episode #172 of the Debt Free Dad Podcast. Money, as we know, is one of the leading causes of stress, fights, and arguments in relationships. It's a topic that can stir up emotions and create tension between partners. As a financial coach, I've had the privilege of helping thousands of individuals navigate their way out of debt and gain control of their finances. Through my wo...