The Daily Churn

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback. (2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington) (25:13) - Bank tally (16 new accounts) (28:40) - Brokerages (Titan, TradeStation) (41:15) - Crypto (high-yield stablecoins, gemini, USDC) (44:47) -...

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans. (0:00) - Intro (3:27) - Risk of Ruin ------------------ Risk of Ruin podcast on apple & spotify . ------------------ Join the newsletter for show notes, links, a...

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories. (1:15) - Credit cards (Southwest, Venture X, mealkits) (12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds) (21:29) - Brokerages (Nadex) (23:17) - Cell phones (Visible) (24:15) - Misc (Cigna) (26:40) - Final tally ($1,085) ------------------ Join the newsletter for show not...

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show. (1:13) - Cell phones (iPhone 13, Boost, Visible) (8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili) (18:37) - Credit cards (SW Performance, Hyatt Biz) (23:02) - Westin Kona mini-review (Marriott travel cer...

In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa. (1:11) - Costco $300 BYOD offer (1:44) - T-Mobile $20 Talk & Text only plan (3:17) - Costco $720 BOGO iPhones (5:59) - iPhone Pro Max selling above retail (8:07) - Best Buy's crazy iPhone trade-in values (12:30) - Caution re: Flex Reseller policy (15...

Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites. (0:37) - Banks (Chase Bus, Lili, Treasury Bonds) (6:38) - Brokerages (Charles Schwab, Nadex) (8:44) - Credit cards (SW Premier) (10:53) - Cell phones (BB, Costco, Visible) (14:45) - Cashback (BeFrugal, Rakuten) (18:52) - Final tally ($2,012) ------------------ Join the newsletter for show...

Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work. (2:13) - Google Sheet template + sample data (3:48) - Status and Due Date columns (5:13) - Use a reminder app (eg. Google Keep) (7:35) - Autopay and Bonus columns (8:53) - Notes column (9:58) - Bank bonus and LeanFIRE sheets -----------------...

Detailed breakdown of October churns across credit cards, bank bonuses, brokerages, and cell phones (plus a bonus Ventana review). (1:59) - Credit cards (Amex BP, SW Performance & Premier) (3:19) - Some thoughts on BGs (8:46) - Chase & holiday season (11:46) - Banks (Key, PNC, Discover) (14:13) - Brokerages (Nadex) (16:03) - Cell phones (Best Buy T-Mobile) (19:49) - T-Mobile workarounds (2...

In-depth guide to churning Visible and other MVNOs to qualify for discounted phones and super discounted (even free) monthly plans. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

Detailed breakdown of September churning efforts across bank bonuses, brokerages, credit cards and misc categories. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

Tips and tricks for maximizing National's amazing Executive status for free upgrades and discounted rentals. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

After 8 years and $25K+ of free flights, some thoughts and tips on securing companion pass for 2022/23. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

Detailed breakdown of August churning efforts across credit cards, bank bonuses, brokerages and misc categories. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

After a decade of earning and churning Hyatt status, an in-depth look at maximizing this incredible loyalty program. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

Special episode on churning strategies that can help attain and sustain FIRE (financial independence / retire early). ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

In-depth walkthrough of Interactive Brokers $1K stock + $200 cash bonus offer, plus tips for transferring assets over. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

Detailed breakdown of the past month's churning efforts across credit cards, bank bonuses and brokerages. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

Is Swagbucks worth your time? Some thoughts and tips on how to approach Swagbucks without losing your mind. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

An amazing tool for bank bonuses, this dives deep into the payroll setup and tax implications of using Square & Gusto. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

After 100+ meals delivered across HelloFresh, Sunbasket, GreenChef and HomeChef, some tips and lessons learned. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com

In-depth analysis of HMBradley's unique deposit requirements to help reach and maintain 3% on $100K with less effort. ------------------ Join the newsletter for show notes, links, and updates:  thedailychurnpodcast.com