The Consumer Quarterback Show

Joseph Warren, Patrick Moraites Joseph-co creative concept was new when joseph started -offers an opportunity to reduce cost of launching your business, first 2-3 years in biz, you must lower overhead -small businesses fail due to isolation, need exposure to people, ideas, networking -distractions at home take you away from business _______________ Patrick- PEO Advantage -establish a culture for y...

Rene Gignac, Maribel Baez Rene-biggest barrier to entry into a deal is the language barrier -on both buyer and lender side communication is key -take advantage of all the loan assistance programs that are offered, tough for anyone to keep up, much less a non English speaker -don't assume your credit is bad, lenders want to work with you ______________ Maribel-Bi lingual realtor offers Hispanic buy...

Ruth Watkins, Dr. Martins Imudia Ruth-many visitors to the US want to purchase a home in the USA, lenders need to be aware of visa status, and laws about immigration -team go knows the laws for lending to immigrants, ask the questions to see if your lender knows the laws -Ruth is looking for qualified staff at TEAM GO _________________ Martins-I9 status, is critical for employers to understand -ou...

Jason Kobal, Dr Michael LaRocca, Aakash Patel Jason-your attorney needs to have a working relationship with a medical professional...Jason has built a relationship w Dr Larocca, knows how he works and trusts his opinion and medical knowledge -fla residents need bodily injury protection, make sure your covered -14 day rule...14 days to get to an MD, makes a big financial difference in your case &nb...

Fred Muth, Chris Baran Fred-aluminum price increases have pushed people to buy ahead of the extra cost, whether tarrifs are behind it or not -tampa screens is busy now, many homeowners are adding screened space, during renovation -fred works with the hoa's to get design approval on his projects tip -when bidding out work - ASK QUESTIONS _____________ Chris- property mgt is about communication...bp...

Todd Hassie, Eunice Halstead, Jay Smith Todd- beware off lenders offering to pay your closing costs, offering discounts or special rates....NO ONE WORKS FOR FREE...you are paying in some area, your costs are rolled back into the loan, check final figures -the lender needs to make sure the inspection is up to date, because it impacts the rate they can offer a potential buyer ______________ Eunice-...

Ruth Watkins, Mary Surnicki, Tom Goen Ruth - float vs lock Ruth knows small changes can occur anytime, so get locked in...rates fluctuate all the time, be ready to respond -watch value of bonds, rates respond to bond value daily -"alerts to lock" when factors indicate rates rising, make the move to lock -lenders use many gimmicks...we will pay your closing costs or offer a special dea -there are p...

Leo examines the fate of new TV programs, offers insights into many of his favorite programs. Louise discusses PRESS RELEASES, MARKETING, GHOST WRITING...louise offers many ways to use creative writing to market your business Hosted on Acast. See acast.com/privacy for more information.

Conner Keller, Ron Fuller Connor- termites have been showing up later than usual this year, even some species that usually don't appear in the bay have been spotted -whether your home is block, wood frame or sips..termites find a way, they will come up through the slab and get to the wood that is present, even if its on the 2nd floor only -termite inspection can crush any real estate deal, get it...

Rene Gignac, Jannete Sawdon Rene-different programs are available for educating yourself about the real estate space,  -avg 30% more for rent payment over mortgage payment -know the market environment, if you want to sell, be prepared to move fast, even if you are just waiting for your # to be met, you still need to be ready -find your comfort zone from a payment standpoint...know your limits...

Jason Kobal, Joseph Warren Jason-car ax or injury on the job...you must have a relationship with your doctor...in workers comp claims the doctor is picked by the business owner, so you must get all testing and diagnostics done -each attorney works with his own medical professionals, check to see if your attorney has a strong network -when issues arise make sure you have considered all the possibil...

Rene represents Team Hennessey, LOAN PILOTS Robin Winkler of Robin Reis Family Photography discusses Brandon's wedding and how their photo shoot evolved Hosted on Acast. See acast.com/privacy for more information.

Jason Avery, Matt Dimaio Jason- Avery construction has been recognized as one of the top 3 bathroom renovators in the area -about 85 projects per year, avery gets it done -book "constructing success" is doing well...Jason is coaching other business owners, if your new to construction, take advantage of jasons knowledge -less reliance on subs due to the great staff at Avery _____________________ Ma...

