The Curve

This scandal is almost too ridiculous to be true. At the time of this podcast being recorded, Sam Bankman-Fried, the founder of FTX (a crypto trading platform) could be facing up to 115 years of jail time after his dodgy dealings. Spoiler - there is currently 8 BILLION dollars of customers money 'missing'... We were lucky enough to get the lowdown from Tracey Ploughman, the host of Australia's #1...

Facebook (Meta’s) share price fell 60% in 2022! But what does that mean if you own shares? We obviously can’t tell you what to do with your portfolio, but in this episode Vic explains the reasons why the share price dropped so much, and what she thinks about the future of this company.  For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared sol...

It's really important to remember in times of uncertainty not panic sell or buy. If you're seeing a lot of your investments go down, remember blips happen, it doesn't necessarily mean you need to re-arrange your whole portfolio!   For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any infor...

If you've invested in any of the big tech companies like Meta, Amazon or Alphabet (Google), you'll have noticed a huge drop in their share prices recently. Why? It's all due to US reporting season. Vic explains which companies are booming at the moment, and which are suffering (warning - you might not like what you hear)! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Rai...

Auto investing, also known as dollar cost averaging is a tactic that Vic, and many famous investors swear by. A good way to think about DCA is essentially auto investing - just like how you set up an automatic payment for rent each week. It's figuring out how much you can put aside (in advance), and making sure that the money goes into your investments - opposed to spending it on food or clothes! ...

You might've seen news headlines along the lines of 'Amazon announces stock split', or 'Apple announces stock split' - and although it might sound confusing it's actually really simple. In this episode, Vic explains what they are, how they work and if they're considered red or green flags for investors. **If you want to get straight to the finance + investing chat, skip to 4:50** For more from The...

You might have heard pink tax being thrown around in conversation - but what actually is it? How does it work? And how can we avoid paying it because hint: it's not actually real tax and you can avoid it!  For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced describe...

We've had maaany requests for this episode, so here it finally is - an entire episode dedicated to index funds! Index funds can be a great little feature in the old portfolio - especially for those who are new to investing. In this episode, Vic also explains the difference between active (managed funds) and passive funds (ETF or Index Funds). She talks about these two investing strategies and whic...

In this episode, we cross to our very own UK correspondent (Sophie) to give an on-the-ground account of what is happening in the UK. At the moment they are trying to cool inflation by increasing interest rates. In this ep Vic uses the UK's current situation as a lesson in Economics as a whole and how interest rates affect the economy.  For more from The Curve: Instagram Website TikTok Newsletter R...

Did you know there are only 38 companies in the history of the stock market that have paid a dividend for over 50 years? Traditionally referred to as 'Dividend Kings' (note: as of now we have re-coined the term 'Dividend Queens' for obvious reasons) are very stable, reliable companies. Dividend stocks are companies often held my investors with a shorter time to keep their money invested, but they...

In this episode we talk about long term investing trends. These are trends that play out over a long period of time - think 10, 20, 30+ years. This is a really incredibly insightful episode, and relevant (especially) if you have a long time that you can keep your money invested for. We speak to Steph Perrin, who is a Global Equities Analyst at Milford Asset Management. She talks about the trends t...

Picking successful stocks can feel overwhelming, but a great place to start is by looking at current and future trends. In the investing world, these can be grouped into two main buckets: short and long terms trends. In this episode we were lucky enough to talk to Steph Batchelor who is a Global Equities Analyst at Milford Asset Management. She explains the importance of understanding short term t...

Welcome to Season 3 of Raising The Curve! We are so stoked to be back. For this first episode, we've decided to bring back a crowd favourite - a stock story. This is where we analyse a stock in detail and in todays episode we look at CostCo which is the fifth largest retailer in the world. We discuss their unique business strategy, it's billions of dollars on the balance sheet, returns to date and...

Do you understand how the law works when It comes to being in a de facto relationship + splitting your assets if you separate? A lot of us don't! In this ep we talk to Lauren Asprin, a proud member of The Curve Community and is passionate about educating when it comes to relationship rights. She has been working in this area of the law for over a decade so is well versed in what you need to know b...

This is part two of our conversation with Buffy Ellen - in this episode she gives us a peek into her personal investing portfolio. She talks about a few holdings (complains she has invested in) that she’s really excited about, and that have seen great returns so far. She explains why she invested in shares (rather than a house), and where her personal KiwiSaver funds are. For more from The Curve:...

In this episode we speak to Buffy Ellen, who worked in investing banking for a loooong time. She shares her insights on personal finances and in particular, her mentality towards saving and investing. It’s an incredibly empowering episode, that will remind you that women can be boss babe investors.  For more from The Curve: Instagram Website TikTok Newsletter This conversation has been proudly bro...

In the third episode of our green mini-series we speak to the lovely Olive from Mindful Money, which is a charity working on improving investing transparency in NZ. She shares some SHOCKING stats about how much money is being sent offshore and invested in the likes of weapons, fossil fuels and animal cruelty. ALARM BELLS PEOPLE! This conversation massively reinforces the importance of understandin...

In the second episode of our green mini-series, we talk to the incredible Tara Jackson. Tara is the director of a NZ charity called NZAVS, who are trying to end animal testing in Aotearoa. You might be thinking - how does this relate to investing? There are still a LOT of companies still testing on animals, so this episode will help you understand how you can avoid companies that are still impleme...

We are SO excited to bring you a Raising The Curve mini-series, about ALL things ethical investing. Both Vic and I are super passionate about investing in a way that grows your wealth, while also impacting the world in a positive way. In this episode we speak to Ethically Kate, an ambassador for sustainable fashion and living. She's an absolute wealth of knowledge, so combined with Vic's investing...

In this episode we deep dive into the devastating Russia-Ukraine conflict through an investing and economics lens. We discuss how events like this effect our investments, as well as the overall economy. We talk about the volatility created by unforeseen 'black swan' events, what mindsets we should try to adopt in these uncertain times. For more from The Curve: Instagram Website TikTok Newsletter D...

Despite everything going on globally right now, there's something else happening that's been impacting your investments. Can we have a drum roll for... interest rates! We were in a low interest environment for a while, but with things changing, it's important to understand how interest rates can effect your investments. Even small increases in interest rates can have a huuuge impact on the stock m...

One for those who are crypto curious! In this episode we have our first ever in-studio guest - Janine Grainger, the CEO and Co-Founder of Easy Crypto! We talk about what moves the different coins and currencies, how to spot upcoming trends, top tips for budding crypto investors and what we can expect for the future of crypto! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer:...

In this episode we analyse the LVMH (Louis Vuitton Moet Hennessy) stock which has consistently delivered a 30% return per year for the past 5 years - that's a pretty solid return! We explore why it's been such an incredible investment to date, discuss how the company works, and what the secret sauce is that sets it apart from other companies! For more from The Curve: Instagram Website TikTok Newsl...

Are you best to use the DIY platforms? Or give your money to a fund manager? The answer is totally up to you - some people even like to do a mixture of both! If you decide you'd like to give your money to a fund manager, this episode is a great listen before you decide on which one is right for you. Vic shares her four top questions to ask - and since she's a fund manager herself, you know this ep...

The way we spend our money can be so powerful! You vote with your wallet every time you buy something, and the same goes with investing. In this episode we talk about 'conscious investing' which basically means - investing in companies that align with your values. You can grow your portfolio, while also being mindful of the planet - something we're both super passionate about.  For more from The C...