The Cranberry Wealth Retirement Show

What if the biggest threat to your retirement isn’t the market, but your taxes? In this episode, Kelton breaks down how different income streams—IRAs, Roth accounts, brokerage investments, annuities, and Social Security—are all taxed in unique ways that can quietly drain your nest egg. You’ll hear why required minimum distributions can complicate even the best‑laid plans, a...

Market swings can feel like a roller coaster, especially when retirement is closer than it used to be. In this episode, Kelton breaks down why volatility hits harder for pre‑retirees and how smart planning can help steady the ride. He explores practical strategies for managing risk, diversifying beyond Wall Street, and understanding where tools like structured notes, fixed index annuities, and bon...

The market may be soaring, but is investor confidence rising even faster? In this episode, Kelton breaks down why bull‑market optimism can quietly morph into dangerous overconfidence, especially for retirees with limited time to recover from downturns. From the dominance of the “Magnificent Seven” to the behavioral biases that lure investors into risky concentrations, he explains how t...

Holiday shopping isn’t the only thing sneaking up on you—year-end financial deadlines are too. In this episode of A Slice of Advice , Kelton breaks down the critical moves to make before December 31st, from maxing out 401(k) contributions to avoiding hefty IRS penalties on required minimum distributions. We also cover Roth conversions, tax-loss harvesting, and charitable giving strateg...

What do Tom Cruise movies and retirement planning have in common? Predictability—except your financial future shouldn’t follow a cookie-cutter script. In this episode Kelton breaks down why personalized retirement plans matter, how to balance wants versus needs, and why risk tolerance changes as you age. From managing fees to creating guaranteed income streams, Kelton shares pract...

Could the IRS impact your retirement savings? In this episode, Kelton discusses Required Minimum Distributions (RMDs), tax-efficient strategies, and why timing matters for withdrawals. He shares ways to balance needs and wants, prepare for unexpected early retirement, and explore strategies that align with your lifestyle. From seeking to minimize future tax exposure to planning for big goals like...

What do turkey-flavored Oreos and retirement planning have in common? More than you'd expect. Kelton Burgess shares insights inspired by Warren Buffett, explores the Great Wealth Transfer’s impact on women, and breaks down how alternative investments can help retirees navigate market volatility with confidence and clarity. Click here to schedule an appointment with Kelton and his team or cal...

What if your retirement plan is quietly draining your savings? In this episode, financial advisor Kelton Burgess shares his personal journey from estate attorney to founder of Cranberry Wealth, revealing the hidden fees and financial “toxins” that could be lurking in your investment accounts. From misleading management costs to the impact of Medicare premiums on Social Security COLA, K...

Are hidden fees quietly sinking your retirement dreams? In this episode, Kelton Burgess reveals how overlooked costs can erode your nest egg and why understanding both the financial and emotional sides of retirement is crucial. Discover practical strategies to uncover hidden expenses, maintain purpose after leaving the workplace, and build a fulfilling new chapter. Tune in for real stories, expert...

When Warren Buffett shifts $344 billion into cash, it raises eyebrows—is he seeing something we’re not? In this episode of A Slice of Advice , Kelton Burgess breaks down what Buffett’s move means for everyday investors and why copying a trillionaire’s strategy might backfire. From market signals to tax bracket management, Kelton shares insights on how to navigate retirement...

Feeling overwhelmed by economic uncertainty?  In this episode of  A Slice of Advice , Kelton Burgess of Cranberry Wealth shares how to cut through the noise and focus on what truly matters for your retirement. From navigating interest rate anxiety to making smart decisions about Roth IRAs and early inheritance for grandkids, Kelton offers grounded, practical insights. Whether you're near...

What if your retirement plan includes going back to work? In this episode, Kelton Burgess of Cranberry Wealth challenge conventional advice on navigating retirement in a volatile market. From building a cash buffer to understanding Social Security timing and managing risk tolerance, they unpack practical strategies to help retirees stay in control—without panic or guesswork. Whether you're n...

On this episode, Kelton discusses the current economic climate and its impact on retirement planning. They emphasize the importance of focusing on controllable factors, such as creating a solid financial plan and understanding the implications of Roth conversions on Medicare premiums. Kelton also highlights the need for regular portfolio reviews to identify financial risks and ensure tax efficienc...

On this episode, Kelton discuss the current state of the market, historical trends, and the importance of having a clear financial strategy, especially for those nearing retirement. They explore the challenges of supporting adult children financially and the need for setting boundaries. Kelton emphasizes the significance of trust and personal relationships in financial advising, aiming to create a...

On this episode of A Slice of Advice Podcast, Kelton delves into the various types of investment accounts, focusing on IRAs, 401ks, and brokerage accounts. He discusses the differences between traditional and Roth IRAs, the importance of employer-sponsored plans, and the tax implications of different investment accounts. Kelton emphasizes the significance of maximizing retirement accounts and offe...

On this episode of A Slice of Advice Podcast, Kelton dives into the basics of investing in a two-part series titled Investing 101. They cover essential investment vehicles such as stocks, bonds, mutual funds, and ETFs, explaining their roles and differences. Kelton emphasizes the importance of understanding one's investment goals, risk tolerance, and the need for diversification. The conversation...

Are you prepared for the winding road of retirement? Financial advisor Kelton Burgess explores asset preservation strategies for individuals and business owners, emphasizing the importance of proactive planning. Key topics include the impact of inflation and interest rates, diversification, and the emotional aspects of financial decision-making. By managing emotions and understanding economic indi...

Retirement planning is essential for maintaining a steady and reliable income. In this episode, financial advisor Kelton Burgess discusses the importance of guaranteed income sources such as Social Security and annuities. He explains how to optimize Social Security benefits for tax efficiency and explores strategies to protect against inflation by diversifying assets. By combining these income sou...

In this episode, financial advisor Kelton Burgess discusses the essential factors to consider for retirement planning. He explores how to determine the amount needed for retirement, the impact of inflation, tax considerations, and strategies to avoid running out of money. The conversation also highlights the importance of healthcare costs and managing debt as one approaches retirement, emphasizing...

In this episode, financial advisor Kelton Burgess delves into the intricacies of Social Security, a crucial component of retirement planning. He discusses what Social Security is, common misconceptions surrounding it, the age at which benefits can be claimed, strategies for maximizing benefits, and the tax implications that come into play. Kelton emphasizes the importance of understanding these fa...

Now that you’re approaching retirement, it’s time to get your cut of the pie. But it’s not as simple as taking a slice out of the fridge. You need to make sure you have the right tool for the job – and that you’re taking as much as you need. A Slice of Advice with Kelton Burgess, the podcast from Cranberry Wealth financial advisor Kelton Burgess, is your recipe for re...

In this inaugural episode of 'A Slice of Advice', host Kelton Burgess, a wealth advisor and founder of Cranberry Wealth, discusses the importance of retirement planning and the role of financial advisors. He shares his journey from law to finance, emphasizing the need for personalized financial advice and the common misconceptions people have about working with advisors. The episode aims to educat...

In this episode, wealth advisor Kelton Burgess discusses the fundamentals of 401(k) plans, including the differences between traditional and Roth 401ks, the importance of contributing to a 401(k), and the rules surrounding accessing funds. They emphasize the benefits of early enrollment and the tax advantages of these retirement accounts, especially for younger generations. Click  here to sch...