Jay The Credit Guy

The Credit Show: The Good Bad & Ugly about credit Hosted By Jay The Credit Guy

Education EN ↓ 56 episodes

Learn the Good, Bad, & Ugly about Credit

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Author

Jay The Credit Guy

Category

Education

Podcast website

podcasters.spotify.com

Latest episode

Nov 5, 2024

Where to listen?

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Episodes

The Fight Against High Interest Rates! 28.08.2022

In this episode, we discuss the state of todays economy when it comes to credit & the best options moving forward! *MUST LISTEN!!*

Credit Cards NOT to apply for ! 30.07.2022

In this episode, we discuss the types of credit cards you shouldn’t go for when shopping for credit! *MUST LISTEN*

Protecting your credit during Recessions ! 30.06.2022

In this Episode, we discuss the things that can happen during an economic financial crisis and how to protect your credit score! *MUST LISTEN!!*

Paying off Student loans quickly will hurt your FICO 25.05.2022

In this episode, I discuss how paying off Student loans quickly & other personal loans can hurt your FICO ! I also give you a healthier alternative secret !! *MUST LISTEN*

$80k cash vs 850 credit score ? 28.04.2022

In this episode, we discuss the topic of having $80k cash right now or 850 credit ? Which one would you choose ? *Must LISTEN!*

Trusting Your Process 29.03.2022

In this episode I discuss the importance of stick-to-itiveness & having clear goals !!! *MUST LISTEN*

Should You Freeze Your Credit Report? 24.02.2022

In this episode, we discuss if freezing your Credit report is actually a benefit! *MUST LISTEN*

Dealing With a Late payment! 31.01.2022

In this episode I identify when you should be worried about a late payment ! *MUST LISTEN*

Ways to get Credit Cards under control! 31.12.2021

In this episode I review simple but (some) unknown ways to get your credit cards under control (without cutting them up or putting them in the freezer) to help your credit score! *MUST LISTEN*

Importance of Refinancing 30.11.2021

Should you refinance your loan? When & Why? Find out on this episode as we dive into the importance of refinancing ! MUST LISTEN!!

Top Benefits of Balance Transfer Credit cards 29.10.2021

In this episode, we discuss the top reasons why you want to have a balance transfer card in your wallet! *MUST LISTEN!*

Top 3 ways to Quickly boost your Credit score 30.09.2021

In this Episode I let you know 3 ways you can boost your credit score in the next 30-60 days GUARANTEED! must listen !

Understanding Underwritting 31.08.2021

In this episode we discuss the different priorities lenders have in different industries! Must listen !! Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

More Shadiness from Wells Fargo 15.07.2021

Wells Fargo is constantly in the news for shady moves! But why ? Find out on this episode! Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Increasing Your Credit Limit 29.06.2021

In this episode I give you ideas on ways to increase your credit limit on your credit cards ! #MoMoney $$$ Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

How Lenders View Our Credit Worthiness 17.05.2021

In this episode I discuss a few things you should know before applying with a Lender & how you can beat them to the punch ! Must listen !! Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Credit Myth Busting Pt. 1 21.04.2021

Let’s bust some common Myths that are currently floating around. How many of these have you heard before ? Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Good Riddance!! Unloading $98k of Internet Tradelines ! 07.04.2021

Recently, “Internet Tradelines” have become less & less reliable for building your credit profile long term. So if you’re looking for a short term solution to boost your score quickly, CHECK OUT THIS EPISODE!! You’re welcome. Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

My Jewelers Club Update! 17.03.2021

In this episode I talk about the My Jewelers Club uproar along with other Internet Tradelines and the best alternatives ! Listen now ! Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Online Disputing vs Written Mail! 21.02.2021

I give you insight on disputing negative information on credit reports & why I always choose one disputing method over the other (from personal experience) with the End game in mind! Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Why I was DENIED from buying my first Home! 31.01.2021

I give detail regarding obstacles that stood in the way of buying my first home, so take notes so you don’t make the same mistakes ! Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Learning Credit secrets with Mr. Royal Credit 19.12.2020

Mr. Royal Credit sits down with us to discuss credit, financial literacy, & the banks money...find out more. Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

How I Boosted My Credit Score 200 points in 60 days ! 01.12.2020

Find out my secret that helped me join the 700 club in less than 60 days! Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Vantage scoring model vs FICO credit score 26.10.2020

2 very important credit scoring models today are used whenever you’re looking to view your current credit score... but which one is more important? Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

Things to Know BEFORE applying for Credit Cards 21.10.2020

Applying for a credit card is one of the biggest decisions you can make in your life. One wrong decision can be costly😱. These are the things you should know BEFORE applying for them! #BeIntentional Feel free to email your questions to officialjaythecreditguy@gmail.com and I may answer them on the next podcast

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