Harry Jacobs

The Credit Show

Business EN ↓ 134 episodes

The Credit Show Podcast with Harry Jacobs Your credit report is your adult report card—and on The Credit Show Podcast, Harry Jacobs shows you how to rewrite it. Each episode breaks down real-world credit problems in plain English: collections, charge-offs, late payments, medical debt, student loans, bankruptcy, identity theft, and more. Harry walks you through what actually works with creditors and the credit bureaus, how to avoid the traps that ruin scores, and the simple habits that build lasting credit health. Harry has provided Expert Witness work on 100 credit related cases and he has ove...

Author

Harry Jacobs

Category

Business

Podcast website

art19.com

Latest episode

Jul 11, 2026

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Episodes

More on medical debt and your credit report 30.10.2023

Medical debts can be daunting--they are the number 1 reason people file bankruptcy.  Get the latest info on how they affect your credit and what is happening now in terms of how they can report and how they should report.  #medicalbills, #medicalbilling, #debtfree, #credit, #goodcredit, #badcredit, #broker, #mortgage, #realestate See Privacy Policy at https://art19.com/privacy and California Priva...

The ADVERSE action letter that you are required by law to receive 23.10.2023

Details on your rights, and what creditors that deny you credit are required to provide you once you are declined. #creditrepair, #credittips, #goodcredit, #badcredit, #debtfree, #mortgage, #broker, #creditcarddebt, #experian, #equifax, #transunion,  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Are you getting advice on TikTok on how to fix your credit? 19.10.2023

We don't suffer from a shortage of bad and factually innacurate information on the internet--especially on TikTok and YouTube. Be careful who you listen to. #creditrepair, #goodcredit, #badcredit, #debtfree, #mortgage, #broker, #realestate, #debtfree See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

It does benefit you to pay off collections 16.10.2023

The answer may surprise you.  #baddebt, #collectionagency, #collectionaccount, #goodcredit,#badcredit, #debtfree See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

10 things a debt collector can't do 13.10.2023

Debt collectors have a job to do and serve a purpose, but they have rules that they must follow.  #debtcollection, #FDCPA, #debtfree, #goodcredit, #badcredit, #credithelp,  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

The dangers of co-signing 10.10.2023

Don't co-sign unless you are prepared to make the payment.  #badcredit, #goodcredit, #debtfree, #autofinance, #carloan, #ford, #chevrolet, #dodge, #trx, #mustang, #800credit   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

The real cost of money on an auto loan 06.10.2023

You must always consider what it costs you to borrow the money you need to purchase a vehicle.   #newcar, #debtfree, #autoloan, #ford, #chevrolet, #tesla, #dodge, #goodcredit, #interestrates, #badcredit See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Debt settlement or debt consolidation. What's right for you? 25.09.2023

Be careful which one you pick--setting your expectations is critical.  #debtfree, #debtconsolidation, #goodcredit, #badcredit, #creditcarddebt,  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

The real cost of money on a mortgage 20.09.2023

A different way to look at what the actual cost of your mortgage is.  #homebuyer, #mortgage, #debtfree, #financialfreedom, #interestrates, #goodcredit, #badcredit See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Why can't you get your score over 700 after bankruptcy 15.09.2023

A few thoughts on how to get your scores back over 700 post BK.  #bankruptcy, #credit, #creditrepar, #goodcredit, #financialfreedom, #debtfree See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Identity Theft by a family member 12.09.2023

It happens, and it's a tremendous violation.  #identitytheft, #creditrepair, #badcredit, #credithelp, #debtfree See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Titlemax trouble related to treatment of military customers 31.08.2023

Learn what NOT to do to the men and women of our military in this episode.  #titlemax, #badcredit, #fraud, #debtfree, #creditrepair, #credittips, #titleloans, #800credit See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

The unfortunate mistake a collection agency made against a tattoo artist 25.08.2023

A crazy story with an example of what NOT to leave on someone's voice mail.  #debtcollection, #debtcollector, #badcredit, #goodcredit, #800credit, #debtfree, #creditrepairtips See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

The ABSOLUTE danger of debt settlement companies. ALL OF THEM. 22.08.2023

Debt settlement companies rarely save you the money they advertise, and the hidden secret is that they get 90% of their fees up front and they take those fees BEFORE they settle anything. #debtsettlement, #debtfree, #consumeralert, #badcredit, #800credit, #creditrepair, #credit repair tips See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do...

Unlicensed collection agencies 18.08.2023

Most states have very strict rules and regulations for collection agencies, including registration and posting a bond.  We always recommend investigation any agency which is contacting a consumer regarding a debt.   #debtcollection, #debt, #debtcollector, #badcredit, #goodcredit, #debtfree See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do...

Why is it so difficult to get your credit fixed by the bureaus? 15.08.2023

The bureaus have become completely automated like so many things in our lives these days.  Take a listen and see what's happening with Experian, Equifax and Transunion. #credit, #creditrepair, #badcredit, #experian, #equifax, #transunion, #800credit  HZHUWuX6g2JO5DyiEEWb See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

The student loan forgiveness period is coming to a close 09.08.2023

What the end of the deferment on payment and interest means to you as a borrower?  #studentloandebt, #studentloan, #credit, #creditrepair, #credittricks, #mortgage, #broker, #college, #lasvegas See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Credit card debt has reached an all time high 01.08.2023

Credit card debt has reached nearly 1 trillion dollars for the first time in history.  Harry discusses this issue on today's episode of The Credit Show podcast.  #credit, #creditrepair, #debtfree, #financialfreedom, #badcredit, #credittips, #mortgage, #mortgagebroker, #lasvegas   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-...

How much is your credit score worth to you? 27.07.2023

Harry Jacobs discusses the value of your credit, preserving your credit and keeping on top of paying your bills on time.  #credit, #goodcredit, #creditrepair, #fianancialfreedom, #debtfree, #mortgage, #broker, #lasvegas   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Denied a rental or credit of any kind? The importance of the Adverse Action letter 17.07.2023

The adverse action letter is a requirement when a creditor denies the extension of credit, including a housing rental, or if you are denied a job based upon information in your credit file.   #credit, #creditrepairtips, #debtfree, #creditdenial, #financialfreedom   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Interest rates and the cost of money 13.07.2023

What does it cost you to borrow the money you need right now to buy a car, a home, an RV--or anything?  #interestrates, #credit, #creditrepair, #mortgage, #rv, #autoloan, #badcredit   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

ID Theft some basic ways to protect yourself 10.07.2023

A few basic ways to protect yourself from Identity Theft.  #credit, #Identitytheft, #creditrepair, #goodcredit, #badcredit, #debtfree, #financialfreedom, #mortgage, #mortgagebroker, #IDtheft    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

A few words on the Fed holding interest rates steady 06.07.2023

A few thoughts for you on the Fed holding interest rates where they are.  #interestrates, #credit, #credittips, #creditrepair, #goodcredit, #experian, #equifax, #transunion, #mortgage, #broker   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Credit card lawsuits. What NOT to do. 03.07.2023

Being sued on an old credit card debt?  How you handle it is important. In this episode Harry will discuss some things you need to know.   #creditcarddebt, #financialfreedom, #creditrepair, #badcredit, #goodcredit, #creditrepair   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

Credit card debt is nearly 1trillion dollars in the US 29.06.2023

Our use of revolving credit continues to increase, especially as our economy grinds to a halt and borrowing costs sky rocket.  In this episode, Harry discusses what we know.  #debtfree, #financialfreedom, #creditcarddebt, #creditrepair, #creditrepairtips, #goodcredit, #badcredit   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell...

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