Ruth Watkins, Dominique Martinez, Steve Lehman Ruth - Ruth can help you understand what a "point" means on your loan -a dollar today vs the value in the future...how long in the home? -adj rates, fixed rates...if you can secure yourself with todays rates..stay w the fixed (primary residence)...if your plan is to get out in 5 years , then maybe a arm makes sense(flip in 2 years) -check your closing...

Leo Cannyn, Manny Febre, Ron Fuller Leo-beryl can save you time during construction by doing (3rd party inspections)multiple inspections, rather than waiting for completion...roof to foundation...anything electrical, plumbing...etc -the addition of a basement has caused issues for a homeowner, caused ground to shift with water table and pool cracked...etc __________________ Manny -febre frameworks...

Todd Hassie, Conner Keller, Thomas King Todd- Fannie allows 3% down, FHA 3.5% down....you don't have to put as much down as you think -as long as you can source the income ...go fund me account or family member loan can qualify -renters are paying 30% more than they would as a home owner -todays market looks a lot like the post Vietnam era -rates will not be lower than right now, the future will b...

Shawn Yesner, Donna Baran Shawn-many landlords try to evict tenants in 15 days, but its 15 days from end of the month, not just 15 days -mortgage debt relief act has expired, learn the laws about tax, because they are complex, hire a professional to explain your options -if the foreclosure or short sale generates income..the income would not be taxable, now with law changes you need to be aware -"...

Hear Leo Cannyn from Beryl Engineering discuss Beryl's mission to help endangered sea turtles, and Scott Maurer from Advanta IRA explains some of the ways an IRA can assist you with wealth preservation. Hosted on Acast. See acast.com/privacy for more information.

With host Brandon Rimes feeling under the weather, The Consumer Quarterback Show goes to the bullpen to call one of the best in the business, creator of the Dignitary Brand,Ian Beckles, to fill the void. The Regional Manager for GSM Mortgage Company representing the Go Team, Ruth Watkins joins us to discuss the inevitable rate increase in mortgages. We also have a special guest today, representing...

The Consumer Quarterback Show rounds out the week with some of the best in the business. The Owner of Avery Construction Jason Avery is in studio discussing everything you need to know about home renovations. We also welcome back the Regional Manager representing the Go team for GSM Mortgage company ruth Watkins who shares the top ten things you must avoid if you want to get a mortgage. Speci...

The Consumer Quarterback Show helps you get passed hump day by making you a smarter consumer. Leo Cannyn, the Principal Project Manager for Beryl Engineering talks about problematic properties and the expansion of Beryl Engineering. Show Producer James DeGerome also steps up to the mic and explains the benefits of joining Brandon's team. Our Tell Me Something Good Segment tells a story of a y...

Brandon Rimes and The Consumer Quarterback Show end the week with some of the best in the business. Our Mortgage Expert, Mario Larrea for Mutual Mortgage tells us that now is the time to buy or refinance, before the rates go up. Milena Mateev, the Tampa Bay Chapter President for Gulf to Bay Premiere Interiors, joins us talking about the big difference between a home that is renovated, and a home t...

Today's show is full of information to help you win in any marketplace. In studio today is Ruth Watkins, a Regional Manager representing the GO Team for GSF Mortgage company, tells us how thinking outside the box can help you find the best possible loan. Also in the house is the President of LAST Research and Editing Louise Harris, who explains the importance of connecting your message to a trendi...

Another Consumer friendly Monday as The Consumer Quarterback Show welcomes Estate Planning Attorney Joseph Pippen Jr., who explains why living trust is something you need. We also have Bill Blair, Business Broker for RealTec Business Brokers who explains how valuing your business is done in terms of multiples instead of comps to calculate values. Our Name That Tune Segment features songs from popu...

The Consumer Quarterback Show comes at you today with great information regarding your home. Our Mortgage Expert Mario Larrea of Mutual Mortgage is in the house today explaining how a 203k loan is a great product to tackle all your home renovation needs. Leo Cannyn, the Principal Project Manager for Beryl Engineering, is also speaking on the 203k loan and how his company can advise you about neede...