The Clark Howard Podcast

Google & Apple are working together on a contact tracing app. This could help as we seek to remain safe as businesses reopen around the country. We will still need to up our abilities to test people for the virus. Grocery store workers find themselves at higher risk right now just by going to work. Clark talks about how these workers are being treated. As they put their health at risk, we should b...

Stimulus checks are starting to hit bank accounts. But how should you handle the money you receive? Clark gives his thoughts. Car insurance companies are sending rebates to customers. Clark gives the specifics on which companies are doling out these refunds. Ticketmaster and StubHub are not treating their customers well right now. How should you be investing right now? The market is volatile. Clar...

When will people be able to go back to work? Clark talks about a potential timeline and what it will look like as the economy attempts to rebound. The PPP and EIDL loan programs are failing small businesses. And the goalposts keep moving on lending amounts. Also, the big banks need to do a better job at getting this money into the hands of local small business owners. How can you stay safe at the...

Unemployment numbers are up big today. Clark talks about when the increased unemployment checks will arrive. Also, fintechs are starting to lend to small businesses as part of the PPP program. Online lender Kabbage is taking applications and has a great guide to the PPP for business owners. The Federal Reserve unveiled a program to offer support to mid-size businesses just this morning. Exercising...

Clark tells you how to handle a scenario in which you can't pay rent. The key is communication. The SBA lending progress is still tied up. Clark talks about what is happening on the ground and the changes he would like to see implemented. The housing market is experiencing a bit of turmoil right now. Many buyers are putting off their search right now. But Clark doesn't think that the housing marke...

Clark interviews Ashley Bell from the SBA in order to find out more on the Paycheck Protection Program and Economic Injury Disaster Loans. The DOL has issued guidelines to states on unemployment relief. States will now have to write new code on their sites in order to handle the requests There are great free resources out there for people suffering mental health consequences due to Covid-19. Clark...

The PPP is off to a really slow start. Clark discusses. We've got more information on stimulus checks. Clark discusses what we know now. Some companies are doing great work right now helping their customers. Clark highlights a few. Creating a will is a great idea right now. Clark tells you how to proceed. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark talks about the important updates on how PPP is being implemented and what the latest is with unemployment insurance claims. Sheltering in places works to keep us safer...and it's better for the future of our economy. Zoom has gotten some flack for their lack of proper privacy protections for users. Clark mentions some alternatives you should consider. Robo advisors are seeing people sign up...

Clarifications have been made about who will receive stimulus money from the government and when that money will come. State unemployment agencies are still trying to figure out how they process all of the new unemployment claims. Some people are touting Covid-19 remedies that don't work. Watch out for this. Stores are stepping up deliveries. Clark talks about how Walgreens is expanding its delive...

The details of the PPP and EIDL programs are a little murky. Clark brings as much clarity as possible to a situation that is rapidly moving trying to help small businesses stay afloat during these difficult times. This article from the Wall Street Journal gives some important details on Paycheck Protection. You can also learn more on the SBA website about PPP here. And if you qualify for an EIDL,...

SBA.gov is the place to apply for economic injury disaster loans. And $10k in funds can be received in the form of a grant if spent on paid leave, maintaining payroll, increased business costs due to Coronavirus disruption, and mortgage or lease obligations that can't currently be met. Amazon, Whole Foods, and Instacart employees are not happy about current working conditions. Some are walking out...

Funds will soon be flowing to the states for Americans filing for unemployment. Clark discusses more of the details we now know. The stock market continues to be volatile. Clark tells you what this means for your investments. Gas prices are down although Americans are driving far less these days. And the Real ID law implementation has been delayed for a year. Thanks to the stimulus bill, you can t...

Small businesses and non-profits are seeing real financial relief in the recent stimulus bill. Clark talks about some of the details. Some of the travel refunds being offered by the airlines aren't that great. Clark tells you how to approach the conversation to get the refund you deserve. The supply chain is still in working order. It's consumer pre-buying that has led to barren grocery store shel...

Stimulus checks are coming. Clark details the Senate bill and what these stimulus payments will look like and who will receive them. The stimulus bill also includes provisions for everyone who has a federal student loan. Clark details the benefit for those people too. You don't have to file your taxes until July 15 now. But what about the contribution deadline for an IRA? The IRS has clarified som...

Clark discusses the stimulus bill deal that finally came together on Wednesday morning. It has not yet become law but some of the details of what this bill looks like have become clear. If you need relief from credit card bills right now Clark has advice for having that conversation with your credit card company. Healthcare exchanges might reopen in the face of the Coronavirus pandemic. Job losses...

Clark talks about the Senate relief bill that is still being negotiated. It looks like American families will be receiving direct payments from the government. But how long until we get them in our bank accounts? That is still up in the air. Automakers are stepping up their efforts to help by making respirators instead of cars. Clark talks about how to approach your student loans right now. There'...

In a tsunami of economic turmoil, Clark talks about the companies that are hiring and where to turn if you are in need of work. The Fed announced this morning that they will be supporting the markets with massive amounts of quantitative easing. Work from home scams are popping up in a big way right now. What to watch out for. Working from home with kids is hard - especially since you are likely ha...

Clark talks about how Taiwan is handling Covid 19. There's a lot of uncertainty right now and economic difficulties are increasing in light of the stricter quarantine situations. Clark talks about how the mortgage market has changed in recent days. Rates have actually swung UP a good bit - but they won't stay up for long. Learn more about your ad choices. Visit megaphone.fm/adchoices

The market is still experiencing a lot of volatility. Clark discusses how you should approach your retirement account in light of the current turmoil. Clark discusses what the Coronavirus relief bill means for the American public. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark discusses how the grocery stores are doing and the unique way human beings come together in crisis. Some travel companies are doing a good job of responding to their customers. Others, not so much. Clark talks about how to approach the travel bookings you already have. Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark continues to talk about the fallout from the Coronavirus pandemic. There won't be a way of avoiding a recession, and many American jobs and small businesses are at risk right now. The government is working on ways to prop up the economy during the pandemic. But they seem to be more focused on big business than individual Americans. Learn more about your ad choices. Visit megaphone.fm/adchoic...

The stock market had a rough day. But the impacts of the Coronavirus extend far beyond that. Clark discusses stock market reaction, small business difficulties, and how to handle your personal finances in these uncertain times. Clark also discusses the Fed injecting cash into the economy, mortgage refinancing, and the current travel situation as well. Learn more about your ad choices. Visit megaph...

Savings bonds are great place to put money these days. They could be a better option for you instead of a savings account or CD. Ikea is recalling more dressers. Clark tells you what to watch out for and how to keep your kids safe. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates have sunk to historic lows. But there's a LOT you need to know before you pull the trigger on a refinance. Fifth Third Bank is being sued by the CFPB stating that the bank opened up fraudulent accounts in customers names without their knowledge. Sounds like Fifth Third took a page out of the Wells Fargo playbook! We officially hit bear market territory yesterday. Clark tells you wha...

As the WHO has called coronavirus a pandemic, there are many ways this impacts individual Americans. Clark says that our politicians are failing us and should be putting a higher priority on public health. He also talks about how we should approach our personal finances in light of the current scary health conditions. Travel companies are having a difficult time and the travel cancellation policie